HISCOX UNDERWRITING LTD
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-08-21 (in 3mo)
Last made up 2025-08-07
Watchouts
None on the register
Cash
£25M
Latest balance sheet
Net assets
£68M
Equity attributable
Employees
—
Average over period
Profit before tax
£3M
Period ending 2025-12-31
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Turnover | £6,499,000 | £5,567,000 | |
| Operating profit | — | — | |
| Profit before tax | £2,955,000 | £3,389,000 | |
| Net profit | £1,998,000 | £2,351,000 | |
| Cash | £28,979,000 | £25,474,000 | |
| Total assets less current liabilities | £27,008,000 | £68,399,000 | |
| Net assets | £27,008,000 | £68,399,000 | |
| Equity | £27,008,000 | £68,399,000 | |
| Average employees | — | — | |
| Wages | — | — | |
| Directors' remuneration | £10,000 | £8,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Net margin | 30.7% | 42.2% | |
| Gearing (liabilities / total assets) | 91.2% | 79.2% | |
| Current ratio | 1.08x | 1.25x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- HISCOX UNDERWRITING LTD 1992-03-24 → present
- HISCOX INSURANCE AGENCIES LIMITED 1989-12-06 → 1992-03-24
- MINMAR (83) LIMITED 1989-04-17 → 1989-12-06
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the analysis undertaken during the year and at the year end, no material uncertainties have been identified in relation to the ability of the Company to remain a going concern for at least twelve months from the date of the approval of the financial statements. After making enquiries, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence over a period of at least twelve months from the date of this report. For this reason, the Company continues to adopt the going concern basis in preparing the financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 57 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CLIFF, Mark | Director | 2023-05-01 | Sep 1961 | British |
| DYE, Jonathan Mark | Director | 2022-09-15 | Dec 1966 | British |
| GUYETT, Jane Elizabeth | Director | 2024-10-01 | Sep 1959 | British |
| HARRIS, Timothy Walter | Director | 2024-01-01 | Apr 1969 | British |
| HAYES, Susan Jane | Director | 2023-05-01 | Sep 1962 | British |
| JADAV, Anishkumar Dineshkumar | Director | 2026-01-19 | Jul 1983 | British |
| LAKHANI, Shamal | Director | 2026-04-01 | Nov 1986 | British |
| MUSSELLE, Joanne Riddick | Director | 2023-05-01 | Oct 1970 | British |
Show 57 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALEXANDER, Peter | Secretary | 1997-05-01 | 1997-09-16 |
| BRIDGES, Stuart John | Secretary | 2004-12-06 | 2007-03-22 |
| BUCKNELL, Zoe Claire | Secretary | 2007-03-22 | 2007-11-01 |
| BUXTON-SMITH, Maria Rita | Secretary | 2010-12-31 | 2011-08-11 |
| CATT, Clifford Richard | Secretary | — | 1997-05-01 |
| EYRE, Elizabeth Jane | Secretary | 1997-09-16 | 1998-02-05 |
| GORMLEY, David Joseph | Secretary | 2017-04-03 | 2018-03-23 |
| HALL, Lori-Lee | Secretary | 2018-11-07 | 2020-02-13 |
| HUNT, Bethany Francesca Emma | Secretary | 2018-03-23 | 2018-11-07 |
| HUNT, Bethany Francesca Emma | Secretary | 2014-07-11 | 2018-11-07 |
| MARTIN, Ian James | Secretary | 1998-11-24 | 2002-01-29 |
| ROBINSON, Alison Louise | Secretary | 2002-01-29 | 2004-12-06 |
| SILVERWOOD, Kathryn | Secretary | 2007-11-01 | 2010-12-31 |
| TAYLOR, John Keith | Secretary | 2011-09-23 | 2017-04-03 |
| TRUBY, David | Secretary | 1998-02-05 | 1998-11-24 |
| BAILEY, David Mathew | Director | 2011-11-28 | 2015-08-21 |
| BEACHAM, Malcolm James | Director | 1993-11-11 | 1995-09-14 |
| BRENNAN, James Anthony | Director | 2017-03-02 | 2018-07-27 |
