CLUB INSURE LIMITED
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Cash
£5M
highest in 4 filed years
Net assets
£4.8M
highest in 4 filed years
Employees
47
lowest in 4 filed years
Profit before tax
£1.4M
Period ending 2023-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
6 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
4-year trend · vs Financials median
Accounts
4-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2023-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|
| Turnover | — | — | — | £4,150,151 | — | |
| Operating profit | — | — | — | £1,358,812 | — | |
| Profit before tax | — | — | £2,652,628 | £1,436,988 | — | |
| Net profit | £1,549,341 | £2,464,312 | £1,949,188 | £1,387,012 | — | |
| Cash | £3,117,046 | £4,136,983 | £4,343,466 | £5,044,833 | — | |
| Total assets less current liabilities | £2,224,709 | £3,838,374 | £4,100,688 | £4,872,163 | — | |
| Net assets | £2,220,494 | £3,808,882 | £4,051,988 | £4,837,382 | — | |
| Equity | £2,220,494 | £3,808,882 | £4,051,988 | £4,837,382 | — | |
| Average employees | 50 | 55 | 55 | 47 | — | |
| Wages | — | — | £1,767,711 | £1,263,947 | — | |
| Directors' remuneration | — | — | £12,325 | £22,962 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. Year-on-year comparison hidden: this filing covers about 8 months versus 12 months prior. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2023-12-31 |
|---|---|---|---|---|---|
| Operating margin | — | — | — | 32.7% | |
| Net margin | — | — | — | 33.4% | |
| Return on capital employed | — | — | — | 27.9% | |
| Current ratio | — | — | — | 2.25x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- CLUB INSURE LIMITED 2013-10-10 → present
- NIGHTCLUB DIRECT AND MILLENIUM LEISURE LIMITED 1999-06-01 → 2013-10-10
- NIGHTCLUB DIRECT LIMITED 1998-03-25 → 1999-06-01
Audit & accounting basis
- Accounting basis
- FRS 102
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have made an assessment in preparing these financial statements as to whether the company is a going concern and have concluded that there are no material uncertainties that may cast doubt on the company's ability to continue as a going concern.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 14 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BREE, Michelle | Director | 2025-10-17 | Jun 1986 | Irish |
| COUSINS, David Michael Edwin | Director | 2025-10-17 | Jan 1973 | British |
| HARRIS, Nicholas George Robert | Director | 2025-11-21 | May 1974 | British |
| REA, Michael Peter | Director | 2025-11-12 | Feb 1966 | British |
| WHITTINGHAM, James Oliver | Director | 2025-11-24 | Aug 1977 | British |
Show 14 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DAWSON, Joanne | Secretary | 1999-04-30 | 2000-03-20 |
| KENWORTHY, Katrina Jayne | Secretary | 1998-03-25 | 1999-04-30 |
| ROMERO TRIGO, Victoria Anne | Secretary | 2000-03-20 | 2025-11-06 |
| WATERLOW SECRETARIES LIMITED | Corporate Nominee Secretary | 1998-03-25 | 1998-03-25 |
| ABEL, Roy John | Director | 2008-08-01 | 2010-06-30 |
| EGAN, Stephen | Director | 1998-03-25 | 2000-09-14 |
| GOUGH, Sean Nigel | Director | 2023-12-01 | 2024-06-06 |
| HEATHFIELD, David James | Director | 2023-12-01 | 2025-10-31 |
| KENWORTHY, Katrina Jayne | Director | 1998-03-25 | 1999-04-30 |
| MABB, Simon Thomas William | Director | 2013-03-01 | 2026-06-01 |
| QUILTER, Stuart James | Director | 2023-12-01 | 2026-04-30 |
| ROMERO TRIGO, Victoria Anne | Director | 2001-01-02 | 2026-06-01 |
| ROMERO-TRIGO, Justin Carlos Jose | Director | 1998-03-25 | 2026-06-18 |
| WATERLOW NOMINEES LIMITED | Corporate Nominee Director | 1998-03-25 | 1998-03-25 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Assuredpartners International Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-12-01 | Active |
| Mr Justin Carlos Jose Romero-Trigo | Individual | Shares 50–75%, Voting 50–75% | 2016-04-06 | Ceased 2023-12-01 |
Filing timeline
Last 20 of 159 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-03-26 CC04 Statement of companys objects
- 2026-03-11 RESOLUTIONS Resolution
- 2026-03-11 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-23 | TM01 | officers | Termination director company with name termination date | |
| 2026-06-23 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-06-23 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-06-22 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-06-05 | AA | accounts | Accounts with accounts type full | |
| 2026-06-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-06-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-05-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-27 | AD02 | address | Change sail address company with old address new address | |
| 2026-04-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-26 | CC04 | change-of-constitution | Statement of companys objects | |
| 2026-03-11 | RESOLUTIONS | resolution | Resolution | |
| 2026-03-11 | MA | incorporation | Memorandum articles | |
| 2026-01-23 | CH01 | officers | Change person director company with change date | |
| 2025-11-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-27 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-13 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-11-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-31 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-17 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 0
- Officers appointed
- 5
- Officers resigned
- 6
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.