STERLING TRUST FINANCIAL CONSULTING LIMITED
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Next accounts due
2026-06-30 (in 1mo)
Last filed for 2024-09-30
Confirmation statement due
2026-06-23 (in 1mo)
Last made up 2025-06-09
Watchouts
Cash
£220K
-20.1% vs 2023
Net assets
£7M
-4.5% vs 2023
Employees
—
Average over period
Profit before tax
-£332K
+77.5% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
We draw attention to Note 1.4 to the financial statements which explains that the directors intend to cease trading in the future and therefore do not consider it to be appropriate to adopt the going concern basis of accounting in preparing the financial statements. Accordingly the financial statements have been prepared on a basis other than going concern.
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
4-year trend · vs Financials median
Accounts
4-year trend · latest reflected 2024-09-30
| Metric | Trend | 2019-03-31 | 2020-03-31 | 2023-09-30 | 2024-09-30 |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | -£1,482,498 | -£332,125 | |
| Profit before tax | — | — | -£1,476,654 | -£332,125 | |
| Net profit | — | — | -£1,533,540 | -£332,125 | |
| Cash | — | — | £275,404 | £219,992 | |
| Total assets less current liabilities | £30,000 | £10,000 | £7,410,594 | £7,077,819 | |
| Net assets | £10,000 | £10,000 | £7,409,944 | £7,077,819 | |
| Equity | £10,000 | £10,000 | £7,409,944 | £7,077,819 | |
| Average employees | 0 | 0 | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-09-30 vs 2023-09-30
-
Turnover
—
Not reported
-
Cash
-20.1%
£275,404 £219,992
-
Net assets
-4.5%
£7,409,944 £7,077,819
-
Employees
—
Not reported
-
Operating profit
+77.6%
-£1,482,498 -£332,125
-
Profit before tax
+77.5%
-£1,476,654 -£332,125
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-03-31 | 2020-03-31 | 2023-09-30 | 2024-09-30 |
|---|---|---|---|---|---|
| Return on capital employed | — | — | -20.0% | -4.7% | |
| Current ratio | — | — | 4.77x | 4.45x |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Consolidated group
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Kirk Rice LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“We draw attention to Note 1.4 to the financial statements which explains that the directors intend to cease trading in the future and therefore do not consider it to be appropriate to adopt the going concern basis of accounting in preparing the financial statements. Accordingly the financial statements have been prepared on a basis other than going concern.”
Group structure
- STERLING TRUST FINANCIAL CONSULTING LIMITED · parent
- NHA Financial Services Limited 100%
- Sterling Trust Professional Limited 100%
- Sterling Trust Professional (York) Limited 100%
- Sterling Trust Professional (North East) Limited 100%
- Sterling Trust Professional (Sheffield) Limited 100%
Significant events
- “During the current year and comparative period the income generated by the company was novated along with its clients to KW Wealth Planning Limited, a fellow subsidiary company of the ultimate parent company (Kingswood Holdings Limited).”
- “On 29 May 2025, Mattioli Wood Limited and Kingswood Holdings Limited announced a merger to create a combined wealth management group with assets under management exceeding £25 billion.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COLEMAN, Peter Brian | Director | 2024-08-14 | Aug 1969 | British |
| HAMMICK, Paul Alan | Director | 2023-05-16 | Nov 1973 | British |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GRANTHAM, Deborah Michelle | Secretary | 2000-06-14 | 2020-06-23 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 2000-06-14 | 2000-06-14 |
| BERNSTEIN, Richard Paul | Director | 2021-07-27 | 2023-05-16 |
| GOULDING, Patrick Joseph | Director | 2020-06-23 | 2021-07-23 |
| GRANTHAM, Jeffrey | Director | 2000-06-14 | 2024-05-23 |
| LAWRENCE, David Frank | Director | 2024-05-23 | 2024-08-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mattioli Woods Limited | Corporate entity | Significant influence | 2025-10-01 | Active |
| Kingswood Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-11-14 | Ceased 2025-10-01 |
| Kw Uk Wealth Planning Holdco Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-12-20 | Ceased 2024-11-14 |
| Kw Uk Bidco Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-10-27 | Ceased 2022-12-20 |
| Kw Uk Financial Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-10-27 | Ceased 2022-10-27 |
| Kingswood Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-06-23 | Ceased 2022-10-27 |
| Mr Jeffrey Grantham | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2020-06-23 |
Filing timeline
Last 20 of 93 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-01-04 CC04 Statement of companys objects
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-08 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-10-08 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-09-08 | AA | accounts | Accounts with accounts type group | |
| 2025-06-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-03-17 | ANNOTATION | miscellaneous | Legacy | |
| 2025-03-17 | ANNOTATION | miscellaneous | Legacy | |
| 2025-02-14 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-01-17 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-10-25 | AA | accounts | Accounts with accounts type group | |
| 2024-08-15 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-15 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-14 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-14 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-12 | AA | accounts | Accounts with accounts type group | |
| 2023-07-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-17 | TM01 | officers | Termination director company with name termination date | |
| 2023-05-17 | AP01 | officers | Appoint person director company with name date | |
| 2023-01-04 | CC04 | change-of-constitution | Statement of companys objects | |
| 2023-01-03 | PSC07 | persons-with-significant-control | Cessation of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.