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CARMIBURN LIMITED

#03637640 · Active · Incorporated 1998-09-18 (28y 1m) · Last filing 2026-09-21 (1mo ago)
Financials · SIC 65120 · K Financial & Insurance Activities · Full accounts
Accounts due 2027-09-30 (in 11 months) · Confirmation due 2027-03-05 (in 4 months) · No watchouts on the register

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Cash

—

Latest balance sheet

Net assets

£592k

+24.5% highest in 3 filed years

Employees

—

Average over period

Profit before tax

£162k

+91.7% highest in 3 filed years

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £682,936£749,175£866,534 +15.7%
Net earned premiums £533,421£557,712£605,014 +8.5%
Claims incurred £247,412£293,877£284,374 -3.2%
Investment return £95,728£62,023£126,657 +104.2%
Profit before tax £153,567£84,455£161,888 +91.7%
Net profit £118,727£64,259£123,225 +91.8%
Insurance contract liabilities £1,292,173£1,403,144£1,385,020 -1.3%
Total assets £1,925,642£2,173,120£2,334,285 +7.4%
Total liabilities —£1,697,743£1,742,451 +2.6%
Equity £410,042£475,377£591,834 +24.5%
Average employees 00— —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) —78.1%74.6%

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. CARMIBURN LIMITED 2007-07-09 → present
  2. CARMICHAEL BLACKBURN UNDERWRITERS LIMITED 1998-09-18 → 2007-07-09

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors are of the opinion that the Company has adequate resources to meet its underwriting and other operational obligations for the foreseeable future. Accordingly, the going concern concept has been adopted in the preparation of the Financial Statements.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 12 resigned

Name Role Appointed Born Nationality
HAMPDEN LEGAL PLC Corporate Secretary 2001-04-17 — —
CARMICHAEL, Michael William James Director 2012-01-09 May 1949 British
TOTTMAN, Mark John Director 2023-07-31 Jun 1964 British
NOMINA PLC Corporate Director 2002-12-31 — —
Show 12 resigned officers
Name Role Appointed Resigned
LEWIS, Nicholas David Secretary 1998-09-23 2001-04-17
EXCELLET INVESTMENTS LIMITED Corporate Secretary 1998-09-18 1998-09-23
HALLMARK SECRETARIES LIMITED Corporate Nominee Secretary 1998-09-18 1998-09-18
CANT, David Antony Director 1998-09-23 1998-12-31
CARMICHAEL, Andrew Robert, Dr Director 2012-01-09 2023-08-11
CARMICHAEL, Richard Luke Director 2012-01-09 2023-08-11
CARMICHAEL, Thomas Michael Director 1998-09-23 2009-12-20
EVANS, Jeremy Richard Holt Director 2006-07-24 2023-07-31
HANBURY, Nigel John Director 1998-09-23 1998-12-31
TODD, Jean Anne Director 2012-01-09 2023-08-11
HALLMARK REGISTRARS LIMITED Corporate Nominee Director 1998-09-18 1998-09-18
QUICKNESS LIMITED Corporate Director 1998-09-18 1998-09-23

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Michael William James Carmichael Individual Shares 50–75%, Voting 50–75%, Appoints directors 2023-08-11 Active

Filing timeline

Last 20 of 403 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2024-09-02 RESOLUTIONS Resolution
Date Type Category Description
2026-09-21 AA accounts Accounts with accounts type full
2026-02-19 CS01 confirmation-statement Confirmation statement with updates PDF
2025-11-13 PSC04 persons-with-significant-control Change to a person with significant control PDF
2025-09-25 AA accounts Accounts with accounts type full
2025-02-20 CS01 confirmation-statement Confirmation statement with updates PDF
2024-10-06 AA accounts Accounts with accounts type full
2024-09-02 RESOLUTIONS resolution Resolution
2024-08-29 SH02 capital Capital alter shares subdivision
2024-03-01 CS01 confirmation-statement Confirmation statement with updates PDF
2023-09-18 AA accounts Accounts with accounts type full
2023-08-22 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2023-08-21 TM01 officers Termination director company with name termination date PDF
2023-08-21 TM01 officers Termination director company with name termination date PDF
2023-08-21 PSC09 persons-with-significant-control Withdrawal of a person with significant control statement PDF
2023-08-21 TM01 officers Termination director company with name termination date PDF
2023-08-08 TM01 officers Termination director company with name termination date PDF
2023-08-07 AP01 officers Appoint person director company with name date PDF
2023-02-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-09-23 AA accounts Accounts with accounts type full
2022-02-22 CS01 confirmation-statement Confirmation statement with no updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page