ANIMAL FRIENDS INSURANCE SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-10-12 (in 5mo)
Last made up 2025-09-28
Watchouts
None on the register
Cash
£12M
+13.6% highest in 6 filed years
Net assets
£5M
-15.2% vs 2023
Employees
581
+2.5% highest in 6 filed years
Profit before tax
£5M
-13.8% lowest in 6 filed years
Net assets
7-year trend · vs Financials median
Accounts
7-year trend · latest reflected 2024-12-31
| Metric | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | £38,416,015 | £47,398,606 | £56,423,664 | — | £64,900,648 | £67,827,637 | |
| Operating profit | — | £10,851,112 | £13,872,461 | £17,542,091 | — | £5,905,833 | £5,019,464 | |
| Profit before tax | — | £10,884,634 | £13,888,876 | £17,542,780 | £6,025,075 | £6,160,078 | £5,307,463 | |
| Net profit | — | £8,872,516 | £11,233,014 | £14,094,849 | £4,919,654 | £4,679,995 | £3,924,776 | |
| Cash | — | £10,900,089 | £11,458,757 | £11,977,358 | £6,515,617 | £10,796,581 | £12,265,020 | |
| Total assets less current liabilities | — | £6,398,207 | £6,863,758 | £5,887,489 | £6,475,559 | £8,435,657 | £7,946,864 | |
| Net assets | — | £5,299,406 | £5,532,420 | £4,227,269 | £4,725,550 | £6,405,545 | £5,430,321 | |
| Equity | £6,026,890 | £5,299,406 | £5,532,420 | £4,227,269 | £4,725,550 | £6,405,545 | £5,430,321 | |
| Average employees | — | 329 | 378 | 455 | 462 | 567 | 581 | |
| Wages | — | £10,643,664 | £12,810,407 | £15,122,931 | £17,350,406 | £21,764,181 | £24,419,304 | |
| Directors' remuneration | — | — | £545,240 | £279,000 | £253,800 | £271,500 | £662,873 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+4.5%
£64,900,648 £67,827,637
highest in 5 filed years
-
Cash
+13.6%
£10,796,581 £12,265,020
highest in 6 filed years
-
Net assets
-15.2%
£6,405,545 £5,430,321
-
Employees
+2.5%
567 581
highest in 6 filed years
-
Operating profit
-15%
£5,905,833 £5,019,464
lowest in 5 filed years
-
Profit before tax
-13.8%
£6,160,078 £5,307,463
lowest in 6 filed years
-
Wages
+12.2%
£21,764,181 £24,419,304
highest in 6 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Operating margin | — | 28.2% | 29.3% | 31.1% | — | 9.1% | 7.4% | |
| Net margin | — | 23.1% | 23.7% | 25.0% | — | 7.2% | 5.8% | |
| Return on capital employed | — | 169.6% | 202.1% | 298.0% | — | 70.0% | 63.2% | |
| Gearing (liabilities / total assets) | — | — | — | — | — | 75.6% | 82.8% | |
| Current ratio | — | — | — | — | — | 1.11x | 1.11x | |
| Interest cover | — | — | — | 20983.36x | — | 2423.40x | 2333.55x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- ANIMAL FRIENDS INSURANCE SERVICES LIMITED 1998-12-29 → present
- ANIMAL FRIENDS INSURANCE AGENCY LIMITED 1998-09-14 → 1998-12-29
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors consider it appropriate to adopt the going concern basis in preparing these financial statements.”
Group structure
- ANIMAL FRIENDS INSURANCE SERVICES LIMITED · parent
- Animal Friends Limited 100%
Significant events
- “Exceptional expenditure relating to customer remediation payments made to customers affected by historical, likely unfair contract terms in the current and prior year.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 17 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LORIMER, Matthew Justin | Secretary | 2023-08-31 | — | — |
| DOSWELL, Louisa Jane | Director | 2024-09-18 | Apr 1978 | British |
| HURLEY, Christopher Mark | Director | 2025-11-21 | Dec 1969 | British |
| LORIMER, Matthew Justin | Director | 2023-08-31 | Jun 1967 | British |
| MILLS, Richard | Director | 2024-01-01 | Jan 1973 | British |
| PAYNE, Timothy David | Director | 2024-11-14 | Oct 1978 | British |
| PEARSON, Westley Kraig | Director | 2016-03-14 | Apr 1977 | British |
| SCARR, Craig Anthony | Director | 2025-03-01 | Jun 1962 | British |
Show 17 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BARRY, Laura | Secretary | 2022-08-22 | 2023-08-31 |
| FAIRFAX, Elaine Marie | Secretary | 1998-09-14 | 2017-03-15 |
| HAWKES, Nigel | Secretary | 2017-03-15 | 2019-01-16 |
| JIANG, Wendy | Secretary | 2019-01-22 | 2022-02-04 |
| LONDON LAW SECRETARIAL LIMITED | Corporate Nominee Secretary | 1998-09-14 | 1998-09-14 |
| BARRY, Laura Joanne | Director | 2023-08-31 | 2024-12-06 |
| BEECKMAN, Dirk | Director | 2023-08-31 | 2024-09-18 |
| CHADWICK, Gavin Knighton | Director | 2019-06-24 | 2023-08-31 |
| FAIRFAX, Christopher | Director | 1998-09-14 | 2017-03-15 |
| FAIRFAX, Elaine Marie | Director | 1998-09-14 | 2017-03-15 |
| KOHLER, Nicolas Godfrey | Director | 2019-06-24 | 2023-08-31 |
| MARX, Johannes Jacobus | Director | 2016-03-23 | 2023-08-31 |
| SURI, Sanchit | Director | 2023-08-31 | 2024-09-18 |
| THOMAS, Alexandra Robyn | Director | 2019-06-24 | 2023-08-31 |
| THORPE, Michael John | Director | 2016-03-14 | 2024-12-06 |
| CRP D1 LIMITED | Corporate Director | 2007-12-12 | 2016-03-23 |
| LONDON LAW SERVICES LIMITED | Corporate Nominee Director | 1998-09-14 | 1998-09-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mrs Elaine Marie Fairfax | Individual | Shares 25–50%, Significant influence | 2016-04-06 | Ceased 2017-03-15 |
| Animal Friends Investments Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 145 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-29 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-12-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-02 | AA | accounts | Accounts with accounts type full | |
| 2025-04-14 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-09 | CH01 | officers | Change person director company with change date | |
| 2025-02-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-11 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-11 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-03 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-10-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-10-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-25 | AA | accounts | Accounts with accounts type full | |
| 2024-03-26 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-10 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-10-04 | AP01 | officers | Appoint person director company with name date | |
| 2023-09-26 | AP01 | officers | Appoint person director company with name date | |
| 2023-09-26 | MR04 | mortgage | Mortgage satisfy charge full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.