APEX CREDIT MANAGEMENT LIMITED
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Cash
—
Latest balance sheet
Net assets
-£3.9m
0% vs 2024
Employees
—
Average over period
Profit before tax
£400k
+233.3% highest in 5 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Negative shareholders' funds
Net assets
5-year trend · vs Financials median
Accounts
5-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|
| Turnover | £0 | £0 | — | — | — | — | |
| Operating profit | £0 | £0 | — | — | — | — | |
| Profit before tax | -£100,000 | -£100,000 | -£400,000 | -£300,000 | £400,000 | +233.3% | |
| Net profit | — | — | -£300,000 | -£200,000 | £300,000 | +250% | |
| Cash | £1,200,000 | £1,100,000 | — | — | — | — | |
| Total assets less current liabilities | -£2,700,000 | -£2,800,000 | — | — | — | — | |
| Net assets | -£3,100,000 | -£3,200,000 | — | -£3,900,000 | -£3,900,000 | 0% | |
| Equity | — | — | — | -£3,900,000 | -£3,900,000 | 0% | |
| Average employees | 0 | 0 | — | — | — | — | |
| Wages | — | — | — | — | — | — | |
| Directors' remuneration | — | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-12-31 | 2021-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|
| Gearing (liabilities / total assets) | 114.3% | 313.3% | — | — | — | |
| Current ratio | — | — | — | 0.29x | — | |
| Interest cover | 0.00x | 0.00x | — | — | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- APEX CREDIT MANAGEMENT LIMITED 2007-10-30 → present
- BCW GROUP PLC 2006-07-20 → 2007-10-30
- BCW GROUP LIMITED 2006-07-04 → 2006-07-20
- APEX CREDIT MANAGEMENT LIMITED 2000-06-06 → 2006-07-04
- ANGLOPEN LIMITED 2000-04-07 → 2000-06-06
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Management have reviewed the Group forecast performance models, covenant projections and funding availability and have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, it is considered appropriate to continue to adopt the going concern basis in preparing the annual report and accounts.”
Significant events
- “During the year, the Group performed a restructure of its intercompany balances, resulting in capital contributions being received by the Company, which offset intercompany liabilities.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 32 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BASSETT, Lucy Marie | Secretary | 2024-09-30 | — | — |
| GRAHAM, Jonathan Andrew | Director | 2021-09-30 | May 1969 | British |
| JENKINS, Paul | Director | 2020-12-31 | Nov 1969 | British |
Show 32 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CARTWRIGHT, Peter Bramwell | Secretary | 2007-11-13 | 2008-01-04 |
| MCCORMICK, Andrew Sawers | Secretary | 2005-03-03 | 2007-11-13 |
| MCMANUS, Douglas James | Secretary | 2000-05-31 | 2005-03-03 |
| RANDALL, John David | Secretary | 2012-08-01 | 2012-12-05 |
| TAGGART, Charlotte | Secretary | 2015-01-02 | 2019-03-29 |
| TELFORD, Juliet Sarah | Secretary | 2008-04-18 | 2011-01-12 |
| WELLINGHOFF, Willem Pieter | Secretary | 2012-12-05 | 2015-01-02 |
| WHITELEY, Sarah | Secretary | 2019-03-29 | 2024-08-11 |
| FIRST SECRETARIES LIMITED | Corporate Nominee Secretary | 2000-04-07 | 2000-05-31 |
| BUICK, Craig Anthony | Director | 2015-12-31 | 2020-05-12 |
| CARTWRIGHT, Peter Bramwell | Director | 2007-11-13 | 2008-01-04 |
| CLYNE, Neil | Director | 2007-11-13 | 2014-02-13 |
| CRAWFORD, Glen Paul | Director | 2011-06-08 | 2013-05-15 |
| FRASER, Paul Francis | Director | 2005-03-03 | 2007-11-13 |
| LANGHORN, John Adrian | Director | 2002-10-30 | 2005-03-03 |
| MCCORMICK, Andrew Sawers | Director | 2005-03-03 | 2007-11-13 |
| MCHALE, Jarlath James | Director | 2005-03-03 | 2006-07-07 |
| MCMANUS, Douglas James | Director | 2006-07-19 | 2007-11-13 |
| MCMANUS, Douglas James | Director | 2000-05-31 | 2005-03-03 |
| MORRIS, Jonathan Barrie | Director | 2020-05-12 | 2021-09-30 |
| MOUAT, Bryan | Director | 2005-03-03 | 2007-11-13 |
| MOUND, Stephen Neil | Director | 2008-05-06 | 2014-05-13 |
| RANDALL, John David | Director | 2011-06-08 | 2012-08-01 |
| ROSS-ROBERTS, Christopher Michael David | Director | 2012-07-24 | 2015-12-31 |
| SHARPE, Jacqueline | Director | 2006-07-19 | 2007-11-13 |
| SHEPPARD, Martin John | Director | 2006-07-19 | 2008-01-04 |
| SHEPPARD, Martin John | Director | 2000-05-31 | 2005-03-03 |
| STANNARD, Kenneth John | Director | 2014-02-13 | 2019-12-31 |
| TELFORD, Juliet Sarah | Director | 2007-12-16 | 2011-01-12 |
| USHER, Derek George | Director | 2020-01-23 | 2020-12-31 |
| WAITE, David | Director | 2006-07-19 | 2007-11-13 |
| FIRST DIRECTORS LIMITED | Corporate Nominee Director | 2000-04-07 | 2000-05-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cabot Financial Debt Recovery Services Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 198 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-07-22 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-19 | AA | accounts | Accounts with accounts type full | |
| 2026-05-29 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-05-28 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-04-16 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-10-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-08-22 | AA | accounts | Accounts with accounts type full | |
| 2025-07-22 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2025-07-22 | SH20 | capital | Legacy | |
| 2025-07-22 | CAP-SS | insolvency | Legacy | |
| 2025-07-22 | RESOLUTIONS | resolution | Resolution | |
| 2025-04-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-30 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-08-30 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-08-15 | AA | accounts | Accounts with accounts type full | |
| 2024-05-23 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-04-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-22 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-10-16 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-10-05 | AA | accounts | Accounts with accounts type full | |
| 2023-04-20 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.