COUNTRYWIDE ASSURED PLC

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Gross written premiums

  —

  Not reported

• Net earned premiums

  +13.7%

  £70,300,000 → £79,900,000

• Profit before tax

  +5.7%

  £33,200,000 → £35,100,000

• Equity

  -30.9%

  £119,200,000 → £82,400,000

• Claims incurred

  +37.6%

  £62,500,000 → £86,000,000

• Insurance contract liabilities

  -0.1%

  £1,307,600,000 → £1,306,500,000

• Investment return

  +28.1%

  £25,300,000 → £32,400,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. COUNTRYWIDE ASSURED PLC 1998-12-31 → present
2. HAMBRO ASSURED PLC 1998-12-16 → 1998-12-31
3. HAMBRO ASSURED PLC 1995-04-01 → 1998-12-16
4. HAMBRO GUARDIAN ASSURANCE PLC 1988-05-25 → 1995-04-01

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

Deloitte LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“After making appropriate enquiries the directors confirm that they are satisfied that the company has adequate resources to continue in business for 12 months from the date of approval of the financial statements. Accordingly, they continue to adopt the going concern basis in the preparation of the financial statements.”

Group structure

1. COUNTRYWIDE ASSURED PLC · parent
   1. CASFS Ltd 100% · United Kingdom
   2. CASLPTS Ltd 100% · United Kingdom

Significant events

• “The business successfully migrated one book of business to SS&C as part of a long-term strategic outsourcing partnership, established in 2023, being a protection book acquired from Canada Life in 2023.”
• “Over 2025 the business expanded its mass lapse reinsurance cover to include all relevant books of business, apart from the with-profits business.”
• “The business implemented an FX hedge in 2025 designed to manage its exposure to large US Dollar and Euro volatility within the unit-linked business.”
• “A book of onshore individual protection business acquired from Canada Life in 2023 underwent a successful Part VII transfer to CA plc in February 2025.”
• “The group acquired Chesnara Life (formerly HSBC Life (UK)), effective 30th January 2026, marking a transformational milestone for the UK business.”
• “The business launched a web-based adviser hub at the beginning of the year, providing operational guidance and technical product documentation for the onshore bond, being well received by advisers in the market.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

10

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.