BMW FINANCIAL SERVICES (GB) LIMITED
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Cash
£713k
+90.1% vs 2024
Net assets
£835m
-11.1% lowest in 3 filed years
Employees
806
-0.4% vs 2024
Profit before tax
-£139m
-455.9% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £873,597,000 | £1,038,051,000 | £1,211,911,000 | +16.7% | |
| Operating profit | £155,928,000 | £28,978,000 | -£167,615,000 | -678.4% | |
| Profit before tax | £229,381,000 | £39,139,000 | -£139,304,000 | -455.9% | |
| Net profit | £175,324,000 | £29,030,000 | -£104,452,000 | -459.8% | |
| Cash | £2,087,000 | £375,000 | £713,000 | +90.1% | |
| Total assets less current liabilities | — | £3,249,268,000 | £2,090,028,000 | -35.7% | |
| Net assets | £910,241,000 | £939,271,000 | £834,819,000 | -11.1% | |
| Equity | £910,241,000 | £939,271,000 | £834,819,000 | -11.1% | |
| Average employees | 963 | 809 | 806 | -0.4% | |
| Wages | £40,937,000 | £36,584,000 | £43,803,000 | +19.7% | |
| Directors' remuneration | £860,000 | £855,000 | £729,000 | -14.7% | |
| Directors' pension contributions | £56,000 | £54,000 | £48,000 | -11.1% | |
| Highest paid director | £302,200 | £304,200,000 | £292,800,000 | -3.7% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 17.8% | 2.8% | -13.8% | |
| Net margin | 20.1% | 2.8% | -8.6% | |
| Return on capital employed | — | 0.9% | -8.0% | |
| Gearing (liabilities / total assets) | 92.3% | 92.7% | 93.7% | |
| Current ratio | 0.93x | 0.88x | 0.78x | |
| Interest cover | 0.28x | 0.04x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- BMW FINANCIAL SERVICES (GB) LIMITED 1997-04-30 → present
- BMW FINANCE (GB) LIMITED 1987-06-17 → 1997-04-30
- BOWMAKER SERVICES LIMITED 1976-11-30 → 1987-06-17
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“These financial statements are prepared on a going concern basis. The Company continues to comply with the requirements of the Companies Act 2006, applicable to companies reporting under FRS 101 “Reduced Disclosure Framework”.”
Significant events
- “On 11 January 2024, the FCA announced a review of historic motor finance commission arrangements and sales across several firms and introduced a pause on relevant complaints, which was subsequently extended.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 33 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| JOHNSON, William Edwin | Secretary | 2018-11-28 | — | — |
| DENNETT, Michael | Director | 2015-04-01 | Sep 1967 | British |
| KERRY, Philip | Director | 2013-12-17 | Aug 1970 | British |
| WINGFIELD, Ursula Cornelia | Director | 2020-08-01 | Aug 1967 | German,South African |
| WONG, May | Director | 2026-08-01 | Feb 1979 | Australian |
Show 33 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FERRISS, Mary Elizabeth | Secretary | 2000-06-07 | 2015-09-28 |
| GAINES, Jeffrey | Secretary | 1992-06-30 | 2000-06-07 |
| MACLACHLAN, Ronald | Secretary | — | 1992-06-30 |
| WOOLLEY, Gillian Mary | Secretary | 2002-01-15 | 2018-11-28 |
| BERNING, Klaus | Director | 1999-01-01 | 2001-12-31 |
| CHUHAN, John | Director | 2008-03-10 | 2008-07-01 |
| DYE, Keith Gavin | Director | 2005-10-01 | 2010-02-27 |
| ESSIG, Tobias Ambros | Director | 2013-05-01 | 2020-08-01 |
| FERREIRA, Talita | Director | 2005-11-01 | 2013-02-28 |
| FINZI, Manfred | Director | — | 1992-06-30 |
| GASKELL, Kevin Derek | Director | 1997-03-20 | 1999-04-01 |
| GLASS, Alan Graham | Director | — | 1992-06-30 |
| GREEN, Richard | Director | 2002-08-16 | 2002-12-31 |
| GRIFFITHS, Robert James | Director | 1999-04-01 | 2001-12-31 |
| HANNAH, David Wilson | Director | 2002-01-15 | 2005-01-31 |
| HONEYBALL, William | Director | — | 1996-12-31 |
| HOOK, Peter Francis | Director | — | 1992-06-30 |
| JORDAN, Robert Michael | Director | 2005-06-14 | 2018-01-01 |
| KALINKE, Christian Eberhard | Director | 2010-02-27 | 2011-04-01 |
| KALINKE, Christian Eberhard | Director | 2006-02-01 | 2009-04-01 |
| KERP, Petra Annelore | Director | 1996-09-16 | 2000-06-07 |
| KERRY, Phillip | Director | 2005-02-01 | 2005-11-30 |
| LEITH, Tracey June | Director | 2018-01-01 | 2024-08-31 |
| LORENZ, Gunter | Director | 1994-04-07 | 1999-01-01 |
| MACLACHLAN, Ronald | Director | — | 1992-06-30 |
| MOHR, Michael Klaus Edwin | Director | 2021-07-01 | 2026-07-31 |
| MUNK, Frank Uwe | Director | 2000-06-07 | 2005-06-17 |
| NIEDERNHUBER, Guenter, Dr | Director | 2001-01-01 | 2006-02-01 |
| PAYSEN, Luder | Director | 1992-06-30 | 1994-02-02 |
| PURVES, Thomas Finlayson Grant | Director | — | 1997-03-20 |
| ROEMER, Peter | Director | 2009-04-01 | 2010-05-01 |
| SMITH, Ian Charles | Director | 2011-04-01 | 2015-07-30 |
| WINGFIELD, Ursula Cornelia | Director | 2010-07-01 | 2011-02-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bmw (Uk) Holdings Ltd | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors, Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 266 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-21 | AA | accounts | Accounts with accounts type full | |
| 2026-09-10 | CH01 | officers | Change person director company with change date | |
| 2026-08-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-08-04 | AP01 | officers | Appoint person director company with name date | |
| 2026-08-04 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-21 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-02-20 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-20 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-20 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-20 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-20 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-11-21 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-09-18 | AA | accounts | Accounts with accounts type full | |
| 2025-08-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-23 | AA | accounts | Accounts with accounts type full | |
| 2024-09-13 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-04 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-10-17 | RP04AP01 | officers | Second filing of director appointment with name | |
| 2023-08-25 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 12
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.