SUFFOLK LIFE PENSIONS LIMITED
Operating as a subsidiary of the Curtis Banks Group, the company administers self-invested personal pensions and operates under the Curtis Banks Pensions brand.
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Cash
£22M
+111% vs 2023
Net assets
£15M
+12.9% vs 2023
Employees
131
-69.4% vs 2023
Profit before tax
£13M
+55% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
4 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | Δ vs prior |
|---|---|---|---|---|
| Turnover | £38,343,000 | £37,669,000 | -1.8% | |
| Operating profit | £10,200,000 | £13,616,000 | +33.5% | |
| Profit before tax | £8,351,000 | £12,948,000 | +55% | |
| Net profit | £6,699,000 | £10,047,000 | +50% | |
| Cash | £10,573,000 | £22,312,000 | +111% | |
| Total assets less current liabilities | £17,315,000 | £18,640,000 | +7.7% | |
| Net assets | £13,554,000 | £15,301,000 | +12.9% | |
| Equity | £13,554,000 | £15,301,000 | +12.9% | |
| Average employees | 428 | 131 | -69.4% | |
| Wages | £14,873,000 | £9,223,000 | -38% | |
| Directors' remuneration | £278,000 | £267,000 | -4% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 26.6% | 36.1% | |
| Net margin | 17.5% | 26.7% | |
| Return on capital employed | 58.9% | 73.0% | |
| Gearing (liabilities / total assets) | 53.3% | 62.0% | |
| Current ratio | 1.91x | 1.61x | |
| Interest cover | 60.36x | 83.53x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- SUFFOLK LIFE PENSIONS LIMITED 1994-03-02 → present
- SUFFOLK CAPITAL TRUST LIMITED 1985-09-27 → 1994-03-02
- EAST ASSET MANAGEMENT LIMITED 1984-03-16 → 1985-09-27
- EAST ANGLIAN SECURITIES TRUSTEE COMPANY LIMITED 1978-12-31 → 1984-03-16
- FITZWALTER WRIGHT TRUSTEE COMPANY LIMITED 1974-08-14 → 1978-12-31
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors believe, after reviewing both the Company's forecasts and projections and taking into account any relevant macro-economic factors including inflation and interest rate movements, and changes in trading performance that the Company will have sufficient current financial resources to continue to operate and to meet its financial obligations as they fall due, for at least the 12 months from the date of approval of these financial statements.”
Group structure
- SUFFOLK LIFE PENSIONS LIMITED · parent
- Suffolk Life Trustees Limited 100%
- EPPL P1056 Limited 100%
Significant events
- “There are no significant events after the balance sheet date.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 59 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WAKEFORD, Helen Mary | Secretary | 2026-02-04 | — | — |
| CLARKSON, Alastair James | Director | 2022-12-21 | Feb 1966 | British |
| REGAN, Michael Robert | Director | 2024-01-01 | Feb 1979 | British |
| RILEY, Cathryn Elizabeth | Director | 2024-05-01 | Apr 1962 | British |
| WOODS, Jennifer Ann | Director | 2025-10-01 | Jun 1981 | British |
Show 59 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRUCE, Michelle | Secretary | 2024-03-01 | 2025-02-01 |
| CHESTER, Renata Angela Karolina | Secretary | 2016-05-25 | 2019-12-31 |
| COWLAND, Dan James | Secretary | 2019-12-31 | 2023-05-02 |
| DIXIE, Alice Sian Rhiannon | Secretary | 2025-02-01 | 2025-12-15 |
| FURNISS, Ian William | Secretary | 2007-12-13 | 2008-10-01 |
| MILLARD, Gemma Louise | Secretary | 2023-05-02 | 2024-02-29 |
| PETHERICK, Louis | Secretary | 2025-12-15 | 2026-02-04 |
| STANNARD, Ann Olive | Secretary | — | 2007-12-13 |
| LEGAL & GENERAL CO SEC LIMITED | Corporate Secretary | 2008-10-01 | 2016-05-25 |
| BANKS, Gordon | Director | 2002-08-30 | 2008-09-01 |
| BARKER, Alan George | Director | — | 2004-11-09 |
| BARRAL, David Barclay | Director | 2022-05-26 | 2023-03-23 |
| BOUSFIELD, Clare Jane | Director | 2024-07-01 | 2025-06-30 |
| BRAIN, Eunice Barbara Emma | Director | 2010-04-01 | 2011-04-15 |
| BUNTING, Gerald Nigel | Director | 1998-01-15 | 2006-12-31 |
| BURMAN, Jason Charles | Director | 2002-08-30 | 2008-09-11 |
| BURY, James Michael | Director | 2015-02-04 | 2016-05-25 |
| CATCHPOLE, Alan Henry | Director | — | 2004-09-14 |
