JN MONEY SERVICES (UK) LIMITED
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Cash
£2.7m
+20.5% highest in 3 filed years
Net assets
£165k
-45.5% vs 2025
Employees
28
-17.6% lowest in 3 filed years
Profit before tax
-£119k
+15.5% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £3,074,757 | £3,095,503 | £2,807,358 | -9.3% | |
| Operating profit | -£391,758 | -£123,009 | -£94,932 | +22.8% | |
| Profit before tax | -£428,645 | -£140,493 | -£118,747 | +15.5% | |
| Net profit | -£498,129 | -£120,948 | -£138,338 | -14.4% | |
| Cash | £2,193,673 | £2,232,100 | £2,689,647 | +20.5% | |
| Total assets less current liabilities | £684,794 | £780,787 | £813,677 | +4.2% | |
| Net assets | £124,770 | £303,822 | £165,484 | -45.5% | |
| Equity | £124,770 | £303,822 | £165,484 | -45.5% | |
| Average employees | 39 | 34 | 28 | -17.6% | |
| Wages | £1,098,339 | £1,079,030 | £1,027,873 | -4.7% | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | -12.7% | -4.0% | -3.4% | |
| Net margin | -16.2% | -3.9% | -4.9% | |
| Return on capital employed | -57.2% | -15.8% | -11.7% | |
| Gearing (liabilities / total assets) | 96.5% | 91.0% | 95.6% | |
| Current ratio | 1.03x | 1.10x | 1.04x | |
| Interest cover | -10.58x | -6.99x | -3.97x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- JN MONEY SERVICES (UK) LIMITED 2011-12-21 → present
- JAMAICA NATIONAL OVERSEAS (UK) LTD. 1990-11-06 → 2011-12-21
- J.N. FINANCE COMPANY LIMITED 1987-04-13 → 1990-11-06
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Leroy Reid & Co
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus, the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “The company continues to incur increased costs in an effort to remain in compliance with anti-money laundering. and counter terrorism laws.”
- “Losses for the year is due to declining transaction volumes, reduction in Money Transfer (MT) Fees, and lower trading volumes which led to a shortfall in the company's Foreign Exchange (FX) share.”
- “The company is dependent on retaining the services of commercial banks for its continued operation. Commercial banks in the United Kingdom and the Caribbean continue to curtail banking services to the Money Services Business (MSB) including JN Money Services.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 25 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SIMPSON, Paulette Dawn | Secretary | 2013-04-18 | — | — |
| HINES, Horace St Aubyn | Director | 2017-01-23 | Apr 1969 | Jamaican |
| JARRETT, Earl Wesley | Director | 1998-03-30 | Sep 1960 | Jamaican |
| SIMPSON, Paulette Dawn | Director | 2006-10-25 | Sep 1962 | British |
Show 25 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FLOWERS, Elroy St Patrick | Secretary | — | 1994-09-21 |
| MITCHELL, Leon | Secretary | 2000-03-21 | 2012-12-04 |
| PATTERSON, Donald Albert | Secretary | — | 2001-06-30 |
| REESON, William Beresford | Secretary | 1994-09-21 | 1998-03-30 |
| ROWTHAM, Joscelyn Aloysius | Secretary | 1998-03-30 | 2000-03-21 |
| BARCLAY, Carlton Kay | Director | 2011-09-12 | 2014-10-20 |
| BARTLETT, Bridgette Michelle | Director | 2004-02-27 | 2007-11-22 |
| BARTLEY, Kenneth Mcneil | Director | 1997-07-02 | 1999-06-29 |
| BAUGH, Howard Neil | Director | — | 1997-09-27 |
| BROWN, Clarence Theodore | Director | — | 1998-03-30 |
| CLARKE, Oliver Frederick | Director | — | 2006-10-25 |
| COE, Richard William Tebbutt | Director | 2000-03-21 | 2002-12-09 |
| COOPER, Karin Eveane | Director | 2000-03-21 | 2003-12-05 |
| HUDSON, John | Director | 2003-07-11 | 2010-02-08 |
| KINLOCKE STEELE, Jean Anne Dorothea | Director | 1997-07-02 | 2004-08-05 |
| KOW, Leesa | Director | 2010-02-08 | 2017-12-27 |
| LEE, Rhoda | Director | 2007-11-22 | 2010-02-08 |
| MITCHELL, Leon | Director | 2006-02-24 | 2013-10-08 |
| PATTERSON, Donald Albert | Director | — | 2001-06-30 |
| PYNE MCLARTY, Dorothy | Director | 2000-09-26 | 2006-10-25 |
| REYNOLDS, Lancelot Fitzgerald | Director | — | 1999-03-31 |
| SORTIE, Hope | Director | 2007-11-22 | 2014-01-31 |
| SPAULDING, Joseph Aloysius Lester | Director | 2004-08-05 | 2006-10-25 |
| SPENCE, Emile | Director | 2007-11-22 | 2010-02-08 |
| THOMAS, Kingsley | Director | 2005-10-17 | 2006-10-25 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 174 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-11 | AA | accounts | Accounts with accounts type full | |
| 2025-10-24 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-09-03 | AA | accounts | Accounts with accounts type full | |
| 2025-08-20 | SH01 | capital | Capital allotment shares | |
| 2024-09-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-28 | AA | accounts | Accounts with accounts type full | |
| 2023-09-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-28 | AA | accounts | Accounts with accounts type full | |
| 2022-10-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-14 | AA | accounts | Accounts with accounts type full | |
| 2021-11-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-07-13 | AA | accounts | Accounts with accounts type full | |
| 2021-01-09 | DISS40 | gazette | Gazette filings brought up to date | |
| 2021-01-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-01-05 | GAZ1 | gazette | Gazette notice compulsory | |
| 2020-08-06 | AA | accounts | Accounts with accounts type full | |
| 2019-10-23 | AD02 | address | Change sail address company with old address new address | |
| 2019-10-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-10-22 | AD03 | address | Move registers to sail company with new address | |
| 2019-07-09 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 1
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.