NEWDAY CARDS LTD
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Cash
£68m
+8.3% highest in 3 filed years
Net assets
£210m
+31.5% highest in 3 filed years
Employees
795
-6.7% lowest in 3 filed years
Profit before tax
£100m
-26.2% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £447,500,000 | £401,900,000 | £403,100,000 | +0.3% | |
| Operating profit | £111,100,000 | £116,700,000 | £95,000,000 | -18.6% | |
| Profit before tax | £131,700,000 | £135,800,000 | £100,200,000 | -26.2% | |
| Net profit | £117,400,000 | £101,300,000 | £97,600,000 | -3.7% | |
| Cash | £26,100,000 | £62,500,000 | £67,700,000 | +8.3% | |
| Total assets less current liabilities | £165,100,000 | £162,000,000 | £212,300,000 | +31% | |
| Net assets | £151,000,000 | £159,700,000 | £210,000,000 | +31.5% | |
| Equity | £151,000,000 | £159,700,000 | £210,000,000 | +31.5% | |
| Average employees | 1,136 | 852 | 795 | -6.7% | |
| Wages | £82,200,000 | £57,900,000 | £60,100,000 | +3.8% | |
| Directors' remuneration | £9,900,000 | £8,800,000 | — | — | |
| Directors' pension contributions | £2,200,000 | £2,700,000 | — | — | |
| Highest paid director | — | £2,700,000 | £6,800,000 | +151.9% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 24.8% | 29.0% | 23.6% | |
| Net margin | 26.2% | 25.2% | 24.2% | |
| Return on capital employed | 67.3% | 72.0% | 44.7% | |
| Gearing (liabilities / total assets) | 35.9% | 41.5% | 33.6% | |
| Current ratio | 2.51x | 2.32x | 2.90x | |
| Interest cover | — | — | 55.88x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- NEWDAY CARDS LTD 2014-04-01 → present
- SAV CREDIT LIMITED 2001-01-03 → 2014-04-01
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Therefore, the financial statements continue to be prepared on the going concern basis as outlined in the statement of Directors' responsibilities.”
Group structure
- NEWDAY CARDS LTD · parent
- NewDay Ltd 100%
- NewDay Reserve Funding Ltd 100%
Significant events
- “In September 2025, Cinven and CVC Capital Partners agreed to sell NewDay's portfolio of consumer credit receivables to funds managed by KKR, resulting in KKR acquiring the entire share capital of NewDay Group (Jersey) Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 24 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WHITTY-LEWIS, Stuart | Secretary | 2024-01-01 | — | — |
| GODSIFF, Anthony Alexander | Director | 2026-04-01 | Jul 1981 | British |
| HOLT, Robert | Director | 2026-04-01 | Jan 1976 | British |
Show 24 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GOOLD, James Edward Ian | Secretary | 2001-01-03 | 2001-01-09 |
| GREAVES, Adam | Secretary | 2001-04-12 | 2008-11-24 |
| GREAVES, Jonathan Adam Charles Stuttard | Secretary | 2001-04-06 | 2001-04-12 |
| LANGSTAFF, Virginia | Secretary | 2001-01-09 | 2001-04-12 |
| ROWLAND, Stephen Alexander | Secretary | 2011-03-01 | 2023-12-22 |
| ROWLAND, Stephen Alexander | Secretary | 2011-03-01 | 2011-03-01 |
| SAYS, Michael Leslie | Secretary | 2009-01-20 | 2011-03-01 |
| CORCORAN, James Bernard | Director | 2009-01-20 | 2019-10-16 |
| CREWE, John | Director | 2002-08-07 | 2011-11-03 |
| EATWELL, John Leonard, Lord | Director | 2007-09-11 | 2011-11-03 |
| FERM, Erik Mikael | Director | 2010-03-24 | 2011-11-03 |
| GOODMAN, Louis | Director | 2002-04-12 | 2010-03-24 |
| HAWKINS, Andrew Peter | Director | 2002-04-12 | 2006-03-14 |
| HOURICAN, John Patrick | Director | 2019-10-16 | 2026-08-31 |
| KATZ, Neville Joel | Director | 2001-04-05 | 2007-02-06 |
| KNOTTENBELT, Daan | Director | 2002-04-12 | 2011-11-03 |
| LANGSTAFF, Richard Terrell | Director | 2001-01-03 | 2011-11-03 |
| LICKLEY, Gavin Alexander Fraser | Director | 2001-07-05 | 2005-10-24 |
| PILKINGTON, Nigel | Director | 2001-04-05 | 2006-03-14 |
| RICHARDS, Douglas John | Director | 2013-04-29 | 2016-03-15 |
| SAYS, Michael Leslie | Director | 2011-11-09 | 2013-04-29 |
| SHERIFF, Paul Nigel | Director | 2016-03-15 | 2026-06-30 |
| SYMONDSON, David Warwick | Director | 2006-03-14 | 2011-11-03 |
| WILLIAMSON, George Malcolm, Sir | Director | 2010-06-08 | 2011-11-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Newday Intermediate Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 235 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-21 | AA | accounts | Accounts with accounts type full | |
| 2026-09-04 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-03 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-08 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-08 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-02-05 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-11-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-15 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-09-19 | MR05 | mortgage | Mortgage charge whole cease and release with charge number | |
| 2025-06-19 | AA | accounts | Accounts with accounts type full | |
| 2024-11-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-05 | AA | accounts | Accounts with accounts type full | |
| 2024-01-04 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-01-04 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-11-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-06 | AA | accounts | Accounts with accounts type full | |
| 2023-06-15 | CH01 | officers | Change person director company with change date | |
| 2022-11-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-05-06 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.