ODYSSEY MORTGAGE SERVICES LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-06-30
Confirmation statement due
2027-02-17 (in 9mo)
Last made up 2026-02-03
Watchouts
Cash
£6M
+126.2% vs 2024
Net assets
£7M
+37.3% vs 2024
Employees
—
Average over period
Profit before tax
£2M
+203.2% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
The directors are satisfied the company will continue to meet its obligations for the foreseeable future, expecting the acquirer to support the business. However, current directors are unaware of the acquiring board's detailed intentions, indicating a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern.
-
6 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-06-30
| Metric | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Turnover | £16,313,000 | £12,211,000 | |
| Operating profit | -£1,789,000 | £2,010,000 | |
| Profit before tax | -£1,912,000 | £1,973,000 | |
| Net profit | -£2,016,000 | £1,674,000 | |
| Cash | £2,678,000 | £6,057,000 | |
| Total assets less current liabilities | £5,767,000 | £7,395,000 | |
| Net assets | £5,305,000 | £7,282,000 | |
| Equity | £5,305,000 | £7,282,000 | |
| Average employees | — | — | |
| Wages | £2,265,000 | £2,432,000 | |
| Directors' remuneration | £110,000 | £110,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-06-30 vs 2024-06-30
-
Turnover
-25.1%
£16,313,000 £12,211,000
-
Cash
+126.2%
£2,678,000 £6,057,000
-
Net assets
+37.3%
£5,305,000 £7,282,000
-
Employees
—
Not reported
-
Operating profit
+212.4%
-£1,789,000 £2,010,000
-
Profit before tax
+203.2%
-£1,912,000 £1,973,000
-
Wages
+7.4%
£2,265,000 £2,432,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Operating margin | -11.0% | 16.5% | |
| Net margin | -12.4% | 13.7% | |
| Return on capital employed | -31.0% | 27.2% | |
| Gearing (liabilities / total assets) | 73.0% | 62.9% | |
| Current ratio | 1.38x | 1.56x | |
| Interest cover | -14.54x | 45.68x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation — the current trading name was adopted 2026-02-03
- ODYSSEY MORTGAGE SERVICES LIMITED 2026-02-03 → present
- COMPUTERSHARE MORTGAGE SERVICES LIMITED 2016-05-09 → 2026-02-03
- SPECIALIST MORTGAGE SERVICES LIMITED 1990-02-02 → 2016-05-09
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The directors are satisfied the company will continue to meet its obligations for the foreseeable future, expecting the acquirer to support the business. However, current directors are unaware of the acquiring board's detailed intentions, indicating a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern.”
Significant events
- “In March 2025 a capital restructure took place to reduce £900,050 of share capital (issued ordinary shares of £1.00 each) and to cancel and extinguish the share premium reserve of £19,299,950 of the company with the subsequent credit to the retained earnings account to allow for future distributions.”
- “Computershare Investments (UK) No.3 Limited entered into a definitive agreement on 24 September 2025 to sell the Computershare Loan Services UK business (which includes Computershare Mortgage Services Limited) to Advantage Odyssey Limited (a Pepper Advantage Limited company).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 43 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| EELES, Sharon | Secretary | 2026-02-01 | — | — |
| AGAFONOVA, Ganna | Director | 2026-03-13 | Apr 1978 | German |
| BOTIC, Vladislav | Director | 2026-03-13 | Apr 1975 | Cypriot |
| GEMMELL, Fraser Mcleod, Dr | Director | 2026-04-02 | Dec 1977 | New Zealander |
| GIBBONS, Michael Thomas | Director | 2026-03-30 | Jun 1964 | British |
| MILBURN, Aaron Richard | Director | 2026-05-01 | Oct 1978 | New Zealander |
| RAY, Hillary Frances Elizabeth | Director | 2026-03-13 | Sep 1963 | Irish |
Show 43 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOTHA, Llewellyn Kevan | Secretary | 2016-06-01 | 2024-01-25 |
| CARRIER, John Jackson | Secretary | 1998-11-30 | 1999-05-04 |
| DAVIDSON, Gillian Mary | Secretary | 2009-03-30 | 2011-02-08 |
| DOLBEAR, Jonathan | Secretary | 2014-11-17 | 2021-07-23 |
| ESMAIL, Rizwana | Secretary | 2022-01-01 | 2022-05-27 |
