LOWES INVESTMENT MANAGEMENT LIMITED
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Cash
£89k
lowest in 3 filed years
Net assets
£741k
highest in 3 filed years
Employees
3
lowest in 3 filed years
Profit before tax
£208k
Period ending 2026-03-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2023-12-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £1,269,828 | £1,367,584 | £458,357 | — | |
| Operating profit | £145,406 | -£2,437 | £203,577 | — | |
| Profit before tax | £155,171 | £13,526 | £207,526 | — | |
| Net profit | £141,508 | £12,375 | £207,526 | — | |
| Cash | £468,690 | £577,479 | £88,689 | — | |
| Total assets less current liabilities | £521,387 | £533,762 | £741,288 | — | |
| Net assets | £521,387 | £533,762 | £741,288 | — | |
| Equity | £521,387 | £533,762 | £741,288 | — | |
| Average employees | 9 | 11 | 3 | — | |
| Wages | £387,589 | £669,106 | £132,497 | — | |
| Directors' remuneration | — | £0 | £0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. Year-on-year comparison hidden: this filing covers about 12 months versus 15 months prior. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | 11.5% | -0.2% | 44.4% | |
| Net margin | 11.1% | 0.9% | 45.3% | |
| Return on capital employed | 27.9% | -0.5% | 27.5% | |
| Gearing (liabilities / total assets) | 18.9% | 28.1% | 4.7% | |
| Current ratio | 5.29x | 3.56x | 21.07x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- LOWES INVESTMENT MANAGEMENT LIMITED 2020-01-30 → present
- MONEYSCENE LIMITED 2000-03-29 → 2020-01-30
- FINANCIAL PLANNING DIRECT LIMITED 2000-01-28 → 2000-03-29
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- HaysMac LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence to meet its financial obligations as they fall due for at least 12 months from the date of signing these financial statements.”
Significant events
- “On 31 January 2025, the group headed by Lowes Quantum Limited was acquired by Saltus Financial Planning Limited ("Saltus"). Following the acquisition, the Lowes Group was restructured and the Company is now directly owned by Angel Bidco Limited, a member of the Saltus Group.”
- “During the period the Company commenced the transfer of its client assets under management to Saltus Partners LLP.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| EDWARDS, Jason | Director | 2025-01-31 | Mar 1974 | British |
| UNDERWOOD, Daniel Robert | Director | 2025-01-31 | May 1983 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HALL, Jeremy | Secretary | 2011-07-05 | 2025-01-31 |
| HALL, Jeremy | Secretary | 2000-01-28 | 2002-12-19 |
| FIRST SECRETARIES LIMITED | Corporate Nominee Secretary | 2000-01-28 | 2000-01-28 |
| GREYFORT CONSULTING LIMITED | Corporate Secretary | 2002-12-19 | 2011-11-05 |
| HOPPER, Barry | Director | 2023-07-11 | 2025-07-11 |
| LOWES, Ian Hamilton | Director | 2000-01-28 | 2025-01-31 |
| LOWES, Kenneth John | Director | 2000-03-01 | 2002-12-16 |
| MCLACHLAN, Neil Anthony | Director | 2006-04-26 | 2020-07-01 |
| MILLWARD, Douglas Bryan | Director | 2010-08-24 | 2011-03-17 |
| STRATHEARN, Barry William | Director | 2020-06-05 | 2022-10-28 |
| FIRST DIRECTORS LIMITED | Corporate Nominee Director | 2000-01-28 | 2000-01-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Angel Bidco Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2025-04-02 | Ceased 2026-02-26 |
| Lowes Group Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2025-03-31 |
Filing timeline
Last 20 of 104 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-24 | AA | accounts | Accounts with accounts type full | |
| 2026-06-09 | PSC08 | persons-with-significant-control | Notification of a person with significant control statement | |
| 2026-06-08 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2026-03-03 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-02-25 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2026-02-25 | PSC09 | persons-with-significant-control | Withdrawal of a person with significant control statement | |
| 2025-12-31 | AA | accounts | Accounts with accounts type full | |
| 2025-07-14 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-03 | PSC08 | persons-with-significant-control | Notification of a person with significant control statement | |
| 2025-04-03 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-03-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-03-11 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-02-14 | CH03 | officers | Change person secretary company | |
| 2025-02-14 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-02-14 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-02-14 | CH01 | officers | Change person director company with change date | |
| 2025-02-14 | CH01 | officers | Change person director company with change date | |
| 2025-02-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-11 | TM02 | officers | Termination secretary company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.