AUTOMOBILE ASSOCIATION INSURANCE SERVICES LIMITED
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Cash
£10M
+42.9% highest in 3 filed years
Net assets
£311M
+3.3% highest in 3 filed years
Employees
0
Average over period
Profit before tax
£120M
+4.3% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-01-31
| Metric | Trend | 2024-01-31 | 2025-01-31 | 2026-01-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £265,000,000 | £295,000,000 | £309,000,000 | +4.7% | |
| Operating profit | £102,000,000 | £114,000,000 | £120,000,000 | +5.3% | |
| Profit before tax | £102,000,000 | £115,000,000 | £120,000,000 | +4.3% | |
| Net profit | £78,000,000 | £86,000,000 | £89,000,000 | +3.5% | |
| Cash | £9,000,000 | £7,000,000 | £10,000,000 | +42.9% | |
| Total assets less current liabilities | £288,000,000 | £311,000,000 | £327,000,000 | +5.1% | |
| Net assets | £285,000,000 | £301,000,000 | £311,000,000 | +3.3% | |
| Equity | £285,000,000 | £301,000,000 | £311,000,000 | +3.3% | |
| Average employees | — | 0 | 0 | — | |
| Wages | £49,000,000 | £51,000,000 | £49,000,000 | -3.9% | |
| Directors' remuneration | £2,000,000 | £2,000,000 | £2,000,000 | 0% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-01-31 | 2025-01-31 | 2026-01-31 |
|---|---|---|---|---|
| Operating margin | 38.5% | 38.6% | 38.8% | |
| Net margin | 29.4% | 29.2% | 28.8% | |
| Return on capital employed | 35.4% | 36.7% | 36.7% | |
| Gearing (liabilities / total assets) | 43.0% | 44.6% | 48.3% | |
| Current ratio | 2.06x | 2.03x | 1.93x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- AUTOMOBILE ASSOCIATION INSURANCE SERVICES LIMITED 1990-01-01 → present
- PRECIS (931) LIMITED 1989-08-17 → 1990-01-01
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company Directors consider the going concern period as twelve months from the date of signing these financial statements and have reviewed detailed monthly cash flow forecasts for the Group over this period. The Directors have concluded that the Company has sufficient funds to continue trading for this period and the foreseeable future without significant curtailment of operations. Therefore, the financial statements have been prepared using the going concern basis.”
Group structure
- AUTOMOBILE ASSOCIATION INSURANCE SERVICES LIMITED · parent
- Key Care Limited 100%
- Key Care Assistance Limited 100%
Significant events
- “On 4 February 2026, the Group renewed its £200m Liquidity Facility with an effective date of 4 March 2026. The facility remains undrawn.”
- “On 20 May 2026 the Directors approved the payment of a final dividend of £80m to parent company AA Corporation Limited in respect of FY26.”
- “Capital commitments of £nil: £nil intangible assets and £nil of property, plant and equipment (2025: £1m: £1m intangible assets and £nil of property, plant and equipment).”
