ROMERO INSURANCE BROKERS LIMITED
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Cash
£6.9M
+36.8% vs 2024
Net assets
£11M
-31.9% vs 2024
Employees
144
-2.7% vs 2024
Profit before tax
£7M
-6.8% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
6 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|---|
| Turnover | £11,034,739 | £13,603,930 | — | £11,187,107 | £19,065,687 | £19,321,960 | +1.3% | |
| Operating profit | £3,684,582 | £4,742,838 | — | £2,494,477 | £7,428,323 | £6,947,556 | -6.5% | |
| Profit before tax | £3,688,586 | £4,749,127 | — | £2,694,614 | £7,549,035 | £7,034,457 | -6.8% | |
| Net profit | £2,968,789 | £3,836,142 | £5,025,028 | £3,027,822 | £5,853,145 | £7,062,758 | +20.7% | |
| Cash | £9,416,206 | £8,549,441 | £11,623,865 | £14,078,561 | £5,067,224 | £6,933,804 | +36.8% | |
| Total assets less current liabilities | £3,284,331 | £5,186,802 | — | £11,013,876 | £16,867,021 | £11,479,779 | -31.9% | |
| Net assets | £3,235,446 | £5,138,869 | £8,518,225 | £11,013,876 | £16,867,021 | £11,479,779 | -31.9% | |
| Equity | £3,235,446 | £5,138,869 | — | £11,013,876 | £16,867,021 | £11,479,779 | -31.9% | |
| Average employees | 125 | 131 | 148 | 147 | 148 | 144 | -2.7% | |
| Wages | £4,617,903 | £5,038,490 | £6,026,847 | £4,894,888 | £7,224,707 | £7,570,586 | +4.8% | |
| Directors' remuneration | £219,265 | £217,725 | — | £158,890 | £395,000 | £395,000 | 0% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | 33.4% | 34.9% | — | 22.3% | 39.0% | 36.0% | |
| Net margin | 26.9% | 28.2% | — | 27.1% | 30.7% | 36.6% | |
| Return on capital employed | 112.2% | 91.4% | — | 22.6% | 44.0% | 60.5% | |
| Gearing (liabilities / total assets) | — | — | — | — | 39.3% | 44.9% | |
| Current ratio | — | — | — | 1.76x | 2.47x | 2.16x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- ROMERO INSURANCE BROKERS LIMITED 2000-05-22 → present
- ROMERO INSURANCE SERVICES LIMITED 1997-04-30 → 2000-05-22
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- ROMERO INSURANCE BROKERS LIMITED · parent
- Sentient Group Limited 100%
Significant events
- “The risk factors set out below reflect material risks associated with the business and the industry in which we operate generally that could adversely affect the Company's business, financial condition, results of operations and reputation.”
- “Legal and Regulatory Risks”
- “Market and Business Risks”
- “Credit Risks”
- “Liquidity and Cash flow risks”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 24 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BREE, Michelle | Director | 2025-10-17 | Jun 1986 | Irish |
| COUSINS, David Michael Edwin | Director | 2025-10-17 | Jan 1973 | British |
| HARRIS, Nicholas George Robert | Director | 2025-11-21 | May 1974 | British |
| REA, Michael Peter | Director | 2025-11-12 | Feb 1966 | British |
| WHITTINGHAM, James Oliver | Director | 2025-11-24 | Aug 1977 | British |
Show 24 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DAWSON, Joanne | Secretary | 1999-04-30 | 2000-04-30 |
| KENWORTHY, Katrina Jayne | Secretary | 1997-04-30 | 1999-04-30 |
| ROMERO TRIGO, Victoria Anne | Secretary | 2000-04-30 | 2025-11-06 |
| SCOTT, Stephen John | Nominee Secretary | 1997-04-30 | 1997-04-30 |
| COATES, Graham Marshall | Director | 2020-02-14 | 2023-11-08 |
| GOUGH, Sean Nigel | Director | 2023-12-01 | 2024-06-06 |
| GRASBY, Ian Leslie | Director | 2013-05-01 | 2023-12-01 |
| HEATHFIELD, David James | Director | 2023-12-01 | 2025-10-31 |
| JUDGE, Paul Michael | Director | 2021-07-20 | 2023-12-01 |
| KENNEDY, Kieran | Director | 2002-01-01 | 2023-12-01 |
| KENWORTHY, Katrina Jayne | Director | 1997-04-30 | 1999-04-30 |
| KIRK, Graham Richard | Director | 2003-03-01 | 2005-03-13 |
| LAND, Jonathan Stuart | Director | 2009-01-01 | 2020-12-07 |
| MABB, Simon Thomas William | Director | 2008-07-01 | 2026-06-01 |
| MANSLEY, Martin Paul | Director | 2018-09-21 | 2023-12-01 |
| MATTHEWS, Richard Mark | Director | 2008-01-01 | 2011-04-08 |
| MEEHAN, Paul Christopher | Director | 2012-03-05 | 2013-07-11 |
| MILNER, Karl | Director | 1999-06-18 | 2020-09-17 |
| NICHOLSON, Richard James | Director | 2009-01-01 | 2023-12-01 |
| QUILTER, Stuart James | Director | 2023-12-01 | 2026-04-30 |
| ROMERO TRIGO, Victoria Anne | Director | 2006-02-01 | 2026-06-01 |
| ROMERO-TRIGO, Justin Carlos Jose | Director | 1997-04-30 | 2026-06-18 |
| SCOTT, Jacqueline | Nominee Director | 1997-04-30 | 1997-04-30 |
| STEAD, Stuart Edward | Director | 2019-03-08 | 2023-12-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Assuredpartners International Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-12-01 | Active |
| Mr Justin Carlos Jose Romero-Trigo | Individual | Shares 50–75% | 2016-04-06 | Ceased 2023-12-01 |
Filing timeline
Last 20 of 212 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-03-30 CC04 Statement of companys objects
- 2026-03-13 RESOLUTIONS Resolution
- 2026-03-13 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-23 | TM01 | officers | Termination director company with name termination date | |
| 2026-06-22 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-06-09 | AA | accounts | Accounts with accounts type full | |
| 2026-06-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-06-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-05-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-05-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-05-01 | AD02 | address | Change sail address company with old address new address | |
| 2026-03-30 | CC04 | change-of-constitution | Statement of companys objects | |
| 2026-03-13 | RESOLUTIONS | resolution | Resolution | |
| 2026-03-13 | MA | incorporation | Memorandum articles | |
| 2026-01-25 | CH01 | officers | Change person director company with change date | |
| 2026-01-23 | CH01 | officers | Change person director company with change date | |
| 2025-11-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-27 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-13 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-11-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-31 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-17 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-17 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 0
- Officers appointed
- 5
- Officers resigned
- 6
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.