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Cash

Latest balance sheet

Net assets

£490m

+0.1% vs 2024

Employees

0

Average over period

Profit before tax

£174m

-3.8% lowest in 3 filed years

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £1,213,916,000£1,373,217,000£1,197,602,000 -12.8%
Net earned premiums £987,009,000£1,088,121,000£985,360,000 -9.4%
Claims incurred £499,933,000£557,962,000£492,324,000 -11.8%
Investment return £47,986,000£49,540,000£73,466,000 +48.3%
Profit before tax £176,749,000£180,813,000£173,934,000 -3.8%
Net profit £132,088,000£136,299,000£136,724,000 +0.3%
Insurance contract liabilities £1,912,301,000£2,286,563,000£2,373,001,000 +3.8%
Total assets £2,723,224,000£3,403,451,000£3,692,536,000 +8.5%
Total liabilities £2,723,224,000£3,403,451,000£3,692,536,000 +8.5%
Equity £402,095,000£489,394,000£490,118,000 +0.1%
Average employees 00

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show . About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) 85.2%85.6%86.7%

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 2 times since incorporation

  1. MUNICH RE CAPITAL LIMITED 2000-10-09 → present
  2. ARTEMIS CAPITAL LIMITED 1998-03-23 → 2000-10-09
  3. SYNDICATE 457 CAPITAL LIMITED 1996-10-21 → 1998-03-23

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Ernst & Young LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future which is 12 months from the date these accounts are authorised for issue. The directors continue to adopt the going concern basis in preparing the financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 16 resigned

Name Role Appointed Born Nationality
ZAREMBA, Constance Morag Secretary 2024-05-20
HILL, Gareth Kim Director 2025-05-19 Apr 1980 British
HOARE, Dominick James Rolls Director 2017-01-18 Aug 1963 British
WILKINSON, John Curt Director 2015-04-21 Apr 1964 British
Show 16 resigned officers
Name Role Appointed Resigned
COSKUN, Timur Secretary 2001-02-15 2024-05-17
GRAY, Nicholas John Talbot Secretary 1996-10-21 2001-02-15
ALPHA SECRETARIAL LIMITED Corporate Nominee Secretary 1996-10-21 1996-10-21
ARTMANN, Thomas Eduard Director 2016-07-15 2026-03-01
ATTWOOD, Rhonda Joanne Director 2021-11-11 2025-03-27
BERG, Dieter Walter Director 2002-02-15 2015-04-21
BURDYL-STROHMANN, Peter Director 1997-10-23 1999-06-30
ENEVOLDSEN, Ole Kjaer Director 2007-01-02 2009-04-16
GRANDE, Roderic William Ricardo Director 1996-10-21 2015-04-21
GRAY, Nicholas John Talbot Director 1996-10-21 2015-04-21
GUELFAND, Grigoriy Director 2015-04-21 2021-03-30
KOGLER, Erich Walter Director 2011-09-08 2015-04-21
MOLCK-UDE, Andreas Eduard Director 1997-10-23 2002-02-15
ROCHMAN, John Howard Director 1996-10-21 1997-10-23
WATKINS, Mark Christopher Director 1996-10-21 2016-04-21
ALPHA DIRECT LIMITED Corporate Nominee Director 1996-10-21 1996-10-21

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Munich Re Specialty Group Limited Corporate entity Shares 75–100%, Voting 75–100% 2016-04-06 Active

Filing timeline

Last 20 of 191 total filings

Date Type Category Description
2026-08-11 AP01 officers Appoint person director company with name date PDF
2026-08-04 AA accounts Accounts with accounts type full
2026-03-30 SH01 capital Capital allotment shares PDF
2026-03-03 TM01 officers Termination director company with name termination date PDF
2025-10-13 CS01 confirmation-statement Confirmation statement with updates PDF
2025-09-17 AA accounts Accounts with accounts type full
2025-06-13 AP01 officers Appoint person director company with name date PDF
2025-04-04 TM01 officers Termination director company with name termination date PDF
2024-12-18 SH01 capital Capital allotment shares PDF
2024-10-07 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-08-01 AA accounts Accounts with accounts type full
2024-05-23 AP03 officers Appoint person secretary company with name date PDF
2024-05-23 TM02 officers Termination secretary company with name termination date PDF
2024-03-18 AD01 address Change registered office address company with date old address new address PDF
2023-10-11 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-08-09 AA accounts Accounts with accounts type full
2022-10-13 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-09-27 AA accounts Accounts with accounts type full
2021-11-19 AP01 officers Appoint person director company with name date PDF
2021-09-30 CS01 confirmation-statement Confirmation statement with updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
6

last 12 months

Capital events
2

last 24 months

Officers appointed
0

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page