BANK SEPAH INTERNATIONAL PLC
Get an alert when BANK SEPAH INTERNATIONAL PLC files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-09-30 (in 4mo)
Last filed for 2025-03-31
Confirmation statement due
2026-03-17
Overdue
Watchouts
Cash
£128M
EUR 146,807,000
-4.8% vs 2024
Net assets
£150M
EUR 172,779,000
+0.4% vs 2024
Employees
31
0% vs 2024
Profit before tax
£895K
EUR 1,029,000
+414.5% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Confirmation statement overdue
Due 2026-03-17.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £8,317,245 | £8,765,980 | |
| Operating profit | £173,928 | £894,860 | |
| Profit before tax | £173,928 | £894,860 | |
| Net profit | £182,625 | £667,884 | |
| Cash | £134,096,878 | £127,669,363 | |
| Total assets less current liabilities | — | — | |
| Net assets | £149,587,790 | £150,255,674 | |
| Equity | £149,587,790 | £150,255,674 | |
| Average employees | 31 | 31 | |
| Wages | £2,430,646 | £2,499,348 | |
| Directors' remuneration | £724,411 | £793,112 |
Figures converted to GBP from EUR at 0.870 per EUR (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+5.4%
£8,317,245 £8,765,980
-
Cash
-4.8%
£134,096,878 £127,669,363
-
Net assets
+0.4%
£149,587,790 £150,255,674
-
Employees
0%
31 31
-
Operating profit
+414.5%
£173,928 £894,860
-
Profit before tax
+414.5%
£173,928 £894,860
-
Wages
+2.8%
£2,430,646 £2,499,348
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 2.1% | 10.2% | |
| Net margin | 2.2% | 7.6% | |
| Gearing (liabilities / total assets) | 45.1% | 45.2% | |
| Current ratio | 24.87x | 23.54x | |
| Interest cover | 66.66x | 0.28x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- BANK SEPAH INTERNATIONAL PLC 2001-11-27 → present
- SEPAH INTERNATIONAL LIMITED 2001-04-25 → 2001-11-27
- 3228TH SINGLE MEMBER SHELF TRADING COMPANY LIMITED 2001-03-29 → 2001-04-25
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Johnsons, Chartered Accountants
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have reviewed the current and potential future business activities and financial position of the Bank, including an assessment of capital and liquidity requirements for the foreseeable future in line with its business plan. The review covers the going concern up to 31 July 2026. The going concern assessment is prepared by Executive Management, reviewed and approved by the Board.”
Significant events
- “Following a cyber-attack in November 2024 the Bank was able to recover with no loss of data or impact on customer service.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 23 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LOCK, Stephen John | Secretary | 2021-04-16 | — | — |
| ANTHONY, Julian Peter | Director | 2019-03-25 | Nov 1955 | British |
| COLEMAN, Ian | Director | 2016-07-01 | Feb 1960 | British |
| EGLINTON, Kenneth Philip | Director | 2025-01-01 | Feb 1957 | British |
| FATEMI, Mohammad Reza | Director | 2001-12-28 | Jul 1955 | Iranian |
| HOSSEINI, Seyed Mahdi | Director | 2022-10-24 | Jul 1975 | Iranian |
| KHORSANDI, Mohammad Reza | Director | 2010-03-04 | Jun 1960 | Iranian |
| PICKIN, Charles William | Director | 2025-10-01 | May 1968 | British |
Show 23 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| AMINI, Nina | Secretary | 2016-03-22 | 2017-11-10 |
| BAUMANN, Anthony William | Secretary | 2006-10-11 | 2016-03-22 |
| CROWLEY, Joseph | Secretary | 2017-10-24 | 2019-08-16 |
| FERNANDO, Vijay | Secretary | 2002-07-25 | 2006-10-11 |
| HARDING, Jenny | Secretary | 2019-08-16 | 2021-04-16 |
| HOMAYOUNI, Mohammad | Secretary | 2001-04-24 | 2001-11-16 |
| SISEC LIMITED | Corporate Secretary | 2001-11-16 | 2002-09-16 |
| SISEC LIMITED | Corporate Nominee Secretary | 2001-03-29 | 2001-04-25 |
| AKHLAGHI FEIZASAR, Hadi | Director | 2018-12-19 | 2022-03-31 |
| ANGEL, Robert Evan Stanley | Director | 2017-04-01 | 2025-03-31 |
| CHAGHAZARDY, Mohammad Kazem | Director | 2016-05-26 | 2018-12-12 |
| CONSTANT, Brian Page | Director | 2001-11-06 | 2009-06-30 |
| DERAKHSHANDEH, Ahmad | Director | 2006-01-03 | 2007-03-26 |
| EMADI ALLAHYARI, Abdollah | Director | 2001-04-24 | 2004-01-14 |
| ENGLAND, Roy | Director | 2001-11-06 | 2017-03-31 |
| HOMAYOUNI, Mohammad | Director | 2001-04-24 | 2012-10-31 |
| KHAVARI, Mahmoud Reza | Director | 2003-11-30 | 2005-11-10 |
| SHIRANI CHAHAR SUGHI, Ali Reza | Director | 2001-11-06 | 2003-12-09 |
| SWANNEY, William David Reid | Director | 2021-07-01 | 2025-06-30 |
| SWANNEY, William David Reid | Director | 2004-03-31 | 2019-02-28 |
| TAHERI ASHTIANI, Gholam Reza | Director | 2001-11-06 | 2008-10-31 |
| LOVITING LIMITED | Corporate Nominee Director | 2001-03-29 | 2001-04-24 |
| SERJEANTS' INN NOMINEES LIMITED | Corporate Nominee Director | 2001-03-29 | 2001-04-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bank Sepah Iran | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 155 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-11-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-16 | AA | accounts | Accounts with accounts type full | |
| 2025-07-09 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-17 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-02-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-25 | AA | accounts | Accounts with accounts type full | |
| 2024-03-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-22 | AA | accounts | Accounts with accounts type full | |
| 2023-03-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-10-24 | AP01 | officers | Appoint person director company with name date | |
| 2022-09-09 | AA | accounts | Accounts with accounts type full | |
| 2022-04-08 | TM01 | officers | Termination director company with name termination date | |
| 2022-03-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-14 | AA | accounts | Accounts with accounts type full | |
| 2021-07-13 | TM02 | officers | Termination secretary company with name termination date | |
| 2021-07-13 | AP01 | officers | Appoint person director company with name date | |
| 2021-04-16 | AP03 | officers | Appoint person secretary company with name date | |
| 2021-03-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-07-22 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.