HOWDEN EMPLOYEE BENEFITS & WELLBEING LIMITED
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Cash
£6.1M
-6% vs 2024
Net assets
£37M
+48.1% highest in 3 filed years
Employees
589
+246.5% highest in 3 filed years
Profit before tax
£17M
+157.7% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-09-30
| Metric | Trend | 2023-09-30 | 2024-09-30 | 2025-09-30 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £22,986,608 | £28,872,000 | £86,048,613 | +198% | |
| Operating profit | £2,435,824 | £6,562,356 | £16,911,330 | +157.7% | |
| Profit before tax | £2,435,824 | £6,562,356 | £16,911,330 | +157.7% | |
| Net profit | £1,829,566 | £4,750,133 | £11,837,525 | +149.2% | |
| Cash | £5,657,529 | £6,474,349 | £6,085,297 | -6% | |
| Total assets less current liabilities | £19,863,331 | £24,877,865 | £38,264,392 | +53.8% | |
| Net assets | £19,762,197 | £24,797,936 | £36,734,201 | +48.1% | |
| Equity | £19,762,197 | £24,797,936 | £36,734,201 | +48.1% | |
| Average employees | 146 | 170 | 589 | +246.5% | |
| Wages | £9,290,048 | £9,806,905 | £34,623,937 | +253.1% | |
| Directors' remuneration | £1,133,000 | £498,731 | £1,690,746 | +239% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|
| Operating margin | 10.6% | 22.7% | 19.7% | |
| Net margin | 8.0% | 16.5% | 13.8% | |
| Return on capital employed | 12.3% | 26.4% | 44.2% | |
| Current ratio | 4.65x | 3.57x | 1.66x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 8 times since incorporation
- HOWDEN EMPLOYEE BENEFITS & WELLBEING LIMITED 2019-08-15 → present
- PUNTER SOUTHALL HEALTH AND PROTECTION LIMITED 2015-07-03 → 2019-08-15
- PUNTER SOUTHALL HEALTH AND PROTECTION CONSULTING LIMITED 2014-01-08 → 2015-07-03
- ENRICH REWARD LIMITED 2008-09-05 → 2014-01-08
- GISSINGS ADVISORY SERVICES LIMITED 2002-10-09 → 2008-09-05
- GISSINGS ACTUARIAL AND ADVISORY SERVICES LIMITED 1992-10-28 → 2002-10-09
- GISSINGS ACTUARIAL SERVICES LIMITED 1992-08-24 → 1992-10-28
- GISSINGS ASSET MANAGEMENT LIMITED 1988-06-13 → 1992-08-24
- MINTCLAN LIMITED 1988-04-26 → 1988-06-13
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having considered these forecasts, the directors believe that there are no material uncertainties that lead to significant doubt on the Company's ability to continue in business up to 30 September 2027; accordingly, the accounts continue to be prepared on a going concern basis.”
Significant events
- “As part of the overall group strategy of integrating fellow group companies into Howden Employee Benefits & Wellbeing Limited when clear benefits of integration exist, a number of business transfers have taken place during the year. These included acquisitions of Aston Lark Employee Benefits Limited, Right To Health Limited, Howden Life & Health Limited, Dickson Financial Services Limited, Healthwise Limited on 1st October 2024, Reich Life Limited and Reich Healthcare Limited on 4th November 2024, and UK Global Limited on 22nd September 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 40 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MANNING, Graeme Robert | Secretary | 2023-04-05 | — | — |
| BRENNAN, Cheryl Anne | Director | 2020-11-13 | Mar 1976 | British |
| BYETT, Robert James | Director | 2025-11-28 | Jan 1974 | British |
| DALBY, Michael | Director | 2024-10-01 | May 1972 | British |
| EDMANDS, David James Rosewall | Director | 2023-06-13 | Nov 1968 | British |
| KING, John David, Mr. | Director | 2022-11-30 | Apr 1965 | British |
| MURPHY, Peter James | Director | 2020-11-25 | Apr 1971 | British |
| THOMAS, Glenn | Director | 2019-02-01 | Jan 1964 | British |
| VAUGHAN, Andrew John | Director | 2025-08-23 | Nov 1963 | British |
Show 40 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BROOKS, David George | Secretary | 2007-11-09 | 2009-02-27 |
