MARKERSTUDY INSURANCE SERVICES LIMITED
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Cash
£32m
-9.9% vs 2024
Net assets
-£1.9m
-108.6% vs 2024
Employees
887
-24.3% lowest in 3 filed years
Profit before tax
-£25m
-1,030.2% lowest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Negative shareholders' funds
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £94,104,000 | £94,719,000 | £69,029,000 | -27.1% | |
| Operating profit | -£16,468,000 | -£2,825,000 | -£26,129,000 | -824.9% | |
| Profit before tax | -£16,562,000 | -£2,226,000 | -£25,158,000 | -1,030.2% | |
| Net profit | -£14,673,000 | -£455,000 | -£24,191,000 | -5,216.7% | |
| Cash | £9,105,000 | £35,150,000 | £31,654,000 | -9.9% | |
| Total assets less current liabilities | £5,739,000 | £23,038,000 | -£1,475,000 | -106.4% | |
| Net assets | -£32,272,000 | £22,273,000 | -£1,918,000 | -108.6% | |
| Equity | -£32,272,000 | £22,273,000 | -£1,918,000 | -108.6% | |
| Average employees | 1,690 | 1,172 | 887 | -24.3% | |
| Wages | £80,967,000 | £36,661,000 | £34,648,000 | -5.5% | |
| Directors' remuneration | £4,301,000 | £0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -17.5% | -3.0% | -37.9% | |
| Net margin | -15.6% | -0.5% | -35.0% | |
| Return on capital employed | -286.9% | -12.3% | — | |
| Gearing (liabilities / total assets) | 109.1% | 92.7% | 101.0% | |
| Current ratio | 0.77x | 1.05x | 0.95x | |
| Interest cover | — | -11.67x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- MARKERSTUDY INSURANCE SERVICES LIMITED 2018-05-31 → present
- ZENITH MARQUE INSURANCE SERVICES LIMITED 2016-02-26 → 2018-05-31
- CHAUCER INSURANCE SERVICES LIMITED 1987-05-29 → 2016-02-26
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Following work undertaken and enquiries made, the directors believe that the Company is well placed to manage the risks facing it and are satisfied that the Company, along with the letters of support from its immediate parent entity, Markerstudy Group Limited, and in the context of the proposed sale the prospective acquirer, has adequate resources for at least 12 months from the date of approval of the accompanying financial statements.”
Significant events
- “On 20 December 2025, the Company's immediate parent, Markerstudy Group Limited, entered into a share purchase agreement to sell its entire (100%) shareholding in the Company to Saturn Holdings PLC. The transaction was subject to regulatory approval by the FCA, which was received on 19 May 2026, and is expected to complete by 30 September 2026.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 45 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PAYNE, Christopher James | Secretary | 2015-09-18 | — | — |
| GRAHAM, Peter John | Director | 2024-10-01 | May 1962 | British |
| HUMPHREYS, Gary | Director | 2015-06-30 | May 1965 | British |
| MADDOCK, Steven | Director | 2023-11-01 | Jul 1968 | British |
| NEWMAN, Jennette Rachel | Director | 2024-11-20 | Mar 1970 | British |
| SMITH, Stephen | Director | 2021-10-20 | Sep 1976 | British |
Show 45 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BAYLISS, Gerald Albert | Secretary | — | 1999-11-22 |
| CAMPBELL, Iain Fraser | Secretary | 1999-11-23 | 2000-04-30 |
| GOODENOUGH, Adrian | Secretary | 2009-08-14 | 2014-04-01 |
| HAYWARD, Susan Elizabeth | Secretary | 2015-06-30 | 2015-09-18 |
| OSMAN, Philip Arthur Victor Selim | Secretary | 2000-10-26 | 2006-03-01 |
| PHILP, Clive James | Secretary | 2008-09-11 | 2009-08-14 |
| SHALLCROSS, Katherine | Secretary | 2014-04-01 | 2015-06-17 |
| TRACE, David John Arthur | Secretary | 2000-05-01 | 2000-10-26 |
| TURNER, David Charles | Secretary | 2006-03-01 | 2008-09-11 |
