ATRIUM UNDERWRITERS LIMITED
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Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
£28m
+37.7% highest in 3 filed years
Profit before tax
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £28,595,308 | £26,184,000 | £37,550,000 | +43.4% | |
| Operating profit | £22,529,437 | £19,950,000 | £27,921,000 | +40% | |
| Profit before tax | £22,947,667 | £20,440,000 | £28,148,000 | +37.7% | |
| Net profit | £17,539,339 | £15,326,000 | £21,111,000 | +37.7% | |
| Cash | — | — | — | — | |
| Total assets less current liabilities | — | — | — | — | |
| Net assets | — | — | — | — | |
| Equity | — | — | — | — | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 78.8% | 76.2% | 74.4% | |
| Net margin | 61.3% | 58.5% | 56.2% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- ATRIUM UNDERWRITERS LIMITED 1999-10-07 → present
- ATRIUM COCKELL UNDERWRITING LIMITED 1997-01-09 → 1999-10-07
- ATRIUM UNDERWRITING LIMITED 1986-03-12 → 1997-01-09
- RIGHOLD LIMITED 1985-11-14 → 1986-03-12
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the going concern assessment performed as at 31 December 2025, the Directors consider there to be no material uncertainties that may cast significant doubt over the Company or the Syndicates' ability to continue to operate as a going concern. The Directors have formed a judgment that there is a reasonable expectation that both the Company and the Syndicates have adequate resources to continue in operational existence in the foreseeable future, a period of at least twelve months from the date of signing these financial statements.”
Significant events
- “On 7 July 2025 it was announced that AUGL had entered into a definitive agreement with the CRC Group under which the CRC Group will acquire the managing agency from investment funds managed by Stone Point Capital LLC and other investors.”
- “Effective 25 November 2025 steps were completed to effect a group reorganisation and demerger, following which Atrium Corporate Capital Limited (previously a subsidiary of AUGL) become a directly held subsidiary of Northshore Holdings Limited (Northshore) and the remainder of the Atrium Group subsidiaries under Alopuc Limited were transferred to a separate group owned by Northshore DM Limited (NDML), a Bermudian Company.”
- “Effective 31 December 2025 AUGL along with the Atrium Group were acquired by CRC Group UK Holdings Limited (a UK holding company) which is 100% owned by CRC Insurance Group, LLC (a US domiciled company).”
- “With effect from 1 January 2026, AUL is managing a new syndicate, Syndicate 2026.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
10 active · 46 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SGH COMPANY SECRETARIES LIMITED | Corporate Secretary | 2024-03-31 | — | — |
| COLL, Nicole | Director | 2023-03-31 | Jan 1976 | British |
| COX, James Malcolm | Director | 2013-01-04 | Jul 1979 | British |
| FOWLE, John | Director | 2023-11-15 | Sep 1969 | British |
| GERHARDT, Hans-Peter Thomas | Director | 2025-12-01 | May 1955 | Swiss |
| GRUNERT, Rachel Fleur Elizabeth | Director | 2026-01-01 | Jul 1971 | British |
| LAIDLAW, Peter John | Director | 2023-01-01 | May 1973 | British |
| SHAH, Samit | Director | 2012-01-01 | Oct 1977 | British |
| STEWARD, Kirsty Helen | Director | 2013-01-23 | Aug 1977 | British |
| STOOKE, Christopher Macdonald | Director | 2021-01-01 | Apr 1957 | British |
Show 46 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BALICAO, Marla | Secretary | 2012-06-29 | 2014-04-07 |
| BRUCE, Martha Blanche Waymark | Secretary | 2014-04-07 | 2024-03-31 |
| BRUCE, Martha Blanche Waymark | Secretary | 2003-07-01 | 2012-06-29 |
