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Cash

Latest balance sheet

Net assets

Equity attributable

Employees

Average over period

Profit before tax

Period ending 2025-12-31

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Net interest income
Fee & commission income
Operating income
Impairment losses
Profit before tax £188,596£148,761
Net profit £148,049£111,745
Loans & advances to customers
Customer deposits
Total assets £3,497,446£3,775,644
Total liabilities
Equity £3,180,914£3,292,659
Average employees 55

Figures converted to GBP from HKD at 0.0953 per HKD (Frankfurter spot rate) — hover any figure for the original. indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show . About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Operating margin 166.0%142.5%
Net margin 190.9%184.1%
Return on capital employed 4.0%2.6%
Gearing (liabilities / total assets) 9.1%12.8%
Current ratio 10.92x7.72x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
Ernst & Young LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Although the economy is suffering from global events such as the war in Ukraine and Middle East, US-China friction and more locally in Europe the impacts of certain MiFID II requirements - the directors have a reasonable expectation that the Company has sufficient resource to support its operational existence for at least 12 months from the date of this report. Under a stress test where revenue is reduced to 25% of last year and expenses are as per last year the Company has, from the 1 January 2025, sufficient near-term liquid assets (i.e. realisable within 6 months) to last sixteen months (2024: eighteen months). The revenue assumption is unrealistic as revenue is supported by marketing agreements with three (2024: two) Hong Kong sister companies who are in turn either supported or well capitalised. Further, the Company is covered by a support letter from BOCI Holdings dated 20 April 2026 in which BOCI Holdings will, if necessary, for at least 12 months from the date of signing these of financial statements provide financial support to the Company such that it will be able to continue to operate as a going concern and to settle its liabilities as they fall due. Therefore, the directors continue to adopt the going concern basis in preparing the annual financial statements.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

5 active · 41 resigned

Name Role Appointed Born Nationality
CESSFORD, Trevor Secretary 2010-05-07
CAI, Zhenwei Director 2025-06-06 Dec 1972 Chinese
CHAN, Ming Director 2024-01-12 Jul 1968 Chinese
CHWEIDAN, Russell Director 2018-05-10 Sep 1963 British
LI, Zhe, Ms. Director 2024-12-09 Sep 1984 Chinese
Show 41 resigned officers
Name Role Appointed Resigned
CLIFFORD CHANCE SECRETARIES LIMITED Corporate Secretary 1996-08-08 2010-05-07
BAMBER, Mark Director 2010-05-28 2011-06-10
CAMPBELL, Alastair Kenneth Director 2000-08-18 2004-08-01
CHAPMAN, William James Director 2004-10-18 2018-05-01
CHEN, Wei Director 2001-01-04 2002-06-14
CHUA, Alvin Cheng-Hock Director 2016-07-05 2022-09-30
CHUNG, Shui Ming Director 1999-01-22 1999-11-16
COOKE, Peter William, Cbe Director 1999-01-22 2018-12-31
CORNETT, Martin John Director 2002-12-11 2007-06-30
FANG, Wenjian Director 2012-08-17 2014-12-19
GE, Gan Niu Director 2004-10-18 2006-05-01
GE, Kenneth Qi, Doctor Director 2004-11-15 2012-03-09
GU, Rubai Director 2001-03-27 2004-11-15
HASWELL, Duncan Stuart Director 1999-01-22 2000-12-31
HO, Yui Kwong Kenny, Mr. Director 2016-09-12 2018-12-01
LEE, Kin Man, Mr. Director 2023-02-15 2024-12-09
LI, Eric Kit Man Director 2007-12-11 2013-02-20
LI, Shan Director 2002-04-16 2005-11-01
LI, Tong, Ms. Director 2023-02-15 2024-01-17
LOK, Anthony Director 2009-10-29 2010-05-24
LU, Ying Director 2013-02-20 2016-08-11
MAK, Shiu Ki Director 2007-03-28 2014-01-01
NG, Chi To Graham, Mr. Director 2015-08-14 2016-05-31
SHEN, Jianxun Director 2007-12-03 2009-01-12
SHIU, Barbara Director 2007-12-03 2009-10-01
TAI, Takhing Director 1999-01-22 2002-04-16
TSE, Yung Hoi Director 2006-12-04 2013-01-01
WANG, Hao, Mr. Director 2014-01-01 2015-05-23
WANG, Jianxi Director 1997-03-06 2000-07-31
WANG, Jun Director 2013-02-20 2023-11-01
WANG, Yan Director 2006-01-23 2007-12-10
WANG, Yi Director 1996-08-22 1999-02-04
WANG, Zhongze Director 2017-11-17 2023-01-15
WONG, Chun Mun Director 2013-02-20 2016-07-30
WONG, Shiu Lim, Mr. Director 2023-02-15 2024-01-12
WONG, Wai Ming Director 1999-11-30 2000-08-18
WOOLLEY, Brian Peter Director 1996-08-22 1998-04-30
WU, Chang Gen Director 1996-08-08 1998-04-14
XIQING, Gao Director 1998-04-14 1999-07-12
ZHANG, Bingxun Director 2001-01-05 2002-12-11
ZHENG, Bailin Director 1999-11-16 2001-03-22

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Bank Of China International Holdings Limited Corporate entity Shares 75–100% 2016-04-06 Active

Filing timeline

Last 20 of 214 total filings

Date Type Category Description
2026-05-31 AA accounts Accounts with accounts type full
2025-11-06 CH01 officers Change person director company with change date PDF
2025-08-05 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-07-16 CH01 officers Change person director company with change date PDF
2025-06-09 AP01 officers Appoint person director company with name date PDF
2025-05-28 AA accounts Accounts with accounts type full
2024-12-23 AP01 officers Appoint person director company with name date PDF
2024-12-12 TM01 officers Termination director company with name termination date PDF
2024-08-22 AA accounts Accounts with accounts type full
2024-08-05 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-07-15 CH01 officers Change person director company with change date PDF
2024-01-17 TM01 officers Termination director company with name termination date PDF
2024-01-15 AP01 officers Appoint person director company with name date PDF
2024-01-15 TM01 officers Termination director company with name termination date PDF
2023-12-14 TM01 officers Termination director company with name termination date PDF
2023-08-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-07-14 CH01 officers Change person director company with change date PDF
2023-05-15 AA accounts Accounts with accounts type full
2023-02-22 AP01 officers Appoint person director company with name date PDF
2023-02-21 AP01 officers Appoint person director company with name date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page