TT CLUB MUTUAL INSURANCE LIMITED
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Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
—
Period ending 2025-12-31
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | £199,994,429 | £185,502,783 | -7.2% | |
| Net earned premiums | — | £35,705,985 | £29,107,236 | -18.5% | |
| Claims incurred | — | £10,780,802 | £10,741,373 | -0.4% | |
| Investment return | — | £9,557,466 | £5,882,746 | -38.4% | |
| Profit before tax | £5,757,338 | £3,496,498 | — | — | |
| Net profit | £5,637,263 | £3,034,862 | — | — | |
| Insurance contract liabilities | — | — | — | — | |
| Total assets | £689,584,053 | £625,017,510 | — | — | |
| Total liabilities | £615,700,832 | — | — | — | |
| Equity | £73,883,221 | £89,903,693 | — | — | |
| Average employees | — | — | — | — |
Figures converted to GBP from USD at 0.742 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Net margin | 2.8% | 1.5% | — | |
| Gearing (liabilities / total assets) | 89.3% | 85.6% | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- TT CLUB MUTUAL INSURANCE LIMITED 2007-07-03 → present
- THROUGH TRANSPORT MUTUAL INSURANCE ASSOCIATION (EURASIA) LIMITED 1996-01-01 → 2007-07-03
- THROUGH TRANSPORT MUTUAL INSURANCE ASSOCIATION OF EUROPE LIMITED 1991-10-24 → 1996-01-01
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Financial Statements have been prepared on the going concern basis. The Directors consider it appropriate to adopt the going concern basis of accounting in the preparation of these Financial Statements and are not aware of any material uncertainties to TTI's ability to continue to do so for at least 12 months from the date of authorisation of these Financial Statements.”
Group structure
- TT CLUB MUTUAL INSURANCE LIMITED · parent
- TT Club Mutual Insurance N.V. 100%
Significant events
- “In November, it was agreed to proceed with exploring a merger between TT Club and UK P&I Club, another Thomas Miller-managed mutual.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 61 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| THROUGH TRANSPORT MUTUAL SERVICES (UK) LIMITED | Corporate Secretary | 1997-03-21 | — | — |
| ALBUQUERQUE D'OREY, Miguel Carvalho | Director | 2023-06-22 | Aug 1973 | Portuguese |
| CALJE, Johannes Franciscus | Director | 2025-10-08 | Jun 1972 | Dutch |
| CHAMBERS, John Edmond | Director | 2022-06-23 | Jan 1965 | British |
| CHOWDHURY, Ehsan Saif | Director | 2023-09-19 | Apr 1969 | British |
| ENGELSTOFT, Morten Henrik | Director | 2022-10-12 | Apr 1967 | Danish |
| HINE, Marcus Nigel | Director | 2021-07-01 | Sep 1960 | British |
| KING, Kevin David | Director | 2024-08-01 | Sep 1967 | American |
| SMEDEGAARD, Niels | Director | 2016-06-15 | Jun 1962 | Danish |
Show 61 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MALLON, Paul | Secretary | 1995-10-20 | 1997-03-21 |
| SANSOM, Nicholas Charles | Secretary | — | 1995-10-20 |
| AL MADY, Abdullah Mady | Director | 1994-06-23 | 2004-06-24 |
| ALBUQUERQUE D'OREY, Miguel Carvalho | Director | 2023-07-21 | 2023-07-21 |
| AZIZ MEOR NGAH, Abdul | Director | 2003-03-06 | 2004-06-24 |
| BAUM, Ulrike | Director | 2018-03-21 | 2023-06-22 |
| BIJVOETS, Victor Laurentius | Director | 1994-06-23 | 1997-05-16 |
| BOLITHO, William | Director | — | 1994-10-18 |
| CHANG, Ming Bo | Director | 2001-10-19 | 2003-02-19 |
| CHOWDHURY, Ehsan Saif | Director | 2023-09-09 | 2023-09-09 |
| CHOWDHURY, Ehsan Saif | Director | 2016-06-15 | 2022-07-31 |
| COOPER, Robert | Director | 1996-03-22 | 2004-06-24 |
| COPPING, Neil Charles | Director | 2004-03-11 | 2006-09-05 |
| COTTA, Paulo Sergio De Mello | Director | — | 2004-06-24 |
| DAVIES, David Walter | Director | 2006-09-05 | 2013-06-26 |
| DORCIC, Mihovil | Director | — | 2001-06-21 |
| DORTO, Joseph Anthony | Director | — | 2004-06-24 |
| FENTON, Charles Edward | Director | 2009-03-18 | 2024-08-01 |