| BURNETT, Daniel George | Secretary | — | 1996-12-31 |
| LEE, James Robert Francis | Secretary | 2002-04-08 | 2003-07-01 |
| MAGUIRE, Patrick Robert, Mr. | Secretary | 1996-12-31 | 2002-04-08 |
| ANDREWS, John Michael Geoffrey | Director | 1997-03-10 | 2007-10-01 |
| BADDELEY, Andrew Martin | Director | 2007-12-03 | 2013-02-06 |
| BAILEY, Charles Howard | Director | 1993-02-25 | 2008-05-31 |
| BRAMALL, George Robert | Director | — | 1992-12-31 |
| BURNETT, Daniel George | Director | — | 2000-08-01 |
| COCKELL, Michael Henry | Director | 1996-12-31 | 1998-08-26 |
| COLTON, Nicholas John | Director | 1993-08-02 | 1996-12-31 |
| COOK, Steven James | Director | 1997-08-01 | 2020-12-31 |
| COOPER, Simon David | Director | 2004-05-20 | 2012-05-23 |
| CURTIS, Simon Peter | Director | 2001-08-01 | 2007-09-30 |
| DANDRIDGE, Christine Elaine | Director | — | 2007-12-31 |
| DENBY, Mark Edmund | Director | — | 2004-04-29 |
| DRYSDALE, Toby Douglas | Director | 2008-01-01 | 2023-01-01 |
| DUMAS, Henry Raymond | Director | 2006-06-30 | 2007-11-30 |
| ELLIOTT, Andrew Duncan | Director | 2013-11-25 | 2020-03-31 |
| GODBEHERE, Ann Frances | Director | 2007-11-30 | 2014-03-28 |
| HAMILTON, Alexander Gordon Kelso | Director | 2014-04-16 | 2023-03-31 |
| HARRIES, Richard De Winton Wilkin | Director | 2008-01-01 | 2023-06-30 |
| HEARN, Stephen Patrick | Director | 2024-07-31 | 2025-12-01 |
| HERMAN, Mark Irving | Director | 2007-10-11 | 2008-02-18 |
| HERMAN, Mark Irving | Director | 2007-10-08 | 2007-10-08 |
| HIPKIN, David William | Director | 2000-08-07 | 2005-02-28 |
| KRAMER, Donald | Director | 2007-10-10 | 2010-03-18 |
| KRAMER, Donald | Director | 2007-10-08 | 2007-10-08 |
| LEE, James Robert Francis | Director | 2002-10-01 | 2024-12-31 |
| LEWY, Richard John | Director | 2002-06-28 | 2006-06-30 |
| LIMOND, Charles Allan | Director | — | 1996-12-31 |
| LUTENSKI, Richard Paul | Director | 2010-04-27 | 2013-11-25 |
| MARSH, Nicholas Carl | Director | 1996-12-31 | 2013-12-31 |
| MERRIMAN, Brendan Richard Anthony, Mr | Director | 2014-07-01 | 2021-03-12 |
| MOSER, Scott Peter | Director | 2008-05-16 | 2015-05-08 |
| O'SHEA, Paul James | Director | 2013-11-25 | 2018-01-01 |
| PACKER, Nicholas Andrew | Director | 2013-11-25 | 2017-02-01 |
| RILEY, Stephen John | Director | 2015-05-08 | 2024-07-31 |
| RIVAZ, George Farnworth | Director | 2007-10-08 | 2012-04-05 |
| RIVAZ, George Farnworth | Director | 2003-07-29 | 2006-06-30 |
| TOWNSEND, Wendy Patricia | Director | — | 1994-01-27 |
| VINCENT, Ian Derrick | Director | — | 1996-12-31 |
| WILKINS, Kevin William | Director | 1997-01-01 | 2012-03-13 |
| WINYARD, Andrew Dennis | Director | 2008-01-01 | 2018-04-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Atrium Underwriting Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 311 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-06 | AA | accounts | Accounts with accounts type full | |
| 2026-07-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-27 | CH04 | officers | Change corporate secretary company with change date | |
| 2026-01-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-02 | AA | accounts | Accounts with accounts type full | |
| 2025-01-07 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-04 | RP04AP01 | officers | Second filing of director appointment with name | |
| 2024-08-13 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-13 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-31 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2024-03-31 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-03-21 | AA | accounts | Accounts with accounts type full | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.