TOWERGATE FINANCIAL (WEST) LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-02-02 (in 9mo)
Last made up 2026-01-19
Watchouts
Cash
£392K
0% vs 2023
Net assets
£8M
0% vs 2023
Employees
0
Average over period
Profit before tax
£0
Period ending 2024-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
The Company has disposed of their trade and assets and is in run-off. As a consequence, the financial statements of the Company have been prepared on a basis other than that of a going concern.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £0 | £0 | |
| Operating profit | £0 | £0 | |
| Profit before tax | £0 | £0 | |
| Net profit | £0 | £0 | |
| Cash | £392,000 | £392,000 | |
| Total assets less current liabilities | £8,382,000 | £8,382,000 | |
| Net assets | £8,382,000 | £8,382,000 | |
| Equity | £8,382,000 | £8,382,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
0%
£392,000 £392,000
-
Net assets
0%
£8,382,000 £8,382,000
-
Employees
—
Not reported
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Return on capital employed | 0.0% | 0.0% | |
| Current ratio | 7.10x | 7.10x |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- TOWERGATE FINANCIAL (WEST) LIMITED 2009-08-29 → present
- TOWERGATE FINANCIAL SERVICES LIMITED 2006-12-20 → 2009-08-29
- THB FINANCIAL SERVICES LIMITED 2003-12-10 → 2006-12-20
- T.L. CLOWES FINANCIAL SERVICES LIMITED 1990-04-19 → 2003-12-10
- MILTON REEDS LIMITED 1988-09-02 → 1990-04-19
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The Company has disposed of their trade and assets and is in run-off. As a consequence, the financial statements of the Company have been prepared on a basis other than that of a going concern.”
Significant events
- “The Company was regulated by the UK Financial Conduct Authority ("FCA"). The Company was deauthorised on 6 May 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 42 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ARDONAGH CORPORATE SECRETARY LIMITED | Corporate Secretary | 2022-02-22 | — | — |
| COUGILL, Diane | Director | 2019-08-01 | Sep 1963 | British |
| ROSS, David Christopher | Director | 2016-12-20 | Feb 1969 | Irish |
Show 42 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALLEN, John William | Secretary | 1994-11-18 | 2000-09-21 |
| BOON, Michael Richard | Secretary | 2001-04-19 | 2001-12-20 |
| CLARK, Samuel Thomas Budgen | Secretary | 2011-07-22 | 2013-11-01 |
| CLARKE, Dean | Secretary | 2018-12-11 | 2022-02-22 |
| GOURIET, Geoffrey Costerton | Secretary | 2018-08-03 | 2018-12-11 |
| GOURIET, Geoffrey Costerton | Secretary | 2016-04-20 | 2016-12-20 |
| GREGORY, Jacqueline Anne | Secretary | 2016-12-20 | 2018-08-03 |
| HEAD, Michael Edward | Secretary | 2001-12-20 | 2006-12-04 |
| HOLBROOK, Penelope Ann | Secretary | — | 1994-11-18 |
| HUNTER, Andrew Stewart | Secretary | 2008-08-21 | 2011-07-22 |
| OWENS, Jennifer | Secretary | 2013-11-25 | 2016-03-01 |
| REDDI, John | Secretary | 2006-12-04 | 2008-08-22 |
| STEAD, Alan George | Secretary | 2000-09-21 | 2001-01-22 |
| TEMPLE SECRETARIAL LIMITED | Corporate Secretary | 2001-05-08 | 2001-12-20 |
| BOON, Michael Richard | Director | 2001-04-19 | 2001-12-20 |
| CARRUTHERS, James Maxwell | Director | 2010-09-23 | 2011-07-07 |
| CLOWES, Timothy Legh | Director | — | 2002-04-16 |
| COLENS, Gillian Mary | Director | 1995-01-13 | 1996-01-12 |
| COTTER, Gillian Mary | Director | 2001-12-20 | 2004-07-08 |
| COZENS, Charles Edmund Gillery | Director | — | 1996-07-12 |
| CULLUM, Peter Geoffrey | Director | 2009-09-18 | 2013-02-04 |
| CULLUM, Peter Geoffrey | Director | 2006-12-04 | 2009-02-20 |
| DARBY, Ian Stuart | Director | 2008-12-01 | 2011-12-01 |
| DOYLE, Andrew James | Director | 2008-12-01 | 2009-07-10 |
| DUDLEY, Paul | Director | 1994-04-01 | 1998-02-19 |
| EGAN, Scott | Director | 2012-04-19 | 2015-09-17 |
| EROTOCRITOU, Antonios | Director | 2017-03-15 | 2019-08-01 |
| GUEST, Garry David | Director | 1999-04-20 | 2012-02-10 |
| HARRIS, Paul James | Director | 1998-02-19 | 2004-07-08 |
| HODGES, Mark Steven | Director | 2011-10-25 | 2014-10-17 |
| HOMER, Andrew Charles | Director | 2009-08-25 | 2013-02-04 |
| HOMER, Andrew Charles | Director | 2006-12-04 | 2009-02-20 |
| JACKSON, Simon Paul | Director | 1996-07-18 | 2011-01-12 |
| MOORE, Jonathan Nicholas Mark | Director | 1996-07-18 | 2014-11-17 |
| MUGGE, Mark Stephen | Director | 2015-09-17 | 2018-03-02 |
| PATRICK, Ian William James | Director | 2009-07-10 | 2012-03-31 |
| PATRICK, Ian William James | Director | 2006-12-04 | 2009-02-20 |
| ROUSE, Stuart Mark | Director | 2008-12-01 | 2009-07-02 |
| SAULTER, Daniel | Director | 2008-12-01 | 2012-08-08 |
| SNOWBALL, Patrick Joseph Robert | Director | 2007-07-02 | 2008-12-01 |
| THOMPSON, Victor Herbert | Director | 2001-12-20 | 2004-07-08 |
| WILKINSON, Robert Stephen | Director | 2004-08-05 | 2006-12-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Towergate Financial (West) Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 220 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-12 | AA | accounts | Accounts with accounts type full | |
| 2025-01-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-17 | AA | accounts | Accounts with accounts type full | |
| 2024-01-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-02 | AA | accounts | Accounts with accounts type full | |
| 2023-01-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-26 | AA | accounts | Accounts with accounts type full | |
| 2022-02-28 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2022-02-28 | TM02 | officers | Termination secretary company with name termination date | |
| 2022-01-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-21 | AA | accounts | Accounts with accounts type full | |
| 2021-02-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-08-13 | AA | accounts | Accounts with accounts type full | |
| 2020-07-14 | AD01 | address | Change registered office address company with date old address new address | |
| 2020-07-14 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2020-03-09 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2020-01-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-09-16 | AA | accounts | Accounts with accounts type full | |
| 2019-08-13 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.