SMITH & PINCHING FINANCIAL SERVICES LIMITED
Get an alert when SMITH & PINCHING FINANCIAL SERVICES LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£4.7M
+2.7% vs 2024
Net assets
£5.6M
+3.9% vs 2024
Employees
103
0% vs 2024
Profit before tax
£4.7M
+19.7% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2025-06-30
| Metric | Trend | 2024-06-30 | 2025-06-30 | Δ vs prior |
|---|---|---|---|---|
| Turnover | £11,374,881 | £12,345,488 | +8.5% | |
| Operating profit | £3,643,030 | £4,446,590 | +22.1% | |
| Profit before tax | £3,902,949 | £4,672,867 | +19.7% | |
| Net profit | £2,918,662 | £3,517,532 | +20.5% | |
| Cash | £4,537,737 | £4,658,073 | +2.7% | |
| Total assets less current liabilities | £5,379,676 | £5,560,665 | +3.4% | |
| Net assets | £5,348,345 | £5,555,877 | +3.9% | |
| Equity | £5,348,345 | £5,555,877 | +3.9% | |
| Average employees | 103 | 103 | 0% | |
| Wages | £4,559,324 | £4,728,269 | +3.7% | |
| Directors' remuneration | £960,736 | £1,123,613 | +17% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Operating margin | 32.0% | 36.0% | |
| Net margin | 25.7% | 28.5% | |
| Return on capital employed | 67.7% | 80.0% | |
| Current ratio | 11.81x | 13.87x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Larking Gowen LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have, at the time of approving the financial statements, a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus, they continue to adopt the going concern basis of accounting in preparing the financial statements. When setting these expectations, the directors have considered forecasts for the coming three years, taking into account the impact of the changing economic conditions, and the scheduled EOT payments to be made by the immediate parent undertaking.”
Group structure
- SMITH & PINCHING FINANCIAL SERVICES LIMITED · parent
- S&P Nominees Limited 100%
- Overburys Financial Services Limited 45%
Significant events
- “We expect, investment markets to continue to be volatile in the year ahead, particularly with a new Government legislation expected to be announced in the autumn budget.”
- “The regulatory environment will continue to be challenging, with the new FCA's Consumer Duty initiative being introduced in 2023. We feel that this will drive some smaller IFAs to look for the exit completely or for the comfort from being part of a larger organisation. This will create acquisition opportunities.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BRADSHAW, Julian Mark | Director | 2021-07-01 | Dec 1985 | British |
| BULMAN, James Ryan | Director | 2024-01-16 | Nov 1986 | British |
| HOWARD, Kayleigh Dawn | Director | 2024-01-16 | Jun 1986 | British |
| HUGHFF, David William | Director | 1998-01-01 | Oct 1960 | British |
| LAMB, Carl | Director | 2018-11-22 | Feb 1962 | British |
| MILLS, Jacqueline Suzanne | Director | 2024-01-16 | Sep 1985 | British |
| TUCK, Lisa Jane | Director | 2024-01-16 | Sep 1969 | British |
| WARE, Jeremy Peter | Director | 2024-01-16 | Feb 1966 | British |
| WOODRUFF, Jeremy Edward | Director | 2019-01-21 | Mar 1968 | British |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| PINCHING, Scott Barry | Secretary | 1998-01-01 | 2024-01-16 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 1998-01-01 | 1998-01-01 |
| MACGREGOR, Ian Douglas | Director | 1998-01-01 | 2009-03-31 |
| MEAZEY, Philip Inman | Director | 1998-01-01 | 1999-01-15 |
| PINCHING, Scott Barry | Director | 1998-01-01 | 2024-01-16 |
| PRING, David Vaughan | Director | 2000-01-01 | 2023-12-31 |
| RUTLEDGE, Alan Dennis | Director | 1998-01-01 | 2009-03-31 |
| SIMPSON, John William | Director | 1999-09-01 | 2021-06-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr David William Hughff | Individual | Significant influence (as firm) | 2016-04-06 | Ceased 2021-02-16 |
| Mr Scott Barry Pinching | Individual | Appoints directors (as firm) | 2016-04-06 | Ceased 2021-02-16 |
| The Smith + Pinching Group Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 104 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-25 | AA | accounts | Accounts with accounts type full | |
| 2025-01-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-25 | AA | accounts | Accounts with accounts type full | |
| 2024-01-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-18 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-01-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-21 | AA | accounts | Accounts with accounts type full | |
| 2023-01-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-28 | AA | accounts | Accounts with accounts type full | |
| 2022-01-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-25 | AA | accounts | Accounts with accounts type full | |
| 2021-07-05 | AP01 | officers | Appoint person director company with name date | |
| 2021-07-05 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.