BRIGHTSIDE INSURANCE SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-02-10 (in 9mo)
Last made up 2026-01-27
Watchouts
Cash
£5M
+1.9% vs 2023
Net assets
£9M
+338.7% vs 2023
Employees
211
-16.3% vs 2023
Profit before tax
£2M
+507.3% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
4 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £18,674,000 | £16,190,000 | |
| Operating profit | -£762,000 | £2,095,000 | |
| Profit before tax | -£548,000 | £2,232,000 | |
| Net profit | -£501,000 | £2,126,000 | |
| Cash | £4,467,000 | £4,553,000 | |
| Total assets less current liabilities | £3,458,000 | £10,446,000 | |
| Net assets | £2,104,000 | £9,230,000 | |
| Equity | £2,104,000 | £9,230,000 | |
| Average employees | 252 | 211 | |
| Wages | £6,680,000 | £5,670,000 | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-13.3%
£18,674,000 £16,190,000
-
Cash
+1.9%
£4,467,000 £4,553,000
-
Net assets
+338.7%
£2,104,000 £9,230,000
-
Employees
-16.3%
252 211
-
Operating profit
+374.9%
-£762,000 £2,095,000
-
Profit before tax
+507.3%
-£548,000 £2,232,000
-
Wages
-15.1%
£6,680,000 £5,670,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -4.1% | 12.9% | |
| Net margin | -2.7% | 13.1% | |
| Return on capital employed | -22.0% | 20.1% | |
| Gearing (liabilities / total assets) | 93.2% | 76.2% | |
| Current ratio | 0.91x | 1.21x | |
| Interest cover | — | 46.56x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- BRIGHTSIDE INSURANCE SERVICES LIMITED 2013-04-23 → present
- COMMERCIAL VEHICLE DIRECT INSURANCE SERVICES LIMITED 2001-01-08 → 2013-04-23
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Following work undertaken and enquiries made, the Directors believe that the Company is well placed to manage the risks facing it and are satisfied that the Company has adequate resources for at least 12 months from the date of these financial statements. Accordingly, they continue to adopt the going concern basis in preparing the annual report and financial statements (see Note 2).”
Significant events
- “The Markerstudy Group incorporated a new legal entity in 2023 that will act as the central services company for the Group. The transition of employment and other operational contracts from the Company to this new entity commenced 1 April 2024.”
- “Following the Markerstudy Group acquisition of the UK personal lines broking businesses of the Ardonagh Group (completed in June 2024), the business was integrated into a new broader operating division within the Markerstudy Group, known as Markerstudy Distribution.”
- “The net assets of the Company have increased due to a share issue during the year.”
- “Revenue fell by 13% compared to 2023 due to a lower volume of transactions in 2024.”
- “On 21 November 2024, 1 ordinary share of £1 nominal value was issued for a total consideration of £5,000k.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 40 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PAYNE, Christopher James | Secretary | 2021-06-25 | — | — |
| MACKLE, Feilim | Director | 2025-08-01 | Jul 1967 | Irish |
| PATEL, Tushar Surendra | Director | 2025-08-01 | Oct 1972 | British |
| RAWLINSON, Emma Jane | Director | 2025-03-07 | Sep 1980 | British |
| THOMSON, Kartina Tahir | Director | 2025-09-18 | May 1976 | British |
| WINLOW, Mark | Director | 2026-01-02 | Apr 1962 | British |
Show 40 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GANNON, John William | Secretary | 2001-01-08 | 2002-07-12 |
| HERRMANN, David | Secretary | 2009-06-01 | 2014-06-16 |
| JOHNSTON, Graham Hamilton | Secretary | 2014-07-21 | 2016-01-22 |
| TIPPETTS, Susan | Secretary | 2019-10-01 | 2021-06-25 |
| JORDAN COMPANY SECRETARIES LIMITED | Corporate Nominee Secretary | 2002-07-12 | 2009-06-01 |
