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BITTERLEY UNDERWRITING LIMITED

#03619331 · Active · Incorporated 1998-08-17 (28y 2m) · Last filing 2026-09-28 (1mo ago)
Financials · SIC 65120 · K Financial & Insurance Activities · Full accounts
Accounts due 2027-09-30 (in 11 months) · Confirmation due 2027-09-05 (in 11 months) · No watchouts on the register

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Cash

—

Latest balance sheet

Net assets

£4.8m

+37.4% highest in 3 filed years

Employees

0

Average over period

Profit before tax

£1.7m

+120.3% highest in 3 filed years

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £5,734,819£6,137,743£7,217,730 +17.6%
Net earned premiums £4,275,861£4,734,430£5,042,075 +6.5%
Claims incurred £1,966,029£2,580,326£2,213,641 -14.2%
Investment return £596,536£451,772£982,283 +117.4%
Profit before tax £1,283,959£790,975£1,742,142 +120.3%
Net profit £970,837£604,080£1,357,822 +124.8%
Insurance contract liabilities £9,730,674£11,140,511£11,571,983 +3.9%
Total assets £15,066,108£17,157,862£19,571,302 +14.1%
Total liabilities —£13,690,577£14,805,532 +8.1%
Equity £3,205,667£3,467,285£4,765,770 +37.4%
Average employees 000 —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) —79.8%75.6%

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Company participates as an underwriting member of Lloyd's. Its underwriting is supported by Funds at Lloyd's... The Directors are of the opinion that the Company has adequate resources to meet its underwriting and other operational obligations for the foreseeable future.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 12 resigned

Name Role Appointed Born Nationality
HAMPDEN LEGAL PLC Corporate Secretary 2018-10-03 — —
TOTTMAN, Mark John Director 2023-07-31 Jun 1964 British
WHEELER, Caroline Susan Director 2009-08-26 Sep 1941 British
NOMINA PLC Corporate Director 2018-10-03 — —
Show 12 resigned officers
Name Role Appointed Resigned
HERBERT, David Ian John Secretary 1998-08-17 1998-11-23
AMLIN MEMBERS SERVICES LIMITED Corporate Secretary 1999-01-20 2000-01-31
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2002-03-11 2018-10-03
CBS PRIVATE CAPITAL LIMITED Corporate Secretary 2000-02-01 2002-03-11
EXCELLET INVESTMENTS LIMITED Corporate Secretary 1998-08-17 1998-08-17
HALLMARK SECRETARIES LIMITED Corporate Nominee Secretary 1998-08-17 1998-08-17
EVANS, Jeremy Richard Holt Director 2018-10-03 2023-07-31
HERBERT, David Ian John Director 1998-08-17 1998-12-31
PECK, Simon James Edward Director 1998-08-17 1998-12-31
WHEELER, John Vashon Tyrwhitt Director 1998-08-17 2024-09-11
HALLMARK REGISTRARS LIMITED Corporate Nominee Director 1998-08-17 1998-08-17
QUICKNESS LIMITED Corporate Director 1998-08-17 1998-08-17

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr John Vashon Tyrwhitt Wheeler Individual Shares 50–75%, Voting 50–75%, Appoints directors 2016-04-06 Active
Mrs Caroline Susan Wheeler Individual Shares 25–50%, Voting 25–50% 2016-04-06 Active

Filing timeline

Last 20 of 320 total filings

Date Type Category Description
2026-09-28 AA accounts Accounts with accounts type full
2026-09-02 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-10-06 AA accounts Accounts with accounts type full
2025-08-26 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-10-13 AA accounts Accounts with accounts type full
2024-09-20 TM01 officers Termination director company with name termination date PDF
2024-08-29 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-09 AA accounts Accounts with accounts type full
2023-08-31 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-08-08 TM01 officers Termination director company with name termination date PDF
2023-08-07 AP01 officers Appoint person director company with name date PDF
2022-09-23 AA accounts Accounts with accounts type full
2022-08-30 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-09-22 AA accounts Accounts with accounts type full
2021-09-01 CS01 confirmation-statement Confirmation statement with no updates PDF
2020-10-09 AA accounts Accounts with accounts type full
2020-08-28 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-09-25 AA accounts Accounts with accounts type full
2019-08-28 CS01 confirmation-statement Confirmation statement with updates PDF
2019-01-23 AUD auditors Auditors resignation company

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page