FIL LIFE INSURANCE LIMITED
Get an alert when FIL LIFE INSURANCE LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
—
Latest balance sheet
Net assets
£207m
+1.1% vs 2024
Employees
0
Average over period
Profit before tax
£16m
-1.9% vs 2024
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | — | — | — | |
| Net earned premiums | — | — | — | — | |
| Claims incurred | — | £516,000 | £486,000 | -5.8% | |
| Investment return | £10,320,000 | £5,965,932,000 | £7,148,392,000 | +19.8% | |
| Profit before tax | £13,760,000 | £16,614,000 | £16,304,000 | -1.9% | |
| Net profit | £10,674,000 | £12,526,000 | £12,170,000 | -2.8% | |
| Insurance contract liabilities | £41,541,881,000 | £6,829,000 | £6,417,000 | -6% | |
| Total assets | £41,844,904,000 | £49,256,879,000 | £58,165,626,000 | +18.1% | |
| Total liabilities | — | £49,051,735,000 | £57,958,312,000 | +18.2% | |
| Equity | — | £205,144,000 | £207,314,000 | +1.1% | |
| Average employees | — | 0 | 0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | — | 99.6% | 99.6% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- FIL LIFE INSURANCE LIMITED 2008-06-30 → present
- FIDELITY INVESTMENTS LIFE INSURANCE LIMITED 1998-03-09 → 2008-06-30
- FIDELITY INVESTMENTS LIFE COMPANY LIMITED 1998-01-08 → 1998-03-09
- TRUSHELFCO (NO.2266) LIMITED 1997-07-22 → 1998-01-08
Audit & accounting basis
- Accounting basis
- FRS 102 and FRS 103
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton UK LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Director's assessment is that the company can continue to adopt the going concern basis, having due regard to the company's solvency and capital projections, with the Solvency Capital ratio ("SCR") at 31 December 2025 being 498% (31 December 2024: 640%). Projections are assessed over a five year period and a series of stress tests are applied to the base results.”
Significant events
- “On 17 March 2025, the Company entered into an agreement with Scottish Friendly Assurance Society Limited for the sale of it's S32 buyout business and the annuity business, subject to the court's approval of a Part VII transfer, which is expected to complete in September 2026.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 34 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FIL INVESTMENT MANAGEMENT LIMITED | Corporate Secretary | 2020-11-16 | — | — |
| BAJAJ, Rita | Director | 2023-02-20 | Jan 1969 | British |
| BULLOCK, Jamie Peter | Director | 2023-12-13 | Nov 1976 | British |
| CARTER, James David | Director | 2023-12-19 | May 1978 | British |
| JAEKEL, Marianne | Director | 2018-02-23 | Aug 1975 | Irish |
| MAHER, Stephen Peter | Director | 2018-03-27 | Jan 1976 | British |
| REID, George | Director | 2021-09-02 | Apr 1965 | British |
Show 34 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CROLY, Richard Brian | Secretary | 1997-12-19 | 2000-09-07 |
| FIL ADMINISTRATION LIMITED | Corporate Secretary | 2016-12-01 | 2020-11-16 |
| FIL INVESTMENTS INTERNATIONAL | Corporate Secretary | 2000-09-07 | 2016-12-01 |
| TRUSEC LIMITED | Corporate Nominee Secretary | 1997-07-22 | 1997-12-19 |
| BATEMAN, Barry Richard James | Director | 1997-12-19 | 2002-09-09 |
| CORLEY, Roger David | Director | 1997-12-19 | 2012-09-30 |
| FRASER, Simon John | Director | 2005-09-01 | 2008-11-07 |
| HASLAM, Simon Mark | Director | 2003-07-29 | 2007-08-14 |
| HOLOHAN, Jill Michelle | Director | 2021-09-01 | 2024-02-01 |
| HUNTLEY, David Charles | Director | 2012-06-01 | 2023-04-01 |
| ISHERWOOD, Kristina | Director | 2009-05-19 | 2019-12-31 |
| JONES, Carolyn | Director | 2018-02-23 | 2019-02-16 |
| LANSER, Anthony Stephen | Director | 2016-02-26 | 2021-09-01 |
| MAYALL, Wendy Madeleine | Director | 2018-06-25 | 2021-09-02 |
| MCBRIEN, Kevin Harry | Director | 1997-12-19 | 2012-03-31 |
| MORRIS, Andrew | Director | 2009-03-27 | 2017-10-13 |
| MULLEY, Stephen Andrew | Director | 2014-05-19 | 2016-02-26 |
| NAISMITH, Douglas James | Director | 2007-04-19 | 2011-01-28 |
| PARKIN, Richard Austin | Director | 2009-03-25 | 2017-12-31 |
| REYNOLDS, Robert Lloyd | Director | 1997-12-19 | 2002-09-09 |
| ROBERTSON, Duncan, Mr | Director | 2021-04-13 | 2022-12-12 |
| ROHDA, Rodney Raymond | Director | 1997-12-19 | 2006-03-23 |
| ROWE, Drusilla Charlotte Jane | Nominee Director | 1997-07-22 | 1997-12-19 |
| SHAUGHNESSY, Gary Paul John | Director | 2009-03-13 | 2012-03-27 |
| SHEA, Patrick Joseph | Director | 2008-09-30 | 2014-05-19 |
| SMAIL, Peter | Director | 2002-10-22 | 2006-03-23 |
| STEWARD, Andrew James King | Director | 2008-11-03 | 2009-02-09 |
| STEWART, David | Director | 2002-04-15 | 2005-07-08 |
| SYLVAIN, Robert Marc | Director | 2003-07-16 | 2003-12-31 |
| SYLVAIN, Robert Marc | Director | 1997-12-19 | 2003-07-16 |
| THREADGOLD, Robin | Director | 2006-08-14 | 2007-04-19 |
| WEBB, Julian Roy | Director | 2011-07-21 | 2021-04-13 |
| WILLIAMS, Colin Andrew | Director | 2002-07-15 | 2008-12-08 |
| ZUERCHER, Eleanor Jane | Nominee Director | 1997-07-22 | 1997-12-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ms Abigail Johnson | Individual | Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 186 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-06 | AA | accounts | Accounts with accounts type full | |
| 2026-01-15 | CH01 | officers | Change person director company with change date | |
| 2025-11-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-06-27 | AA | accounts | Accounts with accounts type full | |
| 2024-12-12 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-07-02 | AA | accounts | Accounts with accounts type full | |
| 2024-05-31 | AUD | auditors | Auditors resignation company | |
| 2024-04-18 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-02-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-01 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-21 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-21 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-13 | AA | accounts | Accounts with accounts type full | |
| 2023-04-04 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-03 | AP01 | officers | Appoint person director company with name date | |
| 2023-03-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-12-13 | TM01 | officers | Termination director company with name termination date | |
| 2022-10-20 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2022-10-18 | SH01 | capital | Capital allotment shares | |
| 2022-09-08 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.