R&Q REINSURANCE COMPANY (UK) LIMITED
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Cash
—
Latest balance sheet
Net assets
£659K
-22.5% vs 2024
Employees
0
Average over period
Profit before tax
-£191K
+95% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
a material uncertainty exists that may cast significant doubt on the company's ability to continue as a going concern, and therefore that it may be unable to realise its assets and discharge its liabilities in the normal course of business.
-
Going-concern uncertainty disclosed
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|
| Gross written premiums | -£1,420,000 | £293,000 | +120.6% | |
| Net earned premiums | -£1,420,000 | £293,000 | +120.6% | |
| Claims incurred | £434,000 | £750,000 | +72.8% | |
| Investment return | -£1,244,000 | £105,000 | +108.4% | |
| Profit before tax | -£3,783,000 | -£191,000 | +95% | |
| Net profit | -£3,787,000 | -£191,000 | +95% | |
| Insurance contract liabilities | £3,162,000 | £1,786,000 | -43.5% | |
| Total assets | £4,294,000 | £2,787,000 | -35.1% | |
| Total liabilities | £3,444,000 | £2,128,000 | -38.2% | |
| Equity | £850,000 | £659,000 | -22.5% | |
| Average employees | 0 | 0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 80.2% | 76.4% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- R&Q REINSURANCE COMPANY (UK) LIMITED 2006-07-11 → present
- BRANDYWINE REINSURANCE COMPANY (UK) LIMITED 1999-09-03 → 2006-07-11
- CIGNA REINSURANCE COMPANY (UK) LIMITED 1988-03-31 → 1999-09-03
- INA REINSURANCE COMPANY (U.K.) LIMITED 1977-05-31 → 1988-03-31
Audit & accounting basis
- Accounting basis
- FRS 102
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“a material uncertainty exists that may cast significant doubt on the company's ability to continue as a going concern, and therefore that it may be unable to realise its assets and discharge its liabilities in the normal course of business.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 32 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FINNEY, Richard James | Director | 2021-12-01 | Jan 1966 | British |
| WALKER, Michael Stephen | Director | 2026-05-13 | Jan 1963 | British |
| WRAGG, Philip | Director | 2026-01-13 | Sep 1965 | British |
Show 32 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BAMFORTH, Peter John | Secretary | 1999-12-09 | 2001-10-17 |
| ELLENDER, John Eric | Secretary | — | 1999-10-06 |
| WATT, Jeremy | Secretary | 2008-02-20 | 2008-12-11 |
| WATT, Jeremy | Secretary | 2006-07-04 | 2007-08-22 |
| WILLSHER, James Andrew | Secretary | 2007-08-22 | 2008-02-20 |
| ACE LONDON SERVICES LIMITED | Corporate Secretary | 2001-10-17 | 2006-07-04 |
| R&Q CENTRAL SERVICES LIMITED | Corporate Secretary | 2013-11-26 | 2025-03-31 |
| R&Q SECRETARIES LIMITED | Corporate Secretary | 2008-12-11 | 2013-11-26 |
| BAMFORTH, Peter John | Director | 1995-05-03 | 2006-03-28 |
| BOOTH, Thomas Alexander | Director | 2013-01-18 | 2018-01-05 |
| CURTIS, Philippa Mary | Director | 2001-10-17 | 2005-09-05 |
| DURKIN, Michael Eugene | Director | — | 2006-07-03 |
| FEDYNA, Michael William | Director | 1993-09-21 | 1995-05-03 |
| GHASSEMI, Riaz | Director | 2006-07-04 | 2007-09-17 |
| GLOVER, Michael Logan | Director | 2011-10-24 | 2019-12-31 |
| GLOVER, Michael Logan | Director | 2001-10-17 | 2003-02-28 |
| JARVIS, Gregg Daniel | Director | 2019-10-08 | 2022-09-16 |
| LANGRIDGE, Mark Andrew | Director | 2008-10-01 | 2021-12-17 |
| MAHONEY, Thomas Joseph | Director | — | 1993-03-03 |
| MANTZ, John Martin | Director | — | 1993-09-21 |
| MCCAIG, Malcolm Graham | Director | 2024-11-08 | 2025-11-04 |
| MCCANN, Peter John | Director | 2006-07-04 | 2009-05-21 |
| MCCOY, Robin Edward | Director | 2009-05-21 | 2010-11-10 |
| MELLOR, Christopher John | Director | 2000-02-01 | 2006-07-03 |
| QUILTER, Alan Kevin | Director | 2006-07-03 | 2014-04-22 |
| RANDALL, Kenneth Edward | Director | 2006-07-03 | 2019-06-30 |
| RISEBOROUGH, Christopher | Director | 2025-11-10 | 2026-02-21 |
| SCHMALZRIEDT, Gary | Director | 2001-10-17 | 2004-12-01 |
| SINGH, Charles Wesley | Director | 2006-07-04 | 2011-09-09 |
| SMITH, Michael James | Director | 1993-03-03 | 2005-04-22 |
| TILNEY, Mark John | Director | 2023-01-09 | 2024-11-08 |
| TURNEY, Rodney Desmond | Director | 2006-11-10 | 2009-07-10 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Randall & Quilter Ii Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2018-07-26 | Active |
| Mr Kenneth Edward Randall | Individual | Significant influence | 2016-04-06 | Ceased 2019-07-10 |
| Randall & Quilter Investment Holdings, Ltd. | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2018-07-26 |
Filing timeline
Last 20 of 224 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-19 | AA | accounts | Accounts with accounts type full | |
| 2026-05-27 | ANNOTATION | miscellaneous | Legacy | |
| 2026-05-19 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-21 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-26 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-30 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-07-01 | AA | accounts | Accounts with accounts type full | |
| 2025-04-15 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-12-13 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-13 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-18 | AA | accounts | Accounts with accounts type full | |
| 2023-08-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-03 | AA | accounts | Accounts with accounts type full | |
| 2023-01-20 | AP01 | officers | Appoint person director company with name date | |
| 2022-10-25 | TM01 | officers | Termination director company with name termination date | |
| 2022-08-12 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 10
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.