SPF PRIVATE CLIENTS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-09-30
Confirmation statement due
2027-03-15 (in 10mo)
Last made up 2026-03-01
Watchouts
None on the register
Cash
£4M
-30.4% vs 2023
Net assets
£18M
+32.1% vs 2023
Employees
203
+4.6% vs 2023
Profit before tax
£5M
-6.1% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-09-30
| Metric | Trend | 2023-09-30 | 2024-09-30 |
|---|---|---|---|
| Turnover | £33,345,902 | £35,378,033 | |
| Operating profit | £5,536,087 | £5,066,200 | |
| Profit before tax | £5,787,010 | £5,435,206 | |
| Net profit | £4,360,818 | £3,966,671 | |
| Cash | £6,136,694 | £4,268,715 | |
| Total assets less current liabilities | £13,871,074 | £18,322,310 | |
| Net assets | £13,871,074 | £18,322,310 | |
| Equity | £13,871,074 | £18,322,310 | |
| Average employees | 194 | 203 | |
| Wages | £15,554,533 | £17,226,573 | |
| Directors' remuneration | £3,727,948 | £3,960,051 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-09-30 vs 2023-09-30
-
Turnover
+6.1%
£33,345,902 £35,378,033
-
Cash
-30.4%
£6,136,694 £4,268,715
-
Net assets
+32.1%
£13,871,074 £18,322,310
-
Employees
+4.6%
194 203
-
Operating profit
-8.5%
£5,536,087 £5,066,200
-
Profit before tax
-6.1%
£5,787,010 £5,435,206
-
Wages
+10.7%
£15,554,533 £17,226,573
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-30 | 2024-09-30 |
|---|---|---|---|
| Operating margin | 16.6% | 14.3% | |
| Net margin | 13.1% | 11.2% | |
| Return on capital employed | 39.9% | 27.7% | |
| Current ratio | 1.78x | 2.24x | |
| Interest cover | 730.74x | 654.80x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- SPF PRIVATE CLIENTS LIMITED 2011-05-18 → present
- SAVILLS PRIVATE FINANCE LIMITED 2002-04-02 → 2011-05-18
- SAVILLS FINANCIAL PLANNING LIMITED 2000-02-29 → 2002-04-02
- NETMORTGAGE LIMITED 1999-03-10 → 2000-02-29
- SAVILLS FINANCIAL PLANNING LIMITED 1998-12-04 → 1999-03-10
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“As presented in the Statement of Financial Position, the Company has sufficient financial resources to meet its day-to-day working capital requirements. The Company's forecasts, taking into account reasonably possible changes in trading performance, show that the Company will be able to operate within the sources of funding currently available to it. In determining the basis of preparation, the directors have considered the current economic outlook, as noted in the Strategic Report, the Company has continued to trade successfully and is well placed to manage its business risks. Having considered these forecasts, the directors believe that there are no material uncertainties that lead to significant doubt on the Company's ability to continue in business up to 30 September 2026; accordingly, the accounts continue to be prepared on a going concern basis.”
Group structure
- SPF PRIVATE CLIENTS LIMITED · parent
- SPF Private Clients (Channel Islands) Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 29 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MANNING, Graeme Robert | Secretary | 2023-04-06 | — | — |
| BOLES, Michael Robert | Director | 1998-12-04 | Jan 1968 | British |
| CLARKE, Stephen Christopher | Director | 2020-01-09 | Jul 1980 | British |
| HARRIS, Mark Edward | Director | 2002-01-03 | Jul 1969 | British |
| NEAVE, Matthew Ray | Director | 2023-03-03 | Oct 1982 | British |
| RODEA, James Leslie, Mr. | Director | 2008-05-08 | Apr 1972 | British |
Show 29 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CLARKE, Stephen Christopher | Secretary | 2020-01-09 | 2023-04-06 |
| CUTLER, Tina Lynne | Secretary | 2001-03-09 | 2004-02-24 |
| HILDREY, Christina Elspeth | Secretary | 1998-12-04 | 2001-03-09 |
| LEE, Christopher Michael | Secretary | 2008-07-14 | 2011-05-03 |
| MICHELSON-CARR, Ruth Tessa | Secretary | 2003-05-09 | 2008-07-14 |
| ADAMS, Aubrey John | Director | 1998-12-04 | 2008-04-10 |
| CHAPMAN, Kenneth John | Director | 1998-12-04 | 1999-07-16 |
| CLARK, Edward | Director | 2005-11-29 | 2009-12-10 |
| COUSINS, Antony James | Director | 2023-02-10 | 2024-12-31 |
| DICE, Simon Roger | Director | 2001-07-09 | 2009-12-10 |
| HARRIS, Mark Edward | Director | 1998-12-04 | 2001-05-15 |
| HELSBY, Jeremy Charles | Director | 2008-05-19 | 2009-02-12 |
| HODGES, Marcus Edward | Director | 2023-01-03 | 2024-12-31 |
| JONES, Simon Timothy | Director | 2006-08-10 | 2009-12-10 |
| KING, Alexander Lulworth | Director | 2003-03-01 | 2019-09-26 |
| LEE, Christopher Michael | Director | 2011-06-08 | 2018-02-01 |
| LOWE, Richard Scott | Director | 2022-12-28 | 2024-12-31 |
| MALLETT, Andrew Howard | Director | 2001-07-09 | 2001-10-23 |
| MOORE, Catherine Rachel | Director | 2007-03-08 | 2010-08-05 |
| MOORE, Nigel John | Director | 2010-11-11 | 2023-02-27 |
| O'DONNELL, Danny | Director | 1998-12-04 | 2006-11-15 |
| PAGE, James Toby | Director | 2018-02-01 | 2022-08-01 |
| ROBINSON, Stuart Alec | Director | 2002-05-28 | 2004-12-31 |
| ROSE, Clive Anthony | Director | 2011-06-01 | 2023-07-14 |
| SHARMA, Tarun | Director | 2018-01-31 | 2022-08-01 |
| SHAW, Simon James Blouet | Director | 2009-11-02 | 2011-06-08 |
| SHUKER, Carl Anthony | Director | 2022-10-18 | 2025-10-01 |
| TULLY, Stephen Herbert | Director | 1999-11-16 | 2003-09-12 |
| YEADON, David Alan | Director | 2011-06-02 | 2025-01-10 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Howden Uk&I Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-01-08 | Active |
| Spf Private Clients Holdings Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2024-01-08 |
Filing timeline
Last 20 of 201 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-29 | AA01 | accounts | Change account reference date company current extended | |
| 2025-04-14 | AA | accounts | Accounts with accounts type full | |
| 2025-01-15 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-06 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-24 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-24 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-09-30 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-06-17 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-05-20 | AA | accounts | Accounts with accounts type full | |
| 2024-03-19 | CH01 | officers | Change person director company with change date | |
| 2024-01-10 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-01-10 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-10-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-27 | CH01 | officers | Change person director company with change date | |
| 2023-09-26 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.