ROCK INSURANCE SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-06-25 (in 1mo)
Last made up 2025-06-11
Watchouts
None on the register
Cash
£5M
-20% vs 2023
Net assets
£4M
+62.4% highest in 6 filed years
Employees
54
-30.8% vs 2023
Profit before tax
£2M
+165.6% highest in 4 filed years
Net assets
9-year trend · vs Financials median
Accounts
9-year trend · latest reflected 2024-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-01-01 | 2021-12-31 | 2022-01-01 | 2022-12-31 | 2023-01-01 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | £3,285,387 | — | £9,664,659 | — | £12,751,878 | £12,141,857 | |
| Operating profit | — | — | — | -£543,374 | — | £1,069,264 | — | £536,527 | £1,824,009 | |
| Profit before tax | — | — | — | -£543,284 | — | £1,073,047 | — | £745,866 | £1,980,853 | |
| Net profit | — | — | — | -£324,460 | — | £831,935 | — | £814,752 | £1,615,932 | |
| Cash | £2,700,152 | £1,877,464 | £1,877,464 | £2,169,062 | £2,169,062 | £5,505,422 | £5,505,422 | £6,073,437 | £4,855,768 | |
| Total assets less current liabilities | £1,552,781 | £1,268,795 | — | £944,335 | — | £1,776,270 | — | £2,663,673 | £4,268,619 | |
| Net assets | £1,552,781 | £1,268,795 | — | £944,335 | — | £1,776,270 | — | £2,591,022 | £4,206,954 | |
| Equity | £1,552,781 | £1,268,795 | £1,268,795 | £944,335 | £944,335 | £1,776,270 | £1,776,270 | £2,591,022 | £4,206,954 | |
| Average employees | 65 | 50 | — | 53 | — | 65 | — | 78 | 54 | |
| Wages | — | — | — | £1,432,707 | — | £3,699,547 | — | £3,601,524 | £1,788,441 | |
| Directors' remuneration | — | — | — | £468,365 | — | £499,031 | — | £539,141 | £551,939 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-4.8%
£12,751,878 £12,141,857
-
Cash
-20%
£6,073,437 £4,855,768
-
Net assets
+62.4%
£2,591,022 £4,206,954
highest in 6 filed years
-
Employees
-30.8%
78 54
-
Operating profit
+240%
£536,527 £1,824,009
highest in 4 filed years
-
Profit before tax
+165.6%
£745,866 £1,980,853
highest in 4 filed years
-
Wages
-50.3%
£3,601,524 £1,788,441
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-12-31 | 2020-12-31 | 2021-01-01 | 2021-12-31 | 2022-01-01 | 2022-12-31 | 2023-01-01 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | -16.5% | — | 11.1% | — | 4.2% | 15.0% | |
| Net margin | — | — | — | -9.9% | — | 8.6% | — | 6.4% | 13.3% | |
| Return on capital employed | — | — | — | -57.5% | — | 60.2% | — | 20.1% | 42.7% | |
| Current ratio | — | — | — | — | — | — | — | 1.11x | 1.28x | |
| Interest cover | — | — | — | -33960.88x | — | — | — | 56.88x | 174.53x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- White Hart Associates (London) Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Company management and the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future, being at least the following 12 months from the signing of these financial statements. This is supported by the strong performance seen so far at the start of 2025, which has seen a significant upside in demand.”
Group structure
- ROCK INSURANCE SERVICES LIMITED · parent
- Rock Cover Services Limited 100%
- Rock (SFC) Cover Services Limited 100%
Significant events
- “The company outsourced its call centre operations during 2023 and is now seeing the full year benefit driving significant savings alongside strong service levels.”
- “The Company has invested significantly in its technology and operational headcount during the period and has realigned its structure to support and deliver growth strategies.”
- “The cost of living crisis has continued to affect the Company's trading, profitability and liquidity albeit to a lesser extent than previous years.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 26 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GILLESPIE, Steven John | Director | 2025-11-01 | May 1981 | British |
| KEARNEY, Julian Patrick | Director | 2021-07-07 | Dec 1964 | British |
| MCCULLOCH, Simon Robert | Director | 2025-11-01 | Apr 1975 | British |
| SAUNDERS, Darren Michael | Director | 2026-04-15 | Apr 1975 | British |
Show 26 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BARRY, Michael | Secretary | 2011-01-01 | 2011-04-15 |
| FEARN, Claire Jane | Secretary | 2009-01-12 | 2010-12-31 |
| HALL-STRUTT, Sarah Jean | Secretary | 2011-11-18 | 2017-05-23 |
| HEDGES, Kevin Stewart | Secretary | 2007-06-01 | 2008-11-28 |
| SHERWOOD, Jason | Secretary | 2011-07-21 | 2011-11-18 |
| AML REGISTRARS LIMITED | Corporate Secretary | 2001-07-20 | 2007-07-01 |
| BRIGHTON SECRETARY LIMITED | Corporate Nominee Secretary | 2001-07-20 | 2001-07-25 |
| AXELSEN, Richard | Director | 2002-08-01 | 2006-12-01 |
| BARRY, Michael Edward | Director | 2011-01-01 | 2011-04-15 |
| BUCKINGHAM, John Reginald | Director | 2009-04-01 | 2014-09-02 |
| CHEETHAM, Matthew James | Director | 2009-02-13 | 2019-09-30 |
| ENDACOTT, Steven | Director | 2011-04-01 | 2025-02-08 |
| HALL-STRUTT, Sarah Jean | Director | 2012-04-02 | 2022-03-18 |
| HEDGES, Kevin Stewart | Director | 2007-06-01 | 2008-11-28 |
| HUMPHREYS, Mark Tudor | Director | 2020-06-08 | 2025-10-22 |
| MARTIN, Anthony John | Director | 2002-08-01 | 2025-03-04 |
| MATTHEWS, Amanda Jane | Director | 2009-04-01 | 2011-04-30 |
| MILLINGTON, Ashley John | Director | 2019-04-01 | 2025-12-11 |
| PREBBLE, Patrick Thomas | Director | 2001-07-20 | 2006-12-01 |
| RUSH, Jeffrey Alan | Director | 2002-08-01 | 2009-11-18 |
| STANLEY, Geoffrey Peter | Director | 2016-10-28 | 2022-09-06 |
| STRONG, Simon Paul | Director | 2006-12-01 | 2007-08-14 |
| TURNBULL, James Alexander | Director | 2021-07-07 | 2021-09-30 |
| VYSE, Karen | Director | 2014-06-09 | 2019-07-31 |
| WATES, Guy Robert William | Director | 2019-04-01 | 2020-04-30 |
| BRIGHTON DIRECTOR LIMITED | Corporate Nominee Director | 2001-07-20 | 2001-07-25 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Rock Services Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-01-11 | Active |
| Mr Antony John Martin | Individual | Shares 25–50% | 2016-04-06 | Ceased 2017-01-11 |
Filing timeline
Last 20 of 125 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-11 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-03 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-31 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-10-31 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-10-24 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-23 | AA | accounts | Accounts with accounts type full | |
| 2025-03-18 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-19 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-30 | AA | accounts | Accounts with accounts type full | |
| 2024-07-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-22 | AA | accounts | Accounts with accounts type full | |
| 2023-06-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-10-06 | TM01 | officers | Termination director company with name termination date | |
| 2022-09-28 | AA | accounts | Accounts with accounts type small | |
| 2022-07-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-03-21 | TM01 | officers | Termination director company with name termination date | |
| 2022-01-18 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.