LIBERTY FINANCE LIMITED
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Cash
£1.2m
+45.7% highest in 3 filed years
Net assets
£18m
-0.2% vs 2024
Employees
49
+2.1% highest in 3 filed years
Profit before tax
£2.6m
+41.2% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £10,433,177 | £13,139,400 | £16,371,540 | +24.6% | |
| Operating profit | £5,086,711 | £6,294,242 | £7,993,129 | +27% | |
| Profit before tax | £2,044,297 | £1,830,188 | £2,583,549 | +41.2% | |
| Net profit | £1,448,680 | £1,372,802 | £1,760,103 | +28.2% | |
| Cash | £1,152,304 | £817,229 | £1,190,675 | +45.7% | |
| Total assets less current liabilities | £54,868,105 | £61,616,814 | £62,026,813 | +0.7% | |
| Net assets | £20,812