GHANA INTERNATIONAL BANK PUBLIC LIMITED COMPANY
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Next accounts due
2027-06-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-01-02 (in 8mo)
Last made up 2025-12-19
Watchouts
None on the register
Cash
£162M
-10.9% vs 2024
Net assets
£175M
+3.7% vs 2024
Employees
199
-1.5% vs 2024
Profit before tax
£7M
+20.4% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Turnover | £55,454,661 | £58,182,713 | |
| Operating profit | £6,245,581 | £6,943,841 | |
| Profit before tax | £5,836,762 | £7,026,619 | |
| Net profit | £4,236,801 | £5,402,714 | |
| Cash | £181,980,487 | £162,234,361 | |
| Total assets less current liabilities | — | — | |
| Net assets | £168,466,456 | £174,718,204 | |
| Equity | £168,466,456 | £174,718,204 | |
| Average employees | 202 | 199 | |
| Wages | £21,544,308 | £22,298,630 | |
| Directors' remuneration | £2,802,165 | £2,821,972 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
+4.9%
£55,454,661 £58,182,713
-
Cash
-10.9%
£181,980,487 £162,234,361
-
Net assets
+3.7%
£168,466,456 £174,718,204
-
Employees
-1.5%
202 199
-
Operating profit
+11.2%
£6,245,581 £6,943,841
-
Profit before tax
+20.4%
£5,836,762 £7,026,619
-
Wages
+3.5%
£21,544,308 £22,298,630
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating margin | 11.3% | 11.9% | |
| Net margin | 7.6% | 9.3% | |
| Gearing (liabilities / total assets) | 84.6% | 85.3% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- GHANA INTERNATIONAL BANK PUBLIC LIMITED COMPANY 1998-04-01 → present
- GHANA INTERNATIONAL PUBLIC LIMITED COMPANY 1998-03-06 → 1998-04-01
- 3084TH SINGLE MEMBER SHELF TRADING COMPANY LIMITED 1997-11-13 → 1998-03-06
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”
Significant events
- “GHIB has been providing global trade finance and investment services connecting African businesses to global markets since 1959.”
- “GHIB was incorporated on 13th November 1997 as a private limited company.”
- “GHIB marks 66 years of operations in 2025.”
- “The Directors recommend the payment of a dividend for the year ended 31 December 2025 of £1,083,579, a 28% increase (2024: £847,741).”
- “GHIB signed a strategic partnership agreement with the Vista Bank Group, on the sidelines of #CNVERGE 25.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
11 active · 64 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MBU, Janet Olivia | Secretary | 2019-08-07 | — | — |
| ADANSI, Dean | Director | 2019-03-05 | Jan 1969 | American |
| ALHASSAN, Farihan | Director | 2025-06-09 | Dec 1980 | Ghanaian |
| ASIAMA, Johnson Pandit Kwesi, Dr | Director | 2025-09-23 | May 1968 | Ghanaian |
| BHANDARI, Sundeep | Director | 2021-07-21 | Sep 1965 | British |
| BINEY, Kwesi Afreh | Director | 2025-06-09 | Feb 1975 | Ghanaian |
| BOATENG, Paul, Lord | Director | 2017-02-21 | Jun 1951 | British |
| MUMUNI, Zakari, Dr | Director | 2025-06-09 | Jul 1972 | Ghanaian |
| SAMBOU, Raymond Jacob Bakary | Director | 2016-10-19 | Nov 1963 | British |
| SARPONG, Edward Ato | Director | 2025-06-09 | Mar 1969 | Ghanaian |
| THOMSON, Calum Mackenzie | Director | 2021-07-29 | Jun 1960 | British |
Show 64 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| METTLE NUNOO, Beatrice | Secretary | 1998-02-24 | 2019-08-07 |
| SISEC LIMITED | Corporate Nominee Secretary | 1997-11-13 | 1998-02-24 |
| ACOLATSE, Benjamin Kwame, Mr. | Director | 2009-11-25 | 2012-05-03 |
| ACQUAH, Paul Amoaful | Director | 2001-10-17 | 2009-10-01 |
| ADDISON, Ernest Kwamina Yedu, Dr | Director | 2017-05-31 | 2025-02-26 |
| ADDO, Michael Addotey | Director | 2008-11-19 | 2010-09-30 |
| ADDO, Noel | Director | 2016-04-22 | 2017-04-05 |
| ADOMAKOH, John Kofi | Director | 2022-07-06 | 2025-02-03 |
| ADU MANTE, Lawrence Newton | Director | 2004-10-13 | 2010-03-03 |
| AGBESI, Ernest Mawuli | Director | 2016-10-19 | 2017-04-06 |
| AGBODZA, Veronica Abla | Director | 1998-03-19 | 1998-07-22 |
| ALLOTEY, Ebenezer | Director | 1999-04-20 | 2001-10-17 |
| AMISSAH-ARTHUR, Kwesi Bekoe, Mr. | Director | 2009-11-25 | 2012-08-06 |
| ARTHUR, Jude Kofi | Director | 2017-05-31 | 2022-03-10 |
| ARTHUR, Mark Frank | Director | 2016-02-23 | 2017-11-21 |
| ASARE, Charles Kwame | Director | 1998-06-18 | 2001-10-17 |
