HCC INTERNATIONAL INSURANCE COMPANY PLC
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Next accounts due
2027-06-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-03-25 (in 10mo)
Last made up 2026-03-11
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£993M
USD 1,328,784,000
+1.3% vs 2024
Employees
339
+11.1% vs 2024
Profit before tax
£235M
USD 313,878,000
+25.6% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gross written premiums | £983,970,995 | £1,020,599,537 | |
| Net earned premiums | £722,312,178 | £776,258,503 | |
| Claims incurred | £306,199,447 | £341,498,841 | |
| Investment return | £43,703,371 | £50,658,593 | |
| Profit before tax | £186,777,304 | £234,640,054 | |
| Net profit | £144,630,336 | £187,583,913 | |
| Insurance contract liabilities | £1,743,932,122 | £1,927,444,868 | |
| Total assets | £2,983,242,132 | £3,178,544,517 | |
| Total liabilities | £2,003,119,534 | £2,185,209,688 | |
| Equity | £980,122,598 | £993,334,828 | |
| Average employees | 305 | 339 |
Figures converted to GBP from USD at 0.748 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Gross written premiums
+3.7%
£983,970,995 £1,020,599,537
-
Net earned premiums
+7.5%
£722,312,178 £776,258,503
-
Profit before tax
+25.6%
£186,777,304 £234,640,054
-
Equity
+1.3%
£980,122,598 £993,334,828
-
Claims incurred
+11.5%
£306,199,447 £341,498,841
-
Insurance contract liabilities
+10.5%
£1,743,932,122 £1,927,444,868
-
Investment return
+15.9%
£43,703,371 £50,658,593
-
Employees
+11.1%
305 339
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 67.1% | 68.7% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- HCC INTERNATIONAL INSURANCE COMPANY PLC 2005-12-05 → present
- DE MONTFORT INSURANCE COMPANY PLC 1982-03-01 → 2005-12-05
- GORGEROSE LIMITED 1981-07-22 → 1982-03-01
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Considering the above, the Directors concluded that there were no material uncertainties that would cast doubt on the ability of HCCII to continue as a going concern for at least 12 months from the date of approval of these accounts. Accordingly, they continue to adopt the going concern basis in preparing the accounts.”
Group structure
- HCC INTERNATIONAL INSURANCE COMPANY PLC · parent
- HCCI Credit Services Limited 100%
- Tokio Marine Europe S.A. 100%
- Qdos Broker and Underwriting Services Limited 100%
- GCube Underwriting Limited 100%
- Renewable Energy Loss Adjusters Limited 100%
- HCC Diversificación y Soluciones S.L. 100%
Significant events
- “Establishment of subsidiary in the Dubai International Financial Centre (DIFC)”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
15 active · 36 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HOLLIDAY, Jenna Louise | Secretary | 2015-05-01 | — | — |
| WALKLETT, Nicholas John, Mr. | Secretary | 2005-12-22 | — | British |
| BARNES, Karen Lucinda | Director | 2025-05-23 | Jun 1974 | British |
| BURKE, Desmond Sean Edward | Director | 2024-06-05 | Jul 1968 | British |
| BUTTON, Simon | Director | 2013-07-26 | Mar 1965 | British |
| COOK, Barry John | Director | 2005-12-22 | Sep 1960 | British |
| DATTILO, Nadia | Director | 2024-07-17 | Jun 1970 | Canadian |
| FISCHBACH-ENGELBERG, Peter Martin | Director | 2023-01-01 | May 1960 | Swedish |
| HERVY, Thibaud Jacques Gerard | Director | 2011-01-27 | Jan 1974 | French |
| ISHERWOOD, Jonathan | Director | 2026-01-19 | Oct 1966 | English |
| NOMOTO, Masamitsu | Director | 2025-09-01 | Jan 1976 | Japanese |
| O'NEILL, Jean Margaret, Mrs. | Director | 2025-03-12 | Aug 1977 | Irish |
| SCARR, Craig Anthony | Director | 2015-06-12 | Jun 1962 | British |
