THE ONE ACCOUNT LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-01-30 (in 8mo)
Last made up 2026-01-16
Watchouts
None on the register
Cash
£5M
+103.6% vs 2023
Net assets
£6M
+154.4% vs 2023
Employees
—
Average over period
Profit before tax
£5M
-28.6% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £6,813,000 | £4,831,000 | |
| Operating profit | £6,858,000 | £4,895,000 | |
| Profit before tax | £6,858,000 | £4,895,000 | |
| Net profit | £5,245,000 | £3,671,000 | |
| Cash | £2,495,000 | £5,080,000 | |
| Total assets less current liabilities | £2,377,000 | £6,048,000 | |
| Net assets | £2,377,000 | £6,048,000 | |
| Equity | £2,377,000 | £6,048,000 | |
| Average employees | — | — | |
| Wages | — | — | |
| Directors' remuneration | £0 | £0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-29.1%
£6,813,000 £4,831,000
-
Cash
+103.6%
£2,495,000 £5,080,000
-
Net assets
+154.4%
£2,377,000 £6,048,000
-
Employees
—
Not reported
-
Operating profit
-28.6%
£6,858,000 £4,895,000
-
Profit before tax
-28.6%
£6,858,000 £4,895,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 100.7% | 101.3% | |
| Net margin | 77.0% | 76.0% | |
| Return on capital employed | 288.5% | 80.9% | |
| Gearing (liabilities / total assets) | 40.6% | 17.0% | |
| Current ratio | 2.46x | 5.86x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- THE ONE ACCOUNT LIMITED 2003-01-09 → present
- VIRGIN DIRECT PERSONAL FINANCE LIMITED 1997-10-13 → 2003-01-09
- CIRCLEMICRO LIMITED 1997-08-05 → 1997-10-13
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“These financial statements are prepared on a going concern basis.”
Significant events
- “On 11 July 2023, the UK government, where the ultimate parent company is incorporated, enacted the Pillar Two income taxes legislation effective for the Company's financial year beginning 1 January 2024. This legislation is not expected to have a material impact on the Company.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 39 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NATWEST GROUP SECRETARIAL SERVICES LIMITED | Corporate Secretary | 2015-12-04 | — | — |
| FORDHAM, Bradley | Director | 2024-10-10 | Feb 1969 | British |
| NIMMO, Stuart Robert | Director | 2021-12-31 | Mar 1983 | British |
Show 39 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLAIR, Lorraine May | Secretary | 2006-12-20 | 2007-11-01 |
| CUNNINGHAM, Angela Mary | Secretary | 2004-04-21 | 2006-12-19 |
| LEA, John Albert | Secretary | 2000-11-20 | 2004-04-21 |
| LEWIS, Derek John | Secretary | 2007-11-02 | 2008-06-30 |
| MACARTHUR, Neil Clark | Secretary | 2008-08-11 | 2010-09-17 |
| MCINTYRE, Gillian Lawson | Secretary | 2013-06-21 | 2015-12-04 |
| MCKEAN, Alan Wallace | Secretary | 1997-08-27 | 2000-11-20 |
| PUTNAM, Daniel John | Secretary | 2010-09-17 | 2013-06-21 |
| THOMAS, Marina Louise | Secretary | 2004-04-20 | 2004-04-21 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 1997-08-05 | 1997-08-27 |
| BAIRD, Marie Claire, Director | Director | 2018-05-31 | 2019-09-27 |
| DAVIS, Fiona Lesley | Director | 2009-08-17 | 2014-06-30 |
| DONALDSON, Craig Francis | Director | 2007-09-21 | 2009-04-05 |
| DYER, David Norman | Director | 2001-08-06 | 2007-04-12 |
| DYER, David Norman | Director | 1997-10-02 | 1999-01-26 |
| EVANS, Darrell Paul | Director | 2007-04-13 | 2010-02-15 |
| FIELDING, Joanna Claire | Director | 2020-02-03 | 2021-12-31 |
| GADHIA, Jayne-Anne | Director | 2001-08-06 | 2007-01-10 |
| GORMAN, William Richard | Director | 1999-07-27 | 2001-07-27 |
| HALEY, Roderick Albert | Director | 2019-09-27 | 2020-02-03 |
| HODKINSON, Keith George | Director | 1998-03-18 | 2004-08-04 |
| JOHNSON, Peter Thomas | Director | 1999-07-27 | 2000-09-09 |
| JOHNSON, Peter Thomas | Director | 1998-07-22 | 1999-07-27 |
| LARKIN, Michael | Director | 2014-08-12 | 2018-05-31 |
| MATHESON, Leslie Durno | Director | 2010-07-16 | 2020-08-01 |
| MCCALLUM, Gordon Douglas | Director | 2000-07-31 | 2001-07-27 |
| MCCALLUM, Gordon Douglas | Director | 1997-10-17 | 1997-11-24 |
| MCLUSKIE, Norman Cardie | Director | 1999-01-26 | 2004-08-25 |
| MURPHY, Stephen Thomas Matthew | Director | 1997-08-27 | 2000-07-31 |
| SARD BAUZA, Miguel | Director | 2020-08-01 | 2024-08-31 |
| SCHOFIELD, George Anthony | Director | 1997-08-27 | 1999-01-26 |
| SCHWARTZ, Jonathan Eliot | Director | 1997-08-27 | 1997-10-16 |
| SHAW, Peter Anderson | Director | 2004-08-09 | 2010-07-16 |
| SINCLAIR, Stuart William | Director | 1997-08-27 | 1998-02-26 |
| SULLIVAN, Christopher Paul | Director | 2004-01-13 | 2007-06-18 |
| THOMPSON, Trevor James | Director | 1998-07-22 | 1999-07-27 |
| WADE, Timothy Cardwell | Director | 2001-01-01 | 2001-07-27 |
| WILLIAMSON, Finlay Ferguson | Director | 2001-12-18 | 2006-03-17 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 1997-08-05 | 1997-08-27 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Royal Bank Of Scotland Plc | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 220 total filings
Material constitutional events — rename, articles re-file, resolution
- 2022-01-25 MA Memorandum articles
- 2022-01-25 CC04 Statement of companys objects
- 2022-01-25 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-16 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-07-24 | AA | accounts | Accounts with accounts type full | |
| 2025-01-21 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-22 | AA | accounts | Accounts with accounts type full | |
| 2024-01-26 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-06-28 | AA | accounts | Accounts with accounts type full | |
| 2023-01-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-07-04 | AA | accounts | Accounts with accounts type full | |
| 2022-01-25 | MA | incorporation | Memorandum articles | |
| 2022-01-25 | CC04 | change-of-constitution | Statement of companys objects | |
| 2022-01-25 | RESOLUTIONS | resolution | Resolution | |
| 2022-01-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-12-31 | AP01 | officers | Appoint person director company with name date | |
| 2021-12-31 | TM01 | officers | Termination director company with name termination date | |
| 2021-09-14 | CH04 | officers | Change corporate secretary company with change date | |
| 2021-09-07 | CH01 | officers | Change person director company with change date | |
| 2021-09-07 | CH01 | officers | Change person director company with change date | |
| 2021-07-28 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.