| BALL, Craig David | Director | 2024-06-26 | 2025-03-07 |
| BANKS, Arron Fraser Andrew | Director | 2001-01-08 | 2005-09-28 |
| BANKS, Kate Harriet | Director | 2014-02-05 | 2015-04-02 |
| BARBER, Keith John | Director | 2021-04-12 | 2024-03-13 |
| BARLOW, Ellie | Director | 2023-11-01 | 2025-01-31 |
| BARRINGTON, Ross Leslie | Director | 2021-04-12 | 2024-06-26 |
| BEAVEN, Richard Labassee | Director | 2019-05-10 | 2021-04-23 |
| BENCE, Russell James | Director | 2016-05-10 | 2019-08-16 |
| CASTAGNO, Giovanni (John) | Director | 2023-11-01 | 2024-02-15 |
| CHASE GARDENER, Paul Simon | Director | 2005-09-28 | 2014-11-05 |
| CLIFF, Mark | Director | 2015-10-01 | 2018-08-20 |
| COLLINGS, Christopher Thomas | Director | 2021-07-14 | 2026-02-28 |
| COLLINGS, Christopher Thomas | Director | 2021-04-12 | 2021-04-12 |
| DONALDSON, Ian James | Director | 2024-06-26 | 2025-03-07 |
| DONALDSON, Matthew Oliver | Director | 2021-09-06 | 2023-03-29 |
| FAIRHURST, James Richard | Director | 2015-10-01 | 2016-12-31 |
| GANNON, John William | Director | 2001-01-08 | 2013-05-01 |
| HENRY, John Derek | Director | 2019-12-23 | 2021-04-26 |
| HOLMAN, Martyn John | Director | 2013-03-25 | 2013-12-31 |
| JACKSON, Andrew | Director | 2013-05-01 | 2015-03-31 |
| JACKSON, John David | Director | 2021-04-12 | 2021-07-14 |
| JONES, Simon | Director | 2013-03-25 | 2015-01-19 |
| LEWIS, Catherine Ellen | Director | 2024-06-26 | 2025-06-20 |
| MCCAFFERTY, Brendan Eamon | Director | 2018-08-20 | 2021-04-26 |
| O'CONNOR, Desmond Joseph | Director | 2015-02-24 | 2016-01-27 |
| ROWE, Gavin John | Director | 2021-04-12 | 2022-08-31 |
| SCARR, Craig Anthony | Director | 2024-01-01 | 2024-02-15 |
| SHEPHERD, Rebecca Jane, Ms | Director | 2024-06-26 | 2025-08-01 |
| SLADE, William James | Director | 2019-12-05 | 2021-05-14 |
| SPENCER, Kevin Ronald | Director | 2021-04-12 | 2024-03-13 |
| SUTHERLAND, Ian Ronald | Director | 2014-07-21 | 2019-04-29 |
| SWEENEY, David Keith | Director | 2016-02-16 | 2018-12-31 |
| WALLIN, Andrew David | Director | 2015-01-08 | 2015-09-11 |
| WATSON, Andrew Stuart | Director | 2024-06-26 | 2025-05-31 |
| WILLIAMS, Paul Michael, Mr. | Director | 2014-02-24 | 2014-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Markerstudy Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-07-15 | Active |
| Markerstudy Holdings Limited | Corporate entity | Significant influence | 2021-04-12 | Ceased 2021-07-15 |
| Brightside Group Limited | Corporate entity | ownership-of-shares-75-to-100-percent-as-firm, voting-rights-75-to-100-percent-as-firm | 2016-04-06 | Ceased 2021-07-15 |
| Anacap Financial Partners Llp | Corporate entity | Significant influence | 2016-04-06 | Ceased 2021-04-12 |
Filing timeline
Last 20 of 227 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-03 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-29 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-01-05 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-18 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-08 | AA | accounts | Accounts with accounts type full | |
| 2025-08-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-23 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-29 | RP04SH01 | capital | Second filing capital allotment shares | |
| 2024-11-27 | SH01 | capital | Capital allotment shares | |
| 2024-09-19 | AA | accounts | Accounts with accounts type full | |
| 2024-07-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-02 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 10
- Capital events
- 2
- Officers appointed
- 4
- Officers resigned
- 4
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.