| ADAMS, Nicholas John | Director | 1999-11-23 | 2007-04-26 |
| BARBER, Keith John | Director | 2015-06-30 | 2024-06-17 |
| BARBER, Kim | Director | 2007-12-12 | 2014-03-31 |
| BARNARD, Philip | Director | 2010-02-17 | 2015-02-12 |
| BARTELL, Bruce Philip | Director | 1996-11-22 | 2000-04-11 |
| BAXTER, Paul David | Director | 2013-06-21 | 2018-05-15 |
| BISSETT, Ashley Raymond | Director | 1999-11-23 | 2016-04-19 |
| BRICK, Raymond Michael | Director | — | 1999-11-22 |
| BRITTAIN, Michael Richard | Director | 2021-10-20 | 2023-05-31 |
| BROWN, Kevin | Director | 1999-11-23 | 2000-10-18 |
| BURNAP, Nicholas | Director | 2007-12-12 | 2008-09-19 |
| BUTTERWORTH, Gina Claire | Director | 2014-12-17 | 2015-06-30 |
| CARNEY, Patrick Joseph | Director | 2007-12-12 | 2012-09-30 |
| CASTAGNO, Giovanni (John) | Director | 2023-11-01 | 2024-02-15 |
| COLLINGS, Christopher Thomas | Director | 2016-01-01 | 2021-07-14 |
| CRAIG, David Curtis | Director | — | 1993-01-15 |
| DIXON, Christopher Peter | Director | 2007-12-12 | 2015-08-14 |
| DONALDSON, Matthew Oliver | Director | 2021-09-06 | 2021-09-06 |
| EGGER, Richard | Director | 2007-12-12 | 2009-12-18 |
| ENGLAND, Michael James Peter | Director | 2021-11-03 | 2023-11-13 |
| FORCEY, David John | Director | 2015-10-14 | 2018-08-02 |
| GRANDE, Roderic William Ricardo | Director | — | 1996-11-22 |
| GRAY, Martin Bevis | Director | — | 1995-11-28 |
| HUGHES, Graham Filmer | Director | 1999-11-23 | 2002-12-20 |
| JACKSON, John David | Director | 2021-07-14 | 2024-09-30 |
| JACKSON, John David | Director | 2016-02-05 | 2016-05-06 |
| LEGGETT, Peter John | Director | — | 1999-11-22 |
| MEAD, David Stanley | Director | 2011-03-16 | 2015-02-12 |
| NORWELL, Michael Stewart | Director | 2007-12-12 | 2011-01-01 |
| ROLLISON, Derek Frank | Director | — | 1998-12-31 |
| SCARR, Craig Anthony | Director | 2024-01-01 | 2024-02-15 |
| SPENCER, Kevin Ronald | Director | 2015-06-30 | 2023-05-31 |
| STONE, Andrew Richard | Director | 2000-10-18 | 2002-09-16 |
| STONE, Stephen Richard | Director | 2018-09-01 | 2019-12-31 |
| STUCHBERY, Robert Arthur | Director | 2000-04-12 | 2010-12-31 |
| TOWNDROW, Mary Alice | Director | — | 2005-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Markerstudy Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-07-15 | Active |
| Mr Kevin Ronald Spencer | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-06-25 | Ceased 2021-07-15 |
| Markerstudy Holdings Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2016-04-06 |
Filing timeline
Last 20 of 263 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-07-10 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-24 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-07-24 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-07-23 | AA | accounts | Accounts with accounts type full | |
| 2026-07-10 | RESOLUTIONS | resolution | Resolution | |
| 2026-07-07 | AD03 | address | Move registers to sail company with new address | |
| 2026-07-06 | AD02 | address | Change sail address company with new address | |
| 2026-07-03 | AP01 | officers | Appoint person director company with name date | |
| 2026-07-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-07-02 | SH01 | capital | Capital allotment shares | |
| 2026-07-01 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-07-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-07-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-07-01 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2026-07-01 | PSC02 | persons-with-significant-control | Notification of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 1
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.