| TAKAHIRO, Kazuya | Director | 2024-08-27 | Jun 1970 | Japanese |
| WHITE, Graham Richard Austen | Director | 2017-12-21 | Feb 1968 | British |
Show 36 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DAVIDSON, James Roger | Secretary | — | 2014-06-30 |
| FELDMAN, David | Secretary | 2012-10-05 | 2020-08-01 |
| FLYNN, Ronald Joseph | Secretary | — | 1997-09-30 |
| HUGHES, Rowland Lloyd | Secretary | 2006-03-31 | 2016-07-29 |
| WALKLETT, Nicholas John | Secretary | — | 2005-12-22 |
| BAKER, Angela Michelle | Director | 2021-01-29 | 2024-09-30 |
| BAZELY, David Leonard | Director | — | 1992-01-29 |
| BISHOP, John Henry | Director | 2010-04-01 | 2014-03-31 |
| BROWNE, Anthony Julian Francis | Director | 2007-09-21 | 2010-02-09 |
| CORDIER, Karen Jane | Director | 2012-09-11 | 2015-06-30 |
| DAVIDSON, James Roger | Director | — | 2014-06-30 |
| FLYNN, Ronald Joseph | Director | — | 1997-09-30 |
| HATAKEYAMA, Kiichiro | Director | 2019-09-01 | 2021-03-31 |
| HUTTON PENMAN, Nicholas Ian | Director | 2005-12-22 | 2020-08-25 |
| HUTTON PENMAN, Nicholas Ian | Director | 2005-03-31 | 2005-09-30 |
| INOUE, Dai | Director | 2024-07-17 | 2025-05-01 |
| ISHII, Hideyuki | Director | 2016-11-01 | 2019-03-31 |
| KELLY, Harry | Director | — | 2000-12-31 |
| LETSINGER, Katherine Lee | Director | 2012-10-08 | 2024-12-31 |
| MANCHESTER, Charles Louis Colin | Director | 2005-12-22 | 2008-12-18 |
| MARSH, Nicholas Carl | Director | 2014-04-01 | 2025-12-31 |
| MERRIMAN, Brendan Richard Anthony, Mr | Director | 2005-12-22 | 2012-09-19 |
| MISHIMA, Hideki | Director | 2021-02-06 | 2024-04-04 |
| NEWBEGIN, John Llywelyn Tracy | Director | 2010-03-11 | 2015-06-30 |
| ONSLOW, Michael Leonard | Director | 2005-12-22 | 2010-11-08 |
| PAUL, David Fletcher | Director | 2000-12-15 | 2003-11-18 |
| POTTLE, Thomas Alan | Director | 2003-11-18 | 2005-01-04 |
| ROHLF, Hans-Dieter | Director | 2014-01-16 | 2023-04-30 |
| SCHELL, Michael Jack | Director | 2011-01-27 | 2012-07-16 |
| SCHELL, Michael Jack | Director | 2011-01-24 | 2011-01-24 |
| SHIMIZU, Ko | Director | 2022-01-01 | 2024-04-04 |
| THOMAS, Robert Frederick | Director | 2005-09-30 | 2006-11-09 |
| TREEN, William Raymond | Director | 2011-10-20 | 2016-03-31 |
| WALKLETT, Nicholas John | Director | — | 2005-12-22 |
| WARD, Martyn David | Director | — | 2005-12-22 |
| WATTS, Jason David | Director | 1997-10-01 | 2005-12-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Tokio Marine Hcc Insurance Holdings (International) Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 240 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-29 | AA | accounts | Accounts with accounts type full | |
| 2026-03-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-20 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-09 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-02 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-05-27 | AUD | auditors | Auditors resignation company | |
| 2025-05-23 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-19 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-25 | AA | accounts | Accounts with accounts type group | |
| 2025-03-12 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-02-17 | CH01 | officers | Change person director company with change date | |
| 2025-01-24 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-31 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-31 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-18 | AA | accounts | Accounts with accounts type group |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.