| BRIDGES, Stuart John | Director | 2003-07-18 | 2014-10-01 |
| CARRUTHERS, James Maxwell | Director | 1997-05-01 | 1997-09-16 |
| CATT, Clifford Richard | Director | — | 1998-10-31 |
| CHILDS, Robert Simon | Director | — | 2002-01-29 |
| COLVIN, Shane Forrester | Director | — | 1993-10-14 |
| COOPER, Paul David | Director | 2009-09-21 | 2011-09-02 |
| DE CASTRO PAREDES, Juan | Director | 2017-03-21 | 2019-08-30 |
| DUPPLIN, Charles William Harley Hay, Viscount | Director | 1995-11-16 | 1997-03-31 |
| FISHER, Sian | Director | 1995-11-16 | 1997-03-31 |
| FOSTER, Alexander Neil | Director | — | 1993-11-16 |
| GOODWIN, Stephen Harcourt | Director | 2006-04-12 | 2006-06-02 |
| HAMMOND, Maurice | Director | 1998-11-24 | 1999-06-14 |
| HESLOP, Helen Louise | Director | 2023-05-01 | 2023-12-31 |
| HISCOX, Robert Ralph Scrymgeour | Director | — | 1998-11-24 |
| HORTON, Benjamin | Director | 2019-10-01 | 2025-05-01 |
| JONES, Jason Sebastian | Director | 2007-03-22 | 2016-09-30 |
| JONES III, Ralph E | Director | 1998-11-24 | 1999-11-03 |
| KEOGH, Colin | Director | 2023-05-01 | 2025-03-31 |
| KERRIDGE, Kevin Ian | Director | 1999-03-08 | 1999-12-22 |
| KINNOULL, Charles William Harley Hay, Lord | Director | 2007-03-22 | 2014-06-13 |
| LANGAN, Stephen | Director | 2016-10-19 | 2018-07-01 |
| LUDLOW, John Robert | Director | 2000-12-07 | 2007-12-31 |
| MARTIN, Ian James | Director | 2000-06-29 | 2002-01-29 |
| MASOJADA, Bronislaw Edmund | Director | 1994-04-21 | 2003-07-18 |
| MILLARD, Alan | Director | 2014-08-06 | 2016-12-22 |
| MORLAND, Nicholas Charles | Director | 2000-06-29 | 2000-09-01 |
| NIELSEN, Christian Leth | Director | 2015-12-11 | 2020-09-01 |
| OKANE, Josephine | Director | 2007-03-22 | 2017-02-07 |
| PAGE, Robert John | Director | — | 1997-02-27 |
| PRESCOT, Nigel Kenrick Grosvenor | Director | — | 1993-10-14 |
| RUSHIN, Adam | Director | 2003-12-05 | 2023-05-01 |
| SCHRAMM, Charles William | Director | — | 1993-10-14 |
| SHEWRY, Thomas David | Director | 2021-02-26 | 2026-04-01 |
| SURRIDGE, Lorraine Carole | Director | 1992-03-13 | 1995-06-30 |
| THAKER, Jayesh Kantilal | Director | 2019-08-17 | 2021-12-31 |
| THOMSON, Ian Nicholas | Director | — | 1998-11-24 |
| TRUBY, David | Director | 2000-12-07 | 2008-06-26 |
| WALTER, Benjamin Adam | Director | 2019-12-18 | 2021-09-18 |
| WELCH, Charles Peter | Director | 1998-11-24 | 2000-12-07 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Hiscox Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-26 | Active |
Filing timeline
Last 20 of 259 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-11 | AA | accounts | Accounts with accounts type full | |
| 2026-04-08 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-08 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-20 | SH01 | capital | Capital allotment shares | |
| 2025-05-14 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-29 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-22 | AA | accounts | Accounts with accounts type full | |
| 2024-10-07 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-24 | AA | accounts | Accounts with accounts type full | |
| 2024-01-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-02 | AA | accounts | Accounts with accounts type full | |
| 2023-08-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-03 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-03 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-03 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-03 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 1
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.