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Cash

£21M

+25% vs 2023

Net assets

£51M

-20.2% vs 2023

Employees

1,115

-18.1% vs 2023

Profit before tax

£4.9M

+4.3% vs 2023

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

2-year trend · Δ = latest vs prior filed period · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31 Δ vs prior
Turnover £300,000,000£297,800,000 -0.7%
Operating profit £3,800,000£4,000,000 +5.3%
Profit before tax £4,700,000£4,900,000 +4.3%
Net profit £6,700,000£3,700,000 -44.8%
Cash £16,400,000£20,500,000 +25%
Total assets less current liabilities £72,400,000£58,200,000 -19.6%
Net assets £63,800,000£50,900,000 -20.2%
Equity £63,800,000£50,900,000 -20.2%
Average employees 1,3611,115 -18.1%
Wages £74,200,000£75,200,000 +1.3%
Directors' remuneration £3,400,000£6,700,000 +97.1%

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show . About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 1.3%1.3%
Net margin 2.2%1.2%
Return on capital employed 5.2%6.9%
Current ratio 1.21x1.00x
Interest cover 9.50x10.00x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. ESURE SERVICES LIMITED 2000-08-08 → present
  2. HALIFAX EQUITABLE LIMITED 1987-05-29 → 2000-08-08

Audit & accounting basis

Accounting basis
FRS 101 Reduced Disclosure Framework
Reporting scope
Standalone (parent only)
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are issued.”

Group structure

  1. ESURE SERVICES LIMITED · parent
    1. esure broker Limited 100% · England and Wales

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

10 active · 37 resigned

Name Role Appointed Born Nationality
MARSH, Claire Catherine Secretary 2025-12-15
ANDREWS, Annettee Catherine Director 2025-09-29 Oct 1967 British
COUMANS, Ben Director 2025-09-29 Apr 1976 Belgian
DE CUYPER, Hans Director 2025-09-29 Feb 1969 Belgian
HAYNES, Jeremy William Director 2026-04-01 May 1966 British
JACKSON, Richard David Director 2025-09-29 Mar 1956 British
MIDDLE, Anthony Edward Director 2025-09-29 Jan 1970 British
PLATT, Alison Elizabeth Director 2025-09-29 Feb 1962 British
SMITH, Alistair Meyrick Director 2025-09-29 Jul 1986 British,French
WAITE, Tara Jane Director 2026-04-01 Feb 1975 Irish
Show 37 resigned officers
Name Role Appointed Resigned
BOLE, Peter Douglas Secretary 2024-01-01 2024-06-30
EDWARDS, Nick Secretary 2013-07-05 2016-11-30
GIBSON, Carolyn Ann Secretary 2012-12-01 2013-07-05
LODGE, Matthew Sebastian Secretary 1993-01-25 2000-08-01
MACDONALD, Susan Margaret Secretary 2000-10-18 2012-11-30
MYERS, Anne Elizabeth Secretary 1993-01-28
RIVERS, Alice Secretary 2016-12-01 2019-09-30
SMITH, Caroline Secretary 2024-07-01 2025-12-15
WAITE, Simon Nicholas Secretary 2000-08-01 2000-10-18
WHITEHEAD, Kirstin Rebecca Secretary 2020-01-27 2023-12-31
BASSI, Luca Director 2019-09-27 2025-09-29
BATABYAL, Colin Director 2005-08-01 2009-10-27
BIRRELL, Andrew Seaton Director 2019-12-17 2026-03-31
BOLE, Peter Douglas Director 2020-03-18 2025-09-29
BRYANT, Matthew George Alfred Director 2019-02-13 2019-04-03
COCKROFT, Charles Stephen Director 1993-09-22
COUZENS, Michael Alastair Director 1993-09-30 1995-01-27
EDWARDS, John Stephen Director 2005-09-13 2006-02-22
GRAHAM, Peter John Director 2000-08-01 2006-06-22
HANNAH, Charles Gordon Director 2006-06-14 2014-10-31
HASTE, Andrew Kenneth Director 2020-03-24 2025-09-29
HODKINSON, Phil Andrew Director 2004-04-30 2005-09-07
LING, Elisabeth Marguerite Director 2025-09-29 2026-03-31
LODGE, Matthew Sebastian Director 1993-01-25 2000-08-01
LONG, Stephen Anthony Director 2018-04-25 2020-03-18
MARTIN-SIMON, Peter Michael Director 2025-09-29 2026-04-30
MCMILLAN, David John Ramsay Director 2019-07-15 2025-09-29
MCPHERSON, Donald James Director 1995-01-27 2000-08-01
MYERS, Anne Elizabeth Director 1993-01-28
OGDEN, Darren Director 2012-11-29 2019-07-25
PITT, David Francis Director 2015-03-23 2019-07-25
PRICE, Jonathan Stewart Director 2025-09-29 2026-04-15
RUBENSTEIN, Alan Martin Director 2019-11-26 2021-12-31
SHAW, Peter Anderson Director 2019-11-26 2025-09-29
VANN, Stuart Robert Director 2010-09-29 2018-01-18
WHITEHOUSE, Andrew Peter Director 2003-07-11 2013-10-31
WOOD, Peter John Director 2000-08-01 2020-03-27

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Esure Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, voting-rights-75-to-100-percent-as-firm, Appoints directors 2016-04-06 Active
Esure Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors, significant-influence-or-control-as-firm 2016-04-06 Active

Filing timeline

Last 20 of 202 total filings

Date Type Category Description
2026-04-30 TM01 officers Termination director company with name termination date PDF
2026-04-22 TM01 officers Termination director company with name termination date PDF
2026-04-08 AP01 officers Appoint person director company with name date PDF
2026-04-08 AP01 officers Appoint person director company with name date PDF
2026-04-08 TM01 officers Termination director company with name termination date PDF
2026-04-08 TM01 officers Termination director company with name termination date PDF
2025-12-18 AP03 officers Appoint person secretary company with name date PDF
2025-12-18 TM02 officers Termination secretary company with name termination date PDF
2025-10-14 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-10-08 AP01 officers Appoint person director company with name date PDF
2025-10-03 AP01 officers Appoint person director company with name date PDF
2025-10-02 AP01 officers Appoint person director company with name date PDF
2025-10-02 AP01 officers Appoint person director company with name date PDF
2025-10-02 AP01 officers Appoint person director company with name date PDF
2025-10-02 AP01 officers Appoint person director company with name date PDF
2025-10-02 AP01 officers Appoint person director company with name date PDF
2025-10-02 AP01 officers Appoint person director company with name date PDF
2025-10-02 AP01 officers Appoint person director company with name date PDF
2025-10-02 AP01 officers Appoint person director company with name date PDF
2025-10-02 TM01 officers Termination director company with name termination date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
20

last 12 months

Capital events
0

last 24 months

Officers appointed
10

last 12 months

Officers resigned
10

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page