ESURE SERVICES LIMITED
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Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
1,090
-2.2% lowest in 3 filed years
Profit before tax
£4.6m
-6.1% lowest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
5 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £300,000,000 | £297,800,000 | £272,200,000 | -8.6% | |
| Operating profit | £3,800,000 | £4,000,000 | £3,600,000 | -10% | |
| Profit before tax | £4,700,000 | £4,900,000 | £4,600,000 | -6.1% | |
| Net profit | £6,700,000 | £3,700,000 | £3,600,000 | -2.7% | |
| Cash | £16,400,000 | £20,500,000 | — | — | |
| Total assets less current liabilities | £72,400,000 | £58,200,000 | — | — | |
| Net assets | £63,800,000 | £50,900,000 | — | — | |
| Equity | £63,800,000 | £50,900,000 | — | — | |
| Average employees | 1,361 | 1,115 | 1,090 | -2.2% | |
| Wages | £74,200,000 | £75,200,000 | £73,300,000 | -2.5% | |
| Directors' remuneration | £3,400,000 | £6,700,000 | £38,300,000 | +471.6% | |
| Highest paid director | £1,800,000 | £3,700,000 | £16,400,000 | +343.2% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 1.3% | 1.3% | 1.3% | |
| Net margin | 2.2% | 1.2% | 1.3% | |
| Return on capital employed | 5.2% | 6.9% | — | |
| Gearing (liabilities / total assets) | 46.3% | 55.2% | — | |
| Current ratio | 1.21x | 1.00x | — | |
| Interest cover | 9.50x | 10.00x | 12.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- ESURE SERVICES LIMITED 2000-08-08 → present
- HALIFAX EQUITABLE LIMITED 1987-05-29 → 2000-08-08
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on this review, the Directors have a reasonable expectation that the Company has adequate resources to continue in operation for at least the 12 months from the date of signing of these financial statements.”
Group structure
- ESURE SERVICES LIMITED · parent
- esure broker Limited 100%
Significant events
- “On 29 September 2025, Bain Capital announced the completion of the acquisition of the esure Group by Ageas UK Limited (Ageas UK).”
- “In February 2026, the Company announced to employees that, as part of a wider integration program, a series of consultations would be taking place that would lead to a restructuring of the wider Ageas UK employees to give a simpler and leaner operating model.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
13 active · 37 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MARSH, Claire Catherine | Secretary | 2025-12-15 | — | — |
| ANDREWS, Annette Catherine | Director | 2025-09-29 | Oct 1967 | British |
| COUMANS, Ben | Director | 2025-09-29 | Apr 1976 | Belgian |
| DE CUYPER, Hans | Director | 2025-09-29 | Feb 1969 | Belgian |
| DE SMET, Bart Karel August | Director | 2026-05-27 | Oct 1957 | Belgian |
| HAYNES, Jeremy William | Director | 2026-04-01 | May 1966 | British |
| JACKSON, Richard David | Director | 2025-09-29 | Mar 1956 | British |
| MIDDLE, Anthony Edward | Director | 2025-09-29 | Jan 1970 | British |
| MUSTOE, Jane Emma | Director | 2026-08-10 | Nov 1973 | British |
| PLATT, Alison Elizabeth | Director | 2025-09-29 | Feb 1962 | British |
| SMITH, Alistair Meyrick | Director | 2025-09-29 | Jul 1986 | British,French |
| TURNER, Stuart James | Director | 2026-08-10 | May 1969 | British |
| WAITE, Tara Jane | Director | 2026-04-01 | Feb 1975 | Irish |
Show 37 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOLE, Peter Douglas | Secretary | 2024-01-01 | 2024-06-30 |
| EDWARDS, Nick | Secretary | 2013-07-05 | 2016-11-30 |
| GIBSON, Carolyn Ann | Secretary | 2012-12-01 | 2013-07-05 |
| LODGE, Matthew Sebastian | Secretary | 1993-01-25 | 2000-08-01 |
| MACDONALD, Susan Margaret | Secretary | 2000-10-18 | 2012-11-30 |
| MYERS, Anne Elizabeth | Secretary | — | 1993-01-28 |
| RIVERS, Alice | Secretary | 2016-12-01 | 2019-09-30 |
| SMITH, Caroline | Secretary | 2024-07-01 | 2025-12-15 |
| WAITE, Simon Nicholas | Secretary | 2000-08-01 | 2000-10-18 |
| WHITEHEAD, Kirstin Rebecca | Secretary | 2020-01-27 | 2023-12-31 |
| BASSI, Luca | Director | 2019-09-27 | 2025-09-29 |
| BATABYAL, Colin | Director | 2005-08-01 | 2009-10-27 |
| BIRRELL, Andrew Seaton | Director | 2019-12-17 | 2026-03-31 |
| BOLE, Peter Douglas | Director | 2020-03-18 | 2025-09-29 |
| BRYANT, Matthew George Alfred | Director | 2019-02-13 | 2019-04-03 |
| COCKROFT, Charles Stephen | Director | — | 1993-09-22 |
| COUZENS, Michael Alastair | Director | 1993-09-30 | 1995-01-27 |
| EDWARDS, John Stephen | Director | 2005-09-13 | 2006-02-22 |
| GRAHAM, Peter John | Director | 2000-08-01 | 2006-06-22 |
| HANNAH, Charles Gordon | Director | 2006-06-14 | 2014-10-31 |
| HASTE, Andrew Kenneth | Director | 2020-03-24 | 2025-09-29 |
| HODKINSON, Phil Andrew | Director | 2004-04-30 | 2005-09-07 |
| LING, Elisabeth Marguerite | Director | 2025-09-29 | 2026-03-31 |
| LODGE, Matthew Sebastian | Director | 1993-01-25 | 2000-08-01 |
| LONG, Stephen Anthony | Director | 2018-04-25 | 2020-03-18 |
| MARTIN-SIMON, Peter Michael | Director | 2025-09-29 | 2026-04-30 |
| MCMILLAN, David John Ramsay | Director | 2019-07-15 | 2025-09-29 |
| MCPHERSON, Donald James | Director | 1995-01-27 | 2000-08-01 |
| MYERS, Anne Elizabeth | Director | — | 1993-01-28 |
| OGDEN, Darren | Director | 2012-11-29 | 2019-07-25 |
| PITT, David Francis | Director | 2015-03-23 | 2019-07-25 |
| PRICE, Jonathan Stewart | Director | 2025-09-29 | 2026-04-15 |
| RUBENSTEIN, Alan Martin | Director | 2019-11-26 | 2021-12-31 |
| SHAW, Peter Anderson | Director | 2019-11-26 | 2025-09-29 |
| VANN, Stuart Robert | Director | 2010-09-29 | 2018-01-18 |
| WHITEHOUSE, Andrew Peter | Director | 2003-07-11 | 2013-10-31 |
| WOOD, Peter John | Director | 2000-08-01 | 2020-03-27 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Esure Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Voting 75–100% (as firm), Appoints directors | 2016-04-06 | Active |
| Esure Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors, Significant influence (as firm) | 2016-04-06 | Active |
Filing timeline
Last 20 of 207 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-08 | AA | accounts | Accounts with accounts type full | |
| 2026-08-21 | AP01 | officers | Appoint person director company with name date | |
| 2026-08-17 | AP01 | officers | Appoint person director company with name date | |
| 2026-07-07 | RP01AP01 | officers | Replacement filing of director appointment with name | |
| 2026-06-07 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-30 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-22 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-08 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-08 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-08 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-18 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-12-18 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-10-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-03 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-02 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 0
- Officers appointed
- 6
- Officers resigned
- 5
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.