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EC INSURANCE SERVICES LIMITED

#01534505 · Active · Incorporated 1980-12-12 (45y 10m) · Last filing 2026-09-10 (1mo ago)
Financials · SIC 66220 · K Financial & Insurance Activities · Full accounts
Accounts due 2027-09-30 (in 11 months) · Confirmation due 2027-07-22 (in 9 months) · No watchouts on the register

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Cash

—

Latest balance sheet

Net assets

—

Equity attributable

Employees

6

0% vs 2024

Profit before tax

£2.4m

+11.2% highest in 3 filed years

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Turnover £3,166,246£3,376,569£3,701,187 +9.6%
Operating profit £1,841,273£2,021,481£2,276,239 +12.6%
Profit before tax £1,956,435£2,161,440£2,403,002 +11.2%
Net profit £1,495,923£1,623,616£1,802,905 +11%
Cash £5,588,445£5,127,340— —
Total assets less current liabilities ——— —
Net assets £2,636,651£2,765,267— —
Equity £2,636,651£2,765,267— —
Average employees 666 0%
Wages £422,031£437,391£485,398 +11%
Directors' remuneration £282,176£290,120£305,915 +5.4%
Directors' pension contributions £13,750£14,356£15,625 +8.8%

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Operating margin 58.2%59.9%61.5%
Net margin 47.2%48.1%48.7%
Gearing (liabilities / total assets) 55.4%56.2%—
Current ratio 1.80x1.78x—
Interest cover ——65.62x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 3 times since incorporation

  1. EC INSURANCE SERVICES LIMITED 2015-03-02 → present
  2. ELECTRICAL CONTRACTORS INSURANCE SERVICES LIMITED 1982-02-02 → 2015-03-02
  3. ELECTRICAL CONTRACTORS' INSURANCE BROKERS LIMITED 1981-12-31 → 1982-02-02
  4. SEALET LIMITED 1980-12-12 → 1981-12-31

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Azets Audit Services
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“After making enquiries, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the accounts.”

Group structure

  1. EC INSURANCE SERVICES LIMITED · parent
    1. Brandrisks Group Limited 100% · England and Wales · dormant
    2. Brandrisks Limited 100% · England and Wales · dormant
    3. Propertyrisks Limited 100% · England and Wales · dormant
    4. Sportsrisks Limited 100% · England and Wales · dormant

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

5 active · 41 resigned

Name Role Appointed Born Nationality
FOREMAN, Terence David Secretary 2017-11-28 — —
BRATT, Stephen John Director 2013-11-01 Apr 1964 British
FEARN, Garry Michael Director 2013-12-30 Oct 1950 British
FOREMAN, Terence David Director 2021-04-28 Feb 1966 British
WRIGHT, Hugh David Director 2018-01-01 Mar 1983 British
Show 41 resigned officers
Name Role Appointed Resigned
BOORMAN, John Edward Secretary — 1993-08-31
BROMLEY, Diane Secretary 2015-06-26 2017-11-28
BURNLEY, Martyn James Secretary 1993-08-31 2011-02-09
HUDSON, Roger William Secretary 2011-02-09 2014-02-28
CS SECRETARIES LIMITED Corporate Secretary 2014-08-05 2015-06-26
ELEMENTAL COSEC LIMITED Corporate Secretary 2014-02-28 2014-02-28
ELEMENTAL COSEC LIMITED Corporate Secretary 2014-02-28 2014-08-05
ABLETT, Timothy Andrew, The Estate Of Mr Director 2012-06-19 2013-05-28
BROMLEY, Diane Elizabeth, Ma Director 2013-08-12 2017-11-28
BROOKS, Stephen Thomas Director 2015-01-21 2016-12-31
BROWN, Roger Stewart Director 2009-03-16 2016-03-31
BURNLEY, Martyn James Director 2013-11-01 2022-12-31
BURNLEY, Martyn James Director 2003-06-09 2012-03-08
COCKERILL, Desmond Frank Director — 1996-06-24
CRILLEY, Mark Stewart Director 2012-11-20 2014-10-28
CROSBY, Ian Paul Director 1996-06-24 2000-03-20
DAWSON, Peter Director 2001-06-11 2004-12-06
FORD, Arthur Bryan Director 1998-06-15 2003-03-17
FORREST SMITH, Richard David Director 2009-06-15 2017-11-28
GIFFEN, George Director — 1998-03-18
GUIRY, Paul Philip Director 2015-11-04 2017-11-28
HALL, Robert Michael Director 2003-06-09 2009-06-15
HANNAN, John Stephen Director 2009-06-15 2010-08-31
HOPE, Alistair Robert Director 2000-03-20 2012-10-26
HUMPHREYS, Peter David Director 2009-06-15 2012-04-13
HURSTHOUSE, Trevoe George Director 2003-06-09 2012-10-26
JENNINGS, George William Bryan Director — 1997-12-08
LUXTON, Jack Reginald Wynne Director 1997-12-08 2011-06-22
MARCH, John David Director 2015-11-04 2016-09-06
MCKENZIE, Malcolm Gordon Director 2009-06-15 2010-05-25
METCALF, David Felton James Director 2013-01-01 2015-06-29
POLLOCK, David Raymond John Director 1998-03-23 2009-06-15
RHODES, Charles Joseph Director 2005-06-13 2009-06-15
RICHARDSON, Gavin Austin Director 2012-10-26 2015-10-06
SALTER, David Director 2018-10-17 2020-02-05
SCARRETT, Philip Keith Director 2011-12-19 2016-08-26
SHARPE, David Victor Director 2007-06-11 2009-06-15
SIMPSON, Henry Mckay Director — 1996-06-24
THOMAS, Michael Richard, Rear Admiral Director 1996-06-24 1996-10-16
WEBB, John Sherwood Director — 2009-02-24
WEBB, Michael David Director 2012-10-26 2017-11-28

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Ec Insurance Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors, Significant influence 2016-04-06 Active

Filing timeline

Last 20 of 199 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2023-01-19 MA Memorandum articles
  • 2023-01-07 RESOLUTIONS Resolution
Date Type Category Description
2026-09-10 AA accounts Accounts with accounts type full
2026-07-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-09-16 AA accounts Accounts with accounts type full
2025-07-21 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-09-10 AA accounts Accounts with accounts type full
2024-07-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-09-21 AA accounts Accounts with accounts type full
2023-07-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-01-19 MA incorporation Memorandum articles
2023-01-07 RESOLUTIONS resolution Resolution
2023-01-04 TM01 officers Termination director company with name termination date PDF
2022-07-11 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-05-10 AA accounts Accounts with accounts type full
2021-07-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-07-04 AA accounts Accounts with accounts type full
2021-05-06 AP01 officers Appoint person director company with name date PDF
2020-07-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2020-06-05 AA accounts Accounts with accounts type full
2020-02-05 TM01 officers Termination director company with name termination date PDF
2019-07-16 CS01 confirmation-statement Confirmation statement with no updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
2

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page