BOS (SHARED APPRECIATION MORTGAGES) NO. 4 PLC
Get an alert when BOS (SHARED APPRECIATION MORTGAGES) NO. 4 PLC files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£4M
+13.7% vs 2024
Net assets
£2.4M
+4% highest in 3 filed years
Employees
0
Average over period
Profit before tax
£122K
+10.1% vs 2024
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | £213,906 | £184,607 | -13.7% | |
| Operating profit | — | £110,486 | £121,614 | +10.1% | |
| Profit before tax | £136,217 | £110,486 | £121,614 | +10.1% | |
| Net profit | £104,206 | £82,864 | £91,210 | +10.1% | |
| Cash | £4,210,356 | £3,549,308 | £4,037,271 | +13.7% | |
| Total assets less current liabilities | — | £81,698,487 | £68,287,140 | -16.4% | |
| Net assets | £2,214,615 | £2,297,479 | £2,388,689 | +4% | |
| Equity | £2,214,615 | £2,297,479 | £2,388,689 | +4% | |
| Average employees | 0 | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | — | 51.7% | 65.9% | |
| Net margin | — | 38.7% | 49.4% | |
| Return on capital employed | — | 0.1% | 0.2% | |
| Gearing (liabilities / total assets) | 97.6% | 97.2% | 96.6% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- BOS (SHARED APPRECIATION MORTGAGES) NO. 4 PLC 1997-04-17 → present
- REFAL 505 LIMITED 1997-03-12 → 1997-04-17
Audit & accounting basis
- Accounting basis
- UK GAAP
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months from the date of approval of the accounts. Thus they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”
Significant events
- “On 23 January 2024, the Claimants and Bank of Scotland plc (together with the other Defendants, including the Company) agreed a commercial settlement of this litigation, with no admission of liability.”
- “The Company has continued to receive a number of new pre-action claims since the settlement.”
- “The Company has recognised decreased net fair value losses during the year mainly due to a change in the fair valuation of its mortgage portfolio and the Notes, which has been driven by updated model assumptions and revision in the methodology used to fair value these financial instruments.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 30 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MULHOLLAND, Alison Elizabeth | Secretary | 2019-11-11 | — | — |
| BEZUIDENHOUT, Jacques Lodewickus | Director | 2025-08-11 | Jan 1975 | British |
| ELLIS, Zack | Director | 2025-05-22 | Jun 1991 | British |
| GREGORY, Carolyne Emily | Director | 2024-06-13 | Sep 1982 | British |
Show 30 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLACK, Lysanne Jane Warren | Secretary | 1997-04-16 | 2000-09-01 |
| CARTER, David Charles | Secretary | 1997-03-12 | 1997-04-16 |
| FISHER, Brian White | Secretary | 1997-04-16 | 2000-09-01 |
| GITTINS, Paul | Secretary | 2011-11-25 | 2016-07-26 |
| HENNESSEY, David Dermot | Secretary | 2016-07-26 | 2019-11-11 |
| LAKIN, Helen Mary | Secretary | 2000-09-01 | 2001-11-30 |
| LOCKWOOD, Angela | Secretary | 2006-06-13 | 2011-11-25 |
| MAYER, Sally | Secretary | 2001-11-30 | 2006-06-13 |
| SOBO, Femi | Secretary | 2003-05-16 | 2003-12-24 |
| BICKERS, Andrew | Director | 2015-04-02 | 2015-12-30 |
| BROWNING, James Robin, Professor | Director | 1997-04-16 | 1997-08-31 |
| CURRAN, Peter | Director | 2007-03-01 | 2009-12-22 |
| DOLMAN, Mark Stuart | Director | 2016-12-09 | 2017-07-04 |
| DONALD, William Alexander | Director | 1997-04-16 | 2000-10-23 |
| FOXE, Tanya Marie | Director | 2024-09-12 | 2025-06-11 |
| HARESNAPE, Charles William | Director | 2005-12-02 | 2006-12-31 |
| HILL, Tracey Anne | Director | 2009-12-22 | 2017-12-22 |
| LAWRENCE, Emma Louise | Director | 2016-04-28 | 2021-08-16 |
| LLOYD, John Henry | Director | 2003-04-30 | 2005-12-02 |
| MCARTHUR, Daniel Rodger | Director | 2000-10-23 | 2002-05-17 |
| MENON, Lavanya | Director | 2021-08-17 | 2024-09-11 |
| MITCHELL, George Edward | Director | 1997-04-16 | 2000-10-23 |
| PAGE, Marc Stephen | Director | 2013-05-13 | 2015-04-02 |
| SANDARS, George Russell | Nominee Director | 1997-03-12 | 1997-04-16 |
| SCOTT, Iain William St Clair | Director | 1997-09-01 | 2000-09-30 |
| STEWART, Ian Gordon | Director | 2002-05-17 | 2016-12-09 |
| STOCKTON, Nigel Geoffrey | Director | 2006-12-31 | 2007-03-01 |
| TURNER, Janet | Director | 2017-12-21 | 2019-03-26 |
| VON SCHMIDT AUF ALTENSTADT, Johan Robin Charles | Director | 2019-03-26 | 2024-06-13 |
| WHITE, George Aikman Emslie | Director | 1997-04-16 | 2003-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bank Of Scotland Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 174 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-31 | AA | accounts | Accounts with accounts type full | |
| 2025-12-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-07 | CH01 | officers | Change person director company with change date | |
| 2025-06-18 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-12 | CH03 | officers | Change person secretary company with change date | |
| 2025-05-06 | AA | accounts | Accounts with accounts type full | |
| 2024-12-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-17 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-16 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-20 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-20 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-15 | AA | accounts | Accounts with accounts type full | |
| 2023-12-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-13 | AA | accounts | Accounts with accounts type full | |
| 2022-12-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-01 | AA | accounts | Accounts with accounts type full | |
| 2021-12-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-08-19 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.