CLEAR INSURANCE MANAGEMENT LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +53%

  £41,283,000 → £63,162,000

• Cash

  +48.9%

  £3,672,000 → £5,466,000

• Net assets

  +47.9%

  £22,062,000 → £32,631,000

• Employees

  +50.7%

  381 → 574

• Operating profit

  +102.8%

  £4,805,000 → £9,746,000

• Profit before tax

  +108.6%

  £5,027,000 → £10,488,000

• Wages

  +48.7%

  £22,231,000 → £33,060,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

PKF Littlejohn LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“These financial statements have been prepared on a going concern basis as the directors have not identified any uncertainties or events that cast significant doubt about the ability of the Company to continue as a going concern. In making this assessment the directors have considered the Group's ability to meet its liabilities as they fall due and comply with its banking covenants for the foreseeable future under a range of scenarios.”

Significant events

• “The Group made 10 acquisitions in FY24, within UK Retail, which followed our very targeted approach of either adding to existing capability (bolt-on deals), adding new specialisms or adding new regions. Total GWP added FY24: £98.5m (versus £44.1m in 2023 - a 123% increase), Total FTE added FY24: 255 (versus 92 in FY23 - a 177% increase). The largest deals included A-One Insurance, £50m of GWP and 170 FTEs.”
• “We acquired A-One Insurance Group, based in Ringwood, with a number of offices in the South West and comprising 170 FTE. This created a new South West region within our UK Retail pillar.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.