| CALVERT-LEE, Thomas Peregrine | Secretary | 2005-05-31 | 2007-11-09 |
| CHAMPION, Alan David | Secretary | 2011-07-01 | 2013-03-19 |
| FAY, Sean Ernan | Secretary | 2009-02-27 | 2010-06-30 |
| KELMAN, Thomas | Secretary | — | 2005-05-31 |
| MOORE, Andrew John | Secretary | 2019-02-01 | 2023-04-04 |
| NASH, Ian | Secretary | 2013-03-19 | 2019-02-01 |
| SNOOKS, Emma Louise | Secretary | 2020-10-01 | 2023-04-04 |
| WRIGHT, Gordon Nicholson | Secretary | 2010-06-30 | 2011-07-01 |
| BARNES, Jamie | Director | 2006-10-02 | 2013-07-12 |
| BRENNAN, Cheryl Anne | Director | 2020-07-07 | 2020-07-07 |
| BRENNAN, Cheryl Anne | Director | 2011-07-01 | 2013-12-31 |
| BRESLIN, Sean Patrick | Director | — | 2002-10-31 |
| BROOKS, David George | Director | 2001-10-30 | 2009-02-27 |
| CAMERON, Angus Kenneth | Director | 2019-11-08 | 2021-07-13 |
| CLARK, Paul Bernard | Director | 2002-11-01 | 2003-06-04 |
| CLARK, Paul Bernard | Director | 1994-08-01 | 2002-03-31 |
| CUMPSTEY, Jonathan Paul | Director | 2023-02-10 | 2025-08-29 |
| DAVIES, Owen Trevor | Director | 2019-06-10 | 2023-02-10 |
| DEAN, John Mark | Director | 2013-03-19 | 2019-02-01 |
| DEAN, John Mark | Director | 2004-06-30 | 2004-11-08 |
| FARRELL, Paul Joseph Matthew | Director | 2002-11-01 | 2003-06-04 |
| FAY, Sean Ernan | Director | 2009-02-27 | 2010-06-30 |
| GOGEL, Robert Neil, Mr. | Director | 2010-05-19 | 2012-03-12 |
| GREENWOOD, Nicholas John | Director | 1993-09-09 | 1994-03-22 |
| HEAD, Norman William | Director | — | 1996-02-12 |
| JOHNSTON, Paul James | Director | 2013-03-19 | 2020-10-23 |
| KELMAN, Thomas | Director | — | 2002-03-31 |
| KELVIE, Matthew George | Director | 2004-09-02 | 2005-07-15 |
| KILBEY, Andrew Paul | Director | 2004-09-13 | 2009-12-14 |
| LAWS, Iain Richard Picton | Director | 2008-09-11 | 2010-02-16 |
| LLOYD, Mark William | Director | — | 1994-07-15 |
| MCKELVEY, Kenneth John | Director | 2013-03-19 | 2019-02-01 |
| MORISON, Robert Mackenzie | Director | — | 2002-03-31 |
| PUNTER, Jonathan Dominic | Director | 2013-03-19 | 2019-02-01 |
| SCOTT, Charles Douglas | Director | 1993-06-16 | 2000-03-31 |
| SPORTON, Jean | Director | 1993-05-25 | 1999-12-31 |
| THIERIET, Serge Robert | Director | 2019-02-01 | 2020-01-16 |
| WRIGHT, Gordon Nicholson | Director | 2010-10-01 | 2013-03-19 |
| WROE, Judith Hazel | Director | 2021-06-22 | 2023-07-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Howden Uk&I Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-08-11 | Active |
| Howden Employee Benefits & Wellbeing Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2023-08-11 |
Filing timeline
Last 20 of 267 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-28 | AA | accounts | Accounts with accounts type full | |
| 2026-03-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-02-24 | CH01 | officers | Change person director company with change date | |
| 2025-12-03 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-14 | AA | accounts | Accounts with accounts type full | |
| 2024-12-24 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-10-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-30 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-06-17 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-06-01 | AA | accounts | Accounts with accounts type full | |
| 2023-10-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-26 | CH01 | officers | Change person director company with change date | |
| 2023-09-19 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-08-16 | TM01 | officers | Termination director company with name termination date | |
| 2023-08-14 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-06-16 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-08 | TM02 | officers | Termination secretary company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.