- “The Company is an obligor to the bank loans and bond debt of the AA Intermediate Co Limited group. At 31 January 2026, the principal outstanding on the AA Intermediate Co Limited group debt was £2,030m (2025: £2,090m).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 78 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COX, James Edward | Secretary | 2021-10-01 | — | — |
| CONNOR, Janet | Director | 2014-08-08 | Dec 1964 | British |
| JOHAL, Harjeet | Director | 2023-09-28 | Jun 1970 | British |
| PARK, Joseph Augustus | Director | 2022-01-17 | Dec 1970 | British |
| ROGERS, David Frederick Swiffen | Director | 2022-03-01 | May 1956 | British |
Show 78 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALLEN, Tracy Lorraine | Secretary | 1999-09-23 | 2002-01-01 |
| CLARKE, Martin Andrew, Dr | Secretary | 2018-05-09 | 2018-07-02 |
| DAVIES, John | Secretary | 2007-09-18 | 2012-08-17 |
| FLEMING, Catherine Elinor | Secretary | 1997-10-13 | 1999-06-08 |
| HARRISON, Maxine Louise | Secretary | 1998-01-14 | 2002-01-01 |
| HAYNES, Victoria | Secretary | 2013-07-31 | 2014-04-22 |
| HOOSEN, Nadia | Secretary | 2018-07-02 | 2021-05-31 |
| MILLAR, Mark Falcon | Secretary | 2014-09-08 | 2018-04-17 |
| SCOTT, Robert James | Secretary | 2014-04-22 | 2014-09-08 |
| SKEEN, Colin Jeffrey | Secretary | — | 1998-01-14 |
| STRINGER, Andrew Paul | Secretary | 2012-08-17 | 2013-07-31 |
| WOOLF, Paul Antony | Secretary | 2005-06-01 | 2007-09-18 |
| CENTRICA SECRETARIES LIMITED | Corporate Secretary | 2002-01-01 | 2004-09-30 |
| CLIFFORD CHANCE SECRETARIES (CCA) LIMITED | Corporate Secretary | 2004-09-30 | 2005-06-01 |
| ATKINSON, James | Director | — | 1994-02-28 |
| BOLAND, Andrew Kenneth | Director | 2008-11-16 | 2014-12-19 |
| BOWYER, Robert Edwin | Director | — | 1995-01-03 |
| BRISCOE, Andrew Mark | Director | 2002-03-14 | 2003-12-31 |
| BUNKER, Philip Mark | Director | 2019-12-19 | 2022-02-28 |
| CHINN, Trevor Edwin, Sir | Director | 2004-09-30 | 2005-01-18 |
| CLARE, Mark Sydney | Director | 1999-09-23 | 2002-03-14 |
| CLARK, Nigel Roland Howard | Director | 2004-11-08 | 2006-02-28 |
| CLARK, Nigel Roland Howard | Director | 2002-03-14 | 2004-09-30 |
| CLARKE, Martin Andrew, Dr | Director | 2015-05-28 | 2018-07-20 |
| COOKE, Christopher Michael | Director | 1993-02-08 | 1995-10-24 |
| COOPER, Kerry Lynne | Director | 2004-11-08 | 2007-09-18 |
| COUGHLAN, David Patrick | Director | 2020-06-15 | 2022-03-15 |
| CUTBILL, Michael Andrew | Director | 2008-01-07 | 2014-12-31 |
| DEWEY, Steven | Director | 2004-11-08 | 2007-11-07 |
| DIDCOCK, Trevor John | Director | 2004-11-08 | 2007-09-18 |
| DOUGLAS, Simon David George | Director | 2008-01-07 | 2014-08-31 |
| GOODSELL, John Andrew | Director | 2007-09-18 | 2014-06-03 |
| GUPTA, Ashok Kumar | Director | 2013-03-15 | 2016-03-31 |
| HODSON, Andrew Charles | Director | 1995-10-24 | 1996-05-24 |
| HOLLIDAY, Timothy Victor, Dr | Director | 2018-08-01 | 2021-05-31 |
| HOLT, Dennis | Director | 2008-01-14 | 2008-09-23 |
| HOLT, Leslie George | Director | 1993-02-08 | 1994-11-14 |
| HOWARD, Stuart Michael | Director | 2013-10-01 | 2014-06-03 |
| HOWARD, Stuart Michael | Director | 2007-09-18 | 2013-10-01 |
| HURLEY, Roy Benjamin Matthew | Director | — | 1993-07-14 |
| JANSEN, Christopher Trevor Peter | Director | 2014-01-06 | 2014-08-31 |
| KEELING, Dean Christopher | Director | 2021-11-10 | 2023-09-28 |
| KIRKWOOD, Gareth Robert | Director | 2018-07-30 | 2021-10-29 |
| KUNC, Oliver James | Director | 2014-08-08 | 2017-05-31 |
| LLOYD, Michael Samuel | Director | 2015-03-18 | 2018-05-25 |