| ASEIDU-MANTE, Emmanuel | Director | 1998-03-31 | 2006-05-31 |
| ASIEDU, Daniel | Director | 2016-04-22 | 2017-08-01 |
| ATUAHENE, Yaw Opoku | Director | 2008-11-19 | 2009-10-27 |
| BAWUMIA, Mahamudu, Dr | Director | 2006-10-18 | 2009-04-15 |
| BELNYE, Franklin | Director | 2013-11-20 | 2017-07-01 |
| BOAKYE AGYEMAN, Edward | Director | 2006-07-19 | 2008-01-08 |
| BOATIN, Kwasi Agyeman | Director | 2009-02-24 | 2010-02-06 |
| BRAY, William Panford | Director | 1999-04-20 | 2002-04-11 |
| CHOUDHRY, Moorad | Director | 2017-02-21 | 2017-09-28 |
| CLOTTEY, Joseph Boye | Director | 1998-09-24 | 2005-06-13 |
| COLGAN, David William | Director | 2013-02-26 | 2017-02-21 |
| DEI, Henry Gilbert | Director | 1998-03-31 | 1998-04-17 |
| DORNOO, Simon | Director | 2010-05-19 | 2016-02-23 |
| DUFFUOR, Kwabena, Dr | Director | 1998-02-24 | 2001-10-17 |
| ESHUN, Jerome Charles | Director | 2011-04-20 | 2016-03-29 |
| FRIMPONG, Roko Kwasi | Director | 2004-10-13 | 2007-11-14 |
| GLYMIN, Barton Kwaku | Director | 1998-06-18 | 2008-07-23 |
| HAGGER, Brian Leonard | Director | 2001-05-04 | 2014-04-30 |
| HAINES, Peter John | Director | 2011-07-20 | 2017-02-21 |
| HILL, Edward Frank | Director | 1998-02-24 | 2005-01-31 |
| ISSAHAKU, Abdul-Nashiru, Dr | Director | 2016-04-22 | 2017-03-31 |
| KAIRU, Andrew Wambari | Director | 2013-02-26 | 2015-12-31 |
| KPORDZIH, Stephen | Director | 2009-11-25 | 2016-02-23 |
| KURANCHIE, Percival Alfred | Director | 1998-06-18 | 2001-10-17 |
| MACKAY, Alan | Director | 1998-03-24 | 2001-04-18 |
| MARR, Hamish Cameron Galbraith | Director | 2017-12-05 | 2019-11-29 |
| MEE, Ann | Director | 2020-03-01 | 2020-07-01 |
| MENSAH, John Kofi, Dr | Director | 2017-12-05 | 2023-02-28 |
| MENSAH, Joseph Rexford | Director | 2004-07-21 | 2018-10-31 |
| NARH, Millison | Director | 2016-04-22 | 2017-08-22 |
| OBENG ANSONG, Matilda | Director | 2001-05-04 | 2004-10-13 |
| ODOOM, Frank Albert, Dr. | Director | 2010-05-19 | 2013-05-15 |
| OFORI - TENKORANG, John, Dr | Director | 2017-05-31 | 2024-05-02 |
| OPOKU AFARI, Maxwell, Dr | Director | 2017-12-05 | 2025-02-26 |
| OSEI, Kwasi | Director | 2001-10-17 | 2009-01-26 |
| OSEI-DUAH, Peter | Director | 2001-10-17 | 2009-07-22 |
| PUGSLEY, Kevin Richard | Director | 1998-02-24 | 2001-08-14 |
| REID, David John, Dr | Director | 1999-04-01 | 2012-07-31 |
| SARPONG, Samuel | Director | 2008-07-23 | 2017-05-31 |
| TALI, Alhassan Yakubu | Director | 2023-06-07 | 2025-02-25 |
| TANNOR, Archibald Aponsah | Director | 1998-03-24 | 1999-01-19 |
| THOMPSON, Daniel Odoi | Director | 1999-04-20 | 2000-08-31 |
| THOMPSON, Ernest | Director | 2013-11-20 | 2017-02-21 |
| WAMPAH, Henry Akpenamawu Kofi, Dr | Director | 2009-11-25 | 2016-04-01 |
| WAMPAH, Henry Akpenamawu Kofi, Dr | Director | 2009-11-25 | 2010-11-24 |
| WELBECK, Sammy Aryee | Director | 2001-10-17 | 2005-05-13 |
| LOVITING LIMITED | Corporate Nominee Director | 1997-11-13 | 1998-02-24 |
| SERJEANTS' INN NOMINEES LIMITED | Corporate Nominee Director | 1997-11-13 | 1998-02-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bank Of Ghana | Corporate entity | Shares 50–75%, Voting 50–75%, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm | 2016-04-06 | Active |
Filing timeline
Last 20 of 275 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-19 | AA | accounts | Accounts with accounts type full | |
| 2026-02-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-10 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-08 | AA | accounts | Accounts with accounts type full | |
| 2025-03-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-10 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-12 | AA | accounts | Accounts with accounts type full | |
| 2023-12-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-30 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-06-28 | AR01 | annual-return | Annual return company with made up date full list shareholders | |
| 2023-06-28 | AR01 | annual-return | Annual return company with made up date full list shareholders | |
| 2023-06-28 | AR01 | annual-return | Annual return company with made up date full list shareholders |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 5
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.