THE ONE ACCOUNT LIMITED
Get an alert when THE ONE ACCOUNT LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£38K
-99.3% lowest in 3 filed years
Net assets
£2.7M
-54.9% vs 2024
Employees
0
Average over period
Profit before tax
£3.8M
-21.6% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £6,813,000 | £4,831,000 | — | — | |
| Operating profit | £6,858,000 | £4,895,000 | £3,838,000 | -21.6% | |
| Profit before tax | £6,858,000 | £4,895,000 | £3,838,000 | -21.6% | |
| Net profit | £5,245,000 | £3,671,000 | £2,879,000 | -21.6% | |
| Cash | £2,495,000 | £5,080,000 | £38,000 | -99.3% | |
| Total assets less current liabilities | £2,377,000 | £6,048,000 | — | — | |
| Net assets | £2,377,000 | £6,048,000 | — | — | |
| Equity | £2,377,000 | £6,048,000 | £2,727,000 | -54.9% | |
| Average employees | — | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £0 | £0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 100.7% | 101.3% | — | |
| Net margin | 77.0% | 76.0% | — | |
| Return on capital employed | 288.5% | 80.9% | — | |
| Gearing (liabilities / total assets) | 40.6% | 17.0% | — | |
| Current ratio | 2.46x | 5.86x | 3.76x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- THE ONE ACCOUNT LIMITED 2003-01-09 → present
- VIRGIN DIRECT PERSONAL FINANCE LIMITED 1997-10-13 → 2003-01-09
- CIRCLEMICRO LIMITED 1997-08-05 → 1997-10-13
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of twelve months from when the financial statements are authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 39 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NATWEST GROUP SECRETARIAL SERVICES LIMITED | Corporate Secretary | 2015-12-04 | — | — |
| FORDHAM, Bradley | Director | 2024-10-10 | Feb 1969 | British |
| NIMMO, Stuart Robert | Director | 2021-12-31 | Mar 1983 | British |
Show 39 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLAIR, Lorraine May | Secretary | 2006-12-20 | 2007-11-01 |
| CUNNINGHAM, Angela Mary | Secretary | 2004-04-21 | 2006-12-19 |
| LEA, John Albert | Secretary | 2000-11-20 | 2004-04-21 |
| LEWIS, Derek John | Secretary | 2007-11-02 | 2008-06-30 |
| MACARTHUR, Neil Clark | Secretary | 2008-08-11 | 2010-09-17 |
| MCINTYRE, Gillian Lawson | Secretary | 2013-06-21 | 2015-12-04 |
| MCKEAN, Alan Wallace | Secretary | 1997-08-27 | 2000-11-20 |
| PUTNAM, Daniel John | Secretary | 2010-09-17 | 2013-06-21 |
| THOMAS, Marina Louise | Secretary | 2004-04-20 | 2004-04-21 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 1997-08-05 | 1997-08-27 |
| BAIRD, Marie Claire, Director | Director | 2018-05-31 | 2019-09-27 |
| DAVIS, Fiona Lesley | Director | 2009-08-17 | 2014-06-30 |
| DONALDSON, Craig Francis | Director | 2007-09-21 | 2009-04-05 |
| DYER, David Norman | Director | 2001-08-06 | 2007-04-12 |
| DYER, David Norman | Director | 1997-10-02 | 1999-01-26 |
| EVANS, Darrell Paul | Director | 2007-04-13 | 2010-02-15 |
| FIELDING, Joanna Claire | Director | 2020-02-03 | 2021-12-31 |
| GADHIA, Jayne-Anne | Director | 2001-08-06 | 2007-01-10 |
| GORMAN, William Richard | Director | 1999-07-27 | 2001-07-27 |
| HALEY, Roderick Albert | Director | 2019-09-27 | 2020-02-03 |
| HODKINSON, Keith George | Director | 1998-03-18 | 2004-08-04 |
| JOHNSON, Peter Thomas | Director | 1999-07-27 | 2000-09-09 |
| JOHNSON, Peter Thomas | Director | 1998-07-22 | 1999-07-27 |
| LARKIN, Michael | Director | 2014-08-12 | 2018-05-31 |
| MATHESON, Leslie Durno | Director | 2010-07-16 | 2020-08-01 |
| MCCALLUM, Gordon Douglas | Director | 2000-07-31 | 2001-07-27 |
| MCCALLUM, Gordon Douglas | Director | 1997-10-17 | 1997-11-24 |
| MCLUSKIE, Norman Cardie | Director | 1999-01-26 | 2004-08-25 |
| MURPHY, Stephen Thomas Matthew | Director | 1997-08-27 | 2000-07-31 |
| SARD BAUZA, Miguel | Director | 2020-08-01 | 2024-08-31 |
| SCHOFIELD, George Anthony | Director | 1997-08-27 | 1999-01-26 |
| SCHWARTZ, Jonathan Eliot | Director | 1997-08-27 | 1997-10-16 |
| SHAW, Peter Anderson | Director | 2004-08-09 | 2010-07-16 |
| SINCLAIR, Stuart William | Director | 1997-08-27 | 1998-02-26 |
| SULLIVAN, Christopher Paul | Director | 2004-01-13 | 2007-06-18 |
| THOMPSON, Trevor James | Director | 1998-07-22 | 1999-07-27 |
| WADE, Timothy Cardwell | Director | 2001-01-01 | 2001-07-27 |
| WILLIAMSON, Finlay Ferguson | Director | 2001-12-18 | 2006-03-17 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 1997-08-05 | 1997-08-27 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Royal Bank Of Scotland Plc | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 221 total filings
Material constitutional events — rename, articles re-file, resolution
- 2022-01-25 MA Memorandum articles
- 2022-01-25 CC04 Statement of companys objects
- 2022-01-25 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-08 | AA | accounts | Accounts with accounts type full | |
| 2026-01-16 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-07-24 | AA | accounts | Accounts with accounts type full | |
| 2025-01-21 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-22 | AA | accounts | Accounts with accounts type full | |
| 2024-01-26 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-06-28 | AA | accounts | Accounts with accounts type full | |
| 2023-01-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-07-04 | AA | accounts | Accounts with accounts type full | |
| 2022-01-25 | MA | incorporation | Memorandum articles | |
| 2022-01-25 | CC04 | change-of-constitution | Statement of companys objects | |
| 2022-01-25 | RESOLUTIONS | resolution | Resolution | |
| 2022-01-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-12-31 | AP01 | officers | Appoint person director company with name date | |
| 2021-12-31 | TM01 | officers | Termination director company with name termination date | |
| 2021-09-14 | CH04 | officers | Change corporate secretary company with change date | |
| 2021-09-07 | CH01 | officers | Change person director company with change date | |
| 2021-09-07 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.