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Next accounts due

2026-12-31 (in 7mo)

Last filed for 2025-03-31

Confirmation statement due

2026-10-04 (in 5mo)

Last made up 2025-09-20

Watchouts

None on the register

Cash

£2M

+1.8% vs 2024

Net assets

£304K

+143.5% vs 2024

Employees

34

-12.8% vs 2024

Profit before tax

-£140K

+67.2% vs 2024

Accounts

2-year trend · latest reflected 2025-03-31

Metric Trend 2024-03-312025-03-31
Turnover £3,074,757£3,095,503
Operating profit -£391,758-£123,009
Profit before tax -£428,645-£140,493
Net profit -£498,129-£120,948
Cash £2,193,673£2,232,100
Total assets less current liabilities £684,794£780,787
Net assets £124,770£303,822
Equity £124,770£303,822
Average employees 3934
Wages £1,098,339£1,079,030
Directors' remuneration

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-03-312025-03-31
Operating margin -12.7%-4.0%
Net margin -16.2%-3.9%
Return on capital employed -57.2%-15.8%
Gearing (liabilities / total assets) 96.5%91.0%
Current ratio 1.03x1.10x
Interest cover -10.58x-6.99x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 2 times since incorporation

  1. JN MONEY SERVICES (UK) LIMITED 2011-12-21 → present
  2. JAMAICA NATIONAL OVERSEAS (UK) LTD. 1990-11-06 → 2011-12-21
  3. J.N. FINANCE COMPANY LIMITED 1987-04-13 → 1990-11-06

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
Leroy Reid & Co
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The company's directors have considered the impact that rising interest rates may have on the company and the continued support available from the parent company. At the time of approving the financial statements, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus, the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 25 resigned

Name Role Appointed Born Nationality
SIMPSON, Paulette Dawn Secretary 2013-04-18
HINES, Horace St Aubyn Director 2017-01-23 Apr 1969 Jamaican
JARRETT, Earl Wesley Director 1998-03-30 Sep 1960 Jamaican
SIMPSON, Paulette Dawn Director 2006-10-25 Sep 1962 British
Show 25 resigned officers
Name Role Appointed Resigned
FLOWERS, Elroy St Patrick Secretary 1994-09-21
MITCHELL, Leon Secretary 2000-03-21 2012-12-04
PATTERSON, Donald Albert Secretary 2001-06-30
REESON, William Beresford Secretary 1994-09-21 1998-03-30
ROWTHAM, Joscelyn Aloysius Secretary 1998-03-30 2000-03-21
BARCLAY, Carlton Kay Director 2011-09-12 2014-10-20
BARTLETT, Bridgette Michelle Director 2004-02-27 2007-11-22
BARTLEY, Kenneth Mcneil Director 1997-07-02 1999-06-29
BAUGH, Howard Neil Director 1997-09-27
BROWN, Clarence Theodore Director 1998-03-30
CLARKE, Oliver Frederick Director 2006-10-25
COE, Richard William Tebbutt Director 2000-03-21 2002-12-09
COOPER, Karin Eveane Director 2000-03-21 2003-12-05
HUDSON, John Director 2003-07-11 2010-02-08
KINLOCKE STEELE, Jean Anne Dorothea Director 1997-07-02 2004-08-05
KOW, Leesa Director 2010-02-08 2017-12-27
LEE, Rhoda Director 2007-11-22 2010-02-08
MITCHELL, Leon Director 2006-02-24 2013-10-08
PATTERSON, Donald Albert Director 2001-06-30
PYNE MCLARTY, Dorothy Director 2000-09-26 2006-10-25
REYNOLDS, Lancelot Fitzgerald Director 1999-03-31
SORTIE, Hope Director 2007-11-22 2014-01-31
SPAULDING, Joseph Aloysius Lester Director 2004-08-05 2006-10-25
SPENCE, Emile Director 2007-11-22 2010-02-08
THOMAS, Kingsley Director 2005-10-17 2006-10-25

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 173 total filings

Date Type Category Description
2025-10-24 CS01 confirmation-statement Confirmation statement with updates PDF
2025-09-03 AA accounts Accounts with accounts type full
2025-08-20 SH01 capital Capital allotment shares PDF
2024-09-30 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-08-28 AA accounts Accounts with accounts type full
2023-09-21 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-07-28 AA accounts Accounts with accounts type full
2022-10-01 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-07-14 AA accounts Accounts with accounts type full
2021-11-18 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-07-13 AA accounts Accounts with accounts type full
2021-01-09 DISS40 gazette Gazette filings brought up to date
2021-01-09 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-01-05 GAZ1 gazette Gazette notice compulsory
2020-08-06 AA accounts Accounts with accounts type full
2019-10-23 AD02 address Change sail address company with old address new address PDF
2019-10-22 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-10-22 AD03 address Move registers to sail company with new address PDF
2019-07-09 AA accounts Accounts with accounts type full
2019-02-04 AD01 address Change registered office address company with date old address new address PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
1

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page