| GARNER, Stephen | Secretary | — | 1994-07-05 |
| GIBSON, John Joseph | Secretary | 2011-02-08 | 2014-11-17 |
| HOLMES, Andrew Charles David | Secretary | 1999-05-04 | 2009-03-30 |
| MATTHEWS, Judith Mary | Secretary | 2024-01-24 | 2026-02-01 |
| MCGUINN, Michael | Secretary | 1994-07-05 | 1998-01-04 |
| RULE, Helen Clare | Secretary | 1998-01-05 | 1998-11-30 |
| ALI, Peter Aeneas | Director | 2018-08-20 | 2026-03-13 |
| AUBURN, John Robert | Director | 2004-01-12 | 2005-12-31 |
| BANKS, Richard Lee | Director | 2019-09-24 | 2026-02-01 |
| BANKS, Richard Lee | Director | 2016-06-13 | 2016-09-30 |
| BEDFORD, Nicolas Norman | Director | 2012-11-30 | 2014-04-22 |
| BRAITHWAITE, Philip Charles | Director | 2016-06-09 | 2019-10-22 |
| BRODIE, Brian Edward | Director | 2009-03-30 | 2011-10-26 |
| CARRIER, John Jackson | Director | — | 2008-12-31 |
| COSTIGAN, Patrick Michael | Director | 2014-11-17 | 2018-08-20 |
| CUTTER, David John | Director | 2009-03-30 | 2014-11-17 |
| FLEET, Mark Russell | Director | 2012-11-30 | 2014-11-17 |
| FRANKLIN, Timothy Alan | Director | 2019-10-04 | 2026-02-01 |
| FRAZER, Martin Joseph | Director | 2004-02-24 | 2009-10-09 |
| FREELEY, Andrew Paul | Director | 2014-08-04 | 2016-06-09 |
| GARNER, Stephen | Director | — | 1994-07-05 |
| GRUNWELL, Richard Lincoln | Director | — | 2004-02-24 |
| HOLMES, Andrew Charles David | Director | 2006-05-01 | 2009-03-30 |
| HOOD, James Terence | Director | 2014-11-17 | 2015-09-16 |
| JONES, Andrew Nigel | Director | 2012-11-30 | 2026-04-30 |
| LITTEN, Robin Stephen Patrick | Director | 2003-03-13 | 2009-03-30 |
| MORAN, Kevin David | Director | 2004-02-24 | 2009-03-30 |
| OLDFIELD, Nicholas Stuart Robert | Director | 2018-08-20 | 2026-02-01 |
| PATTINSON, Jonathan Michael | Director | 2012-11-30 | 2019-07-31 |
| PINDAR, George Thomas Ventress | Director | 1994-11-07 | 1998-07-24 |
| SARKAR, Nazir | Director | 2014-11-17 | 2018-08-20 |
| SCHOFIELD, John Charles Falshaw | Director | — | 2003-03-13 |
| STRAN, Garry George | Director | 2016-06-09 | 2019-09-25 |
| TURLEY, Peter Howard | Director | — | 1992-06-30 |
| TWIGG, Richard John | Director | 2009-03-30 | 2012-11-30 |
| WARMAN, Neil | Director | 2009-03-30 | 2011-10-26 |
| WIGGANS, Andrew Kenneth | Director | 2012-11-30 | 2014-04-30 |
| WINN, Geoffrey Frank | Director | — | 1994-11-07 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Advantage Odyssey Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2026-02-01 | Active |
| Computershare Investments (Uk) (No. 3) Limited | Corporate entity | ownership-of-shares-75-to-100-percent-as-firm, voting-rights-75-to-100-percent-as-firm | 2016-04-29 | Ceased 2026-02-01 |
Filing timeline
Last 20 of 221 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-02-03 CERTNM Certificate change of name company PDF
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-30 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-30 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-13 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-13 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-13 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-13 | TM01 | officers | Termination director company with name termination date | |
| 2026-02-25 | AA | accounts | Accounts with accounts type full | |
| 2026-02-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-02-03 | AD03 | address | Move registers to sail company with new address | |
| 2026-02-03 | CERTNM | change-of-name | Certificate change of name company | |
| 2026-02-02 | AA01 | accounts | Change account reference date company current extended | |
| 2026-02-02 | AD03 | address | Move registers to sail company with new address | |
| 2026-02-02 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-02-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-02-02 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2026-02-02 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2026-02-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-02-02 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 0
- Officers appointed
- 7
- Officers resigned
- 6
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.