| LOWE, George Henry | Director | — | 1993-04-06 |
| MACKENZIE, Robert David | Director | 2015-03-09 | 2017-01-17 |
| MORRICE, Ian | Director | 1994-10-10 | 1996-02-27 |
| MOTTERSHEAD, Eric Graham | Director | 1995-01-03 | 1995-07-21 |
| MURPHY, Thomas Jerome Peter | Director | 2004-01-01 | 2004-09-30 |
| PARKER, Timothy Charles | Director | 2004-09-30 | 2007-09-18 |
| PHILLIPS, Neale Anthony | Director | 2004-11-08 | 2005-02-28 |
| REYNOLDS, David John | Director | — | 1995-01-03 |
| RICHARDS, Douglas John | Director | 1999-09-23 | 2002-03-14 |
| RICHARDSON, Kerry Francis | Director | 1996-10-31 | 2002-03-14 |
| RILEY, Cathryn Elizabeth | Director | 2021-04-01 | 2022-11-30 |
| RILEY, Cathryn Elizabeth | Director | 2015-01-20 | 2018-06-18 |
| ROBSON, Peter | Director | 2009-06-01 | 2015-05-31 |
| ROE, Jonathan Caldwell | Director | 2013-03-05 | 2019-06-28 |
| SALMON, Clare Leslie | Director | 2004-01-01 | 2004-09-30 |
| SAWKINS, Martin Trevor | Director | 2004-11-08 | 2007-09-18 |
| SINCLAIR, Kevin Morris | Director | 2005-05-01 | 2007-09-18 |
| SKEEN, Colin Jeffrey | Director | 1999-08-03 | 1999-09-23 |
| SMITH, Barry Duncan | Director | 1996-04-01 | 1999-08-31 |
| SMITH, Barry Duncan | Director | 1996-01-15 | 1996-04-01 |
| SMITH, David William | Director | 2016-07-12 | 2020-05-31 |
| STRONG, Andrew Jonathan Peter | Director | 2007-09-18 | 2014-01-06 |
| STRONG, Andrew Jonathan Peter | Director | 2007-09-18 | 2007-09-18 |
| TANGNEY, Donald Patrick | Director | 1996-02-27 | 1999-08-31 |
| TREEN, William Raymond | Director | 2008-11-20 | 2013-03-27 |
| TREEN, William Raymond | Director | 2005-09-01 | 2008-01-14 |
| TYER, Peter Gordon | Director | 1995-01-03 | 1995-10-30 |
| WELTON, David | Director | — | 1994-12-31 |
| WOOD, Gregory Mark | Director | 1994-03-08 | 1994-05-20 |
| WOOD, Roger Nicholas Brownlow | Director | 2002-03-14 | 2004-09-30 |
| WOOLF, Paul Antony | Director | 2004-11-08 | 2007-09-18 |
| WOOLF, Paul Antony | Director | 2004-01-01 | 2004-09-30 |
| YOUNG, Stephen Gareth | Director | 1999-08-03 | 1999-09-23 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Aa Corporation Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 349 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-06-23 | AA | accounts | Accounts with accounts type full | |
| 2025-07-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-04 | CH01 | officers | Change person director company with change date | |
| 2025-07-04 | CH01 | officers | Change person director company with change date | |
| 2025-07-04 | CH01 | officers | Change person director company with change date | |
| 2025-06-20 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-06-09 | AA | accounts | Accounts with accounts type full | |
| 2024-11-01 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-07-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-24 | AA | accounts | Accounts with accounts type full | |
| 2023-10-12 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-11 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-03 | AA | accounts | Accounts with accounts type full | |
| 2023-06-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-12-01 | TM01 | officers | Termination director company with name termination date | |
| 2022-06-30 | AA | accounts | Accounts with accounts type full | |
| 2022-06-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-06-09 | AP01 | officers | Appoint person director company with name date | |
| 2022-03-15 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.