| CATCHPOLE, Henry Nathaniel | Director | 1994-05-12 | 2010-03-31 |
| CHESTER, Renata Angela Karolina | Director | 1998-01-15 | 2019-12-31 |
| COWLAND, Dan James | Director | 2019-12-03 | 2023-12-31 |
| CRICHTON, Oliver Peter | Director | 2010-04-01 | 2012-01-13 |
| CURTIS, Rupert Morris | Director | 2016-10-25 | 2018-12-31 |
| DAVIDSON, Judith Mary | Director | 2023-09-26 | 2024-05-01 |
| DOCHERTY, Peter Gordon John | Director | 2023-01-10 | 2025-10-01 |
| ELLISON, Robin Charles | Director | — | 1992-06-05 |
| FAGAN, David Patrick | Director | 2015-02-04 | 2015-12-16 |
| FURNISS, Ian William | Director | 2006-12-15 | 2010-08-31 |
| GISSING, Clive Adrian | Director | 2002-08-30 | 2008-08-26 |
| HAVERS, Anthony Richard | Director | 2006-06-20 | 2008-08-21 |
| HOBBS, David Geoffrey | Director | 2015-05-29 | 2015-11-04 |
| HOBBS, David Geoffrey | Director | 2011-01-05 | 2013-06-30 |
| HOSKINS, Richard | Director | 2023-09-26 | 2025-10-01 |
| JONES, Christopher Francis | Director | 2011-12-12 | 2015-05-15 |
| JONES, Christopher Francis | Director | 2005-02-15 | 2008-09-11 |
| JUDGE, Louise Claire | Director | 1998-01-15 | 2008-08-21 |
| KINGSTON, Greg | Director | 2017-07-10 | 2020-07-25 |
| LLOYD, Simon Trevor | Director | 2015-02-04 | 2015-04-27 |
| MACDONALD, Christopher Anthony James | Director | 2019-09-17 | 2022-05-26 |
| MARCH, Robin Gordon | Director | — | 1998-05-31 |
| MAY, Hugh George | Director | 2012-05-03 | 2013-12-31 |
| MCCALL, David Slesser | Director | — | 1994-11-14 |
| MCLAUGHLIN, Andrew Charles | Director | 2006-06-20 | 2008-08-21 |
| MORET, Anthony John | Director | 2004-07-13 | 2008-09-11 |
| MURRAY, John Hendry | Director | — | 1993-02-02 |
| NEWMAN, Philip John | Director | 2002-08-30 | 2008-09-11 |
| PURVES, Kathryn Elizabeth | Director | 2023-09-26 | 2023-11-20 |
| RIDGLEY, Jane Ann | Director | 2014-03-05 | 2023-05-01 |
| RODGERS, Nigel Trevor | Director | 2016-06-29 | 2022-03-31 |
| RODGERS, Nigel Trevor | Director | 2014-09-09 | 2015-02-16 |
| RUDGE, Michael Peter | Director | 2015-10-07 | 2016-05-25 |
| SAVAGE, Dominic | Director | 2012-11-27 | 2014-08-26 |
| SCOWSILL, Jeremy Mark | Director | — | 1994-12-31 |
| SELF, William Arthur | Director | 2010-04-01 | 2022-10-06 |
| STONE, Ian Charles | Director | 2017-07-11 | 2021-02-12 |
| TARRAN, Paul James | Director | 2016-09-19 | 2019-09-30 |
| WATSON, Richard John | Director | — | 1997-11-03 |
| WEIR, Peter Vincent | Director | 2001-01-15 | 2010-12-31 |
| WILSON, William Hubert Rollo | Director | 2007-01-02 | 2008-08-21 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Suffolk Life Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-09-03 | Active |
| Curtis Banks Group Plc | Corporate entity | Shares 75–100%, Voting 75–100% | 2019-05-21 | Ceased 2019-09-03 |
| Suffolk Life Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2019-05-21 |
Filing timeline
Last 20 of 279 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-11 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-02-11 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-01-07 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-01-07 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-11-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-29 | AA | accounts | Accounts with accounts type full | |
| 2025-07-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-06 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-02-03 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-11-14 | CH01 | officers | Change person director company with change date | |
| 2024-10-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-27 | AA | accounts | Accounts with accounts type full | |
| 2024-08-23 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-15 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-15 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-08 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-03-01 | TM02 | officers | Termination secretary company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 10
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 4
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.