| FISCHER, Gerard Werner | Director | 1997-06-19 | 2004-06-24 |
| FORBES, Peter Christopher | Director | — | 2004-06-24 |
| GLUCK, George Anthony | Director | 1993-06-22 | 2004-06-24 |
| HERMS, Klau Hermann | Director | 1997-03-21 | 1998-02-20 |
| HSU, Jau Yih | Director | 1995-10-20 | 2001-06-21 |
| ITOH, Kiyoshi | Director | — | 1993-06-22 |
| KRANICH, Ulrich | Director | 2015-09-15 | 2023-07-21 |
| KUNZLER, Peter Arnold | Director | — | 1994-10-18 |
| KUTTEL, Josef Johann | Director | 2009-09-03 | 2024-09-02 |
| LEGGETT, Timothy James | Director | 2020-06-25 | 2021-06-24 |
| LIANG, Ming Hang | Director | 1997-03-21 | 2003-12-01 |
| LIANG, Ming Hang | Director | — | 1996-10-18 |
| LUA, Cheng Eng | Director | 1996-03-22 | 2002-05-23 |
| MATSUNARI, Hiroshige | Director | 1994-03-25 | 1997-12-12 |
| MEADOWCROFT, Clive Whitaker | Director | — | 1995-07-28 |
| MENZINGER, Bernhard Maria | Director | — | 2009-08-25 |
| MEREDITH, John Edward | Director | 1997-03-21 | 2004-06-24 |
| METZE, Albrecht Rudi | Director | — | 2003-06-30 |
| MILES, Raymond Reginald | Director | 1997-03-21 | 2000-06-22 |
| MIROBENT, Jean Jacques | Director | — | 1997-09-24 |
| MULOCK HOUWER, Willem Antoine | Director | — | 1993-04-01 |
| NEAGLE, Paul Francis Justin | Director | 2004-06-24 | 2009-03-18 |
| NEWTON, John Thompson | Director | — | 1994-12-31 |
| ONG, Eelain | Director | 2022-08-01 | 2023-09-08 |
| ONSLOW, Michael Leonard | Director | 2013-06-26 | 2022-06-22 |
| PONTOPPIDAN, Knud Borge | Director | 1998-10-22 | 2017-06-22 |
| RAMBERG, Jan, Professor | Director | — | 2001-06-21 |
| RAZON JR, Enrique Klar | Director | 1997-03-21 | 2002-09-02 |
| ROBINSON, David John | Director | 2017-06-22 | 2023-12-06 |
| SAVERYS, Jacques Leon Jules | Director | — | 1993-06-10 |
| SETCHELL, Richard, Captain | Director | 1995-06-22 | 1998-12-08 |
| SHERWOOD, James Blair | Director | — | 2004-06-24 |
| SHINTANI, Isao | Director | 1998-06-25 | 2004-06-24 |
| SJOHOLM, Gerd Rigmor Maria | Director | 2006-10-25 | 2014-03-20 |
| SMITH, Frederick | Director | — | 1995-03-21 |
| TAN, Kay Hock | Director | 1994-03-25 | 2004-06-24 |
| TEO, Siong Seng | Director | 2000-03-16 | 2004-06-24 |
| TESSIER, Jean Michel | Director | 1994-03-25 | 1996-09-25 |
| THOMSON, Frederick Douglas David, Sir | Director | — | 2008-06-26 |
| TUNG, Chee Chen | Director | 1997-03-21 | 2004-06-24 |
| TUNG, Chi Hwa (Aka Chee Hwa) | Director | — | 1996-10-18 |
| WAGNER, Peter | Director | 1997-06-19 | 2001-11-22 |
| WANG, Long-Shung | Director | 2003-03-06 | 2004-06-24 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 220 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-12 | AA | accounts | Accounts with accounts type full | |
| 2025-11-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-17 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-09 | AA | accounts | Accounts with accounts type full | |
| 2024-12-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-03 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-24 | AA | accounts | Accounts with accounts type full | |
| 2024-08-05 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-05 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-25 | AUD | auditors | Auditors resignation company | |
| 2024-02-13 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-13 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-07 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-20 | AP01 | officers | Appoint person director company with name date | |
| 2023-09-19 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-19 | AP01 | officers | Appoint person director company with name date | |
| 2023-09-12 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-24 | AP01 | officers | Appoint person director company with name date | |
| 2023-07-24 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.