LIVERPOOL VICTORIA INSURANCE COMPANY LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-11-17 (in 6mo)
Last made up 2025-11-03
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
£81M
+86.6% vs 2024
Profit before tax
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gross written premiums | — | — | |
| Net earned premiums | £1,803,800,000 | £1,834,800,000 | |
| Claims incurred | £1,307,700,000 | £1,386,700,000 | |
| Investment return | £134,600,000 | £112,900,000 | |
| Profit before tax | £43,300,000 | £80,800,000 | |
| Net profit | £49,500,000 | £70,300,000 | |
| Insurance contract liabilities | £1,741,700,000 | £2,052,300,000 | |
| Total assets | £2,505,900,000 | £2,930,900,000 | |
| Total liabilities | £1,796,900,000 | £2,168,800,000 | |
| Equity | £709,000,000 | £762,100,000 | |
| Average employees | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Gross written premiums
—
Not reported
-
Net earned premiums
+1.7%
£1,803,800,000 £1,834,800,000
-
Profit before tax
+86.6%
£43,300,000 £80,800,000
-
Equity
+7.5%
£709,000,000 £762,100,000
-
Claims incurred
+6%
£1,307,700,000 £1,386,700,000
-
Insurance contract liabilities
+17.8%
£1,741,700,000 £2,052,300,000
-
Investment return
-16.1%
£134,600,000 £112,900,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Name history
Renamed 1 time since incorporation
- LIVERPOOL VICTORIA INSURANCE COMPANY LIMITED 1996-11-18 → present
- LIVERPOOL VICTORIA COMPANY LIMITED 1996-07-26 → 1996-11-18
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“These Financial Statements have been prepared on a going concern basis. The Company has capital in excess of the minimum regulatory requirements. In addition, the Board has reviewed the Company's forecasts for the next 12 months and beyond. The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months from the reporting date of the Financial Statements.”
Group structure
- LIVERPOOL VICTORIA INSURANCE COMPANY LIMITED · parent
- LV Repair Services Limited 100%
- Highway Insurance Group Limited 100%
Significant events
- “The intention is that the Board will apply for a Part VII transfer as part of the programme to rationalise the insurance entities in Allianz UK during 2026.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 63 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| TWEMLOW, Christopher Mcgowan | Secretary | 2020-09-01 | — | — |
| CORBETT, Oliver Roebling Panton | Director | 2023-11-01 | Jan 1965 | British |
| EVANS, Paul James | Director | 2021-05-14 | Mar 1965 | British |
| GUTHRIE, Catherine Anne | Director | 2025-11-19 | Sep 1963 | British |
| HOLMES, Colm Joseph | Director | 2022-02-22 | Jan 1966 | Irish |
| ROBSON-CAPPS, Teresa | Director | 2022-04-13 | Mar 1955 | British |
| RUF, Michael Franz | Director | 2025-12-01 | Mar 1984 | German |
| TOWNSEND, Christopher George | Director | 2021-04-29 | Jun 1968 | British |
| VAZQUEZ, Jose Rafael | Director | 2022-06-01 | Jul 1964 | British |
Show 63 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BEICKEN, Tracy Annette | Secretary | 2020-01-01 | 2020-09-01 |
| CASSIDY, Paul Bernard | Secretary | 2007-05-15 | 2013-01-01 |
| JERRARD, Vincent John | Secretary | 2004-02-03 | 2007-05-15 |
| JONES, Michael Peter | Secretary | 2018-10-31 | 2019-12-31 |
| NICHOLLS, David William | Secretary | 2002-10-01 | 2004-02-03 |
| PETERS, Colin Anthony | Secretary | 1996-07-26 | 2002-10-01 |
| SMALL, Rachel Susan | Secretary | 2013-01-01 | 2018-09-03 |
| ABERCROMBY, Keith William | Director | 2007-07-23 | 2010-11-18 |
| BANNON, John Paul | Director | 2003-04-01 | 2006-07-01 |
| BARRAL, David Barclay | Director | 2017-12-28 | 2019-12-31 |
| BERRYMAN, Malcolm Leonard | Director | 1996-07-26 | 2006-01-16 |
| BROTHWOOD, David | Director | 1998-09-01 | 2004-03-15 |
| BUNKER, Philip Mark | Director | 2007-06-25 | 2016-01-01 |
| BURTON, Caroline Mary | Director | 2016-10-01 | 2017-12-28 |
| CASTLE, Stephen Victor | Director | 2007-06-25 | 2016-09-19 |
| CLENCH, John Anthony | Director | 1996-11-14 | 2002-12-31 |
| COOK, Alan Ronald | Director | 2017-12-28 | 2019-12-31 |
| CORDWELL, Ian Derek | Director | 2002-07-31 | 2006-11-21 |
| CRANE, Michael Paul | Director | 2016-01-01 | 2017-12-28 |
| CULLUM, Peter Geoffrey | Director | 1996-11-14 | 1998-05-06 |
| DANIELS, Steven Michael | Director | 2004-03-15 | 2010-03-31 |
| DINESEN, Christian Wilhelm Tore | Director | 2020-01-01 | 2023-04-10 |
| DIX, Roger Charles | Director | 2010-04-01 | 2011-01-31 |
| DURKAN, Kevin | Director | 2006-07-01 | 2006-11-30 |
| DURKAN, Kevin | Director | 1996-11-14 | 2004-03-15 |
| DYE, Jonathan Mark | Director | 2017-12-28 | 2021-11-30 |
| DYSON, Fernley Keith | Director | 2020-01-01 | 2023-05-29 |
| EVANS, Ruth Elizabeth | Director | 1999-01-01 | 2002-07-26 |
| FERNANDES, Selwyn Clinton Anthony | Director | 2012-11-16 | 2017-12-28 |
| HAYNES, Stephen Robert | Director | 2011-10-25 | 2016-10-01 |
| HORTON, Peter Anthony | Director | 2012-11-16 | 2015-09-14 |
| HUDSON, Richard Owen | Director | 2017-12-28 | 2021-05-14 |
| HURLEY, Roy Benjamin Matthew | Director | 1996-07-26 | 2000-05-31 |
| LAIDLAW, John Mark | Director | 2014-05-21 | 2016-10-01 |
| LANGE, Ulf, Dr | Director | 2023-05-30 | 2025-11-30 |
| LARNDER, Denise Janet | Director | 2020-01-01 | 2025-11-14 |
| MARAN, Stephen Andrew | Director | 2004-03-16 | 2005-07-25 |
| MAYALL, Wendy Madeleine | Director | 2012-11-16 | 2013-12-31 |
| MCANDREW, Nicolas | Director | 2004-03-15 | 2005-05-25 |
| MCGINN, Simon Cavendish | Director | 2022-02-22 | 2023-04-30 |
| MOORE, Philip Wynford | Director | 2010-11-10 | 2017-06-29 |
| MURISON, Rosanne Mary | Director | 2020-01-01 | 2022-09-25 |
| NEAVE, David Stanley | Director | 2016-12-16 | 2019-12-31 |
| NEWTON, Michael Stafford | Director | 2010-03-31 | 2011-01-31 |
| NOBLE, Andrew Stephen | Director | 1996-11-14 | 2000-05-16 |
| NOTT, Gillian | Director | 2005-05-25 | 2007-03-14 |
| O'KEEFFE, Kieran Paul | Director | 2016-10-07 | 2017-12-28 |
| O'ROARKE, John Brendan | Director | 2007-09-26 | 2016-05-05 |
| PAINE, Howard William | Director | 1996-11-14 | 2000-08-03 |
| PARSONS, Andrew Mark | Director | 2017-06-30 | 2017-12-28 |
| PEIRIS, Niranjan Christopher | Director | 2020-01-01 | 2020-12-31 |
| ROGERS, Michael John | Director | 2006-06-05 | 2016-07-28 |
| ROSE, Barry Michael | Director | 2004-03-15 | 2007-03-14 |
| ROWNEY, Richard Alexander | Director | 2015-03-26 | 2019-12-31 |
| ROWNEY, Richard Alexander | Director | 2007-07-05 | 2010-03-31 |
| SMITH, Barry Duncan | Director | 2018-11-01 | 2019-12-31 |
| SPRAGG, Roy John | Director | 2002-08-22 | 2007-08-17 |
| TORRANCE, David Andrew | Director | 2020-01-01 | 2024-03-31 |
| TRELOAR, Stephen | Director | 2016-05-05 | 2023-06-30 |
| WARNER, Richard Anthony | Director | 2011-02-28 | 2016-10-01 |
| WEBBER, James Martin | Director | 2011-03-16 | 2011-08-12 |
| WENZEL, Kevin Peter | Director | 2017-12-28 | 2019-12-31 |
| WOOLHOUSE, John Thomas | Director | 1996-11-14 | 2007-03-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Liverpool Victoria General Insurance Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 269 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-08 | AD03 | address | Move registers to sail company with new address | |
| 2026-05-08 | AD02 | address | Change sail address company with old address new address | |
| 2026-04-29 | AA | accounts | Accounts with accounts type full | |
| 2026-01-08 | CH01 | officers | Change person director company with change date | |
| 2025-12-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-05 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-18 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-28 | AA | accounts | Accounts with accounts type full | |
| 2024-11-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-07 | AD03 | address | Move registers to sail company with new address | |
| 2024-06-05 | AD02 | address | Change sail address company with new address | |
| 2024-05-30 | AA | accounts | Accounts with accounts type full | |
| 2024-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-11-01 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-10 | CH01 | officers | Change person director company with change date | |
| 2023-07-06 | SH01 | capital | Capital allotment shares | |
| 2023-07-06 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.