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Cash

—

Latest balance sheet

Net assets

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Equity attributable

Employees

—

Average over period

Profit before tax

—

Period ending 2025-12-31

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £4,101,342£4,354,428£4,416,987 +1.4%
Net earned premiums £2,911,839£3,231,004£3,202,297 -0.9%
Claims incurred £1,367,612£1,662,187£1,489,223 -10.4%
Investment return £285,148£317,582£∞ +∞%
Profit before tax £642,589£562,597— —
Net profit £461,040£418,920— —
Insurance contract liabilities £7,052,287£7,833,194£7,724,828 -1.4%
Total assets £10,594,691£11,940,467— —
Total liabilities ——— —
Equity £973,647£1,394,817— —
Average employees ——— —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) 90.8%88.3%—

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. ALDEBY UNDERWRITING LIMITED 2003-12-03 → present
  2. SMI UNDERWRITING LIMITED 1998-09-17 → 2003-12-03

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“These Financial Statements have been prepared on a going concern basis.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

6 active · 11 resigned

Name Role Appointed Born Nationality
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2002-08-15 — —
SKOULDING, Benjamin James Director 2010-08-27 Oct 1981 British
SKOULDING, Eric Peter Director 2025-12-18 Mar 1988 British
SKOULDING, Marjorie Joan Director 1998-09-17 Jan 1931 British
SKOULDING, Robert Frederick Director 1998-09-17 Sep 1957 British
TUFTS, John Michael Director 2025-12-18 Nov 1990 British
Show 11 resigned officers
Name Role Appointed Resigned
BAILEY, Andrew John Secretary 1998-09-17 2000-02-07
HODGSON, Graham Secretary 2000-02-07 2002-08-15
EXCELLET INVESTMENTS LIMITED Corporate Secretary 1998-09-17 1998-09-17
HALLMARK SECRETARIES LIMITED Corporate Nominee Secretary 1998-09-17 1998-09-17
BIRD, Trevor Robert Director 1998-09-17 1998-12-31
SANDILANDS, Paul Francis Director 1998-09-17 1998-12-31
SKOULDING, John Michael Director 1998-09-17 2026-01-22
SKOULDING, Peter Michael Director 1998-09-17 2009-07-03
TUFTS, Cindy Ann Director 1998-09-17 2026-01-22
HALLMARK REGISTRARS LIMITED Corporate Nominee Director 1998-09-17 1998-09-17
QUICKNESS LIMITED Corporate Director 1998-09-17 1998-09-17

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Snowmountain International Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2021-08-06 Active
Snowmountain Enterprises Limited Corporate entity Shares 75–100%, Voting 75–100% 2016-04-06 Ceased 2021-08-06

Filing timeline

Last 20 of 335 total filings

Date Type Category Description
2026-09-15 AA accounts Accounts with accounts type full
2026-02-11 TM01 officers Termination director company with name termination date PDF
2026-02-11 TM01 officers Termination director company with name termination date PDF
2025-12-18 AP01 officers Appoint person director company with name date PDF
2025-12-18 AP01 officers Appoint person director company with name date PDF
2025-10-17 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-10-15 CH01 officers Change person director company with change date PDF
2025-07-23 AA accounts Accounts with accounts type full
2024-11-01 CH01 officers Change person director company with change date PDF
2024-11-01 CH01 officers Change person director company with change date PDF
2024-10-31 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-10-31 PSC05 persons-with-significant-control Change to a person with significant control PDF
2024-10-31 CH01 officers Change person director company with change date PDF
2024-10-31 CH01 officers Change person director company with change date PDF
2024-09-26 AA accounts Accounts with accounts type full
2023-10-23 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-23 CH01 officers Change person director company with change date PDF
2023-10-11 AA accounts Accounts with accounts type full
2022-11-18 AA accounts Accounts with accounts type full
2022-10-19 CS01 confirmation-statement Confirmation statement with no updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
0

last 24 months

Officers appointed
2

last 12 months

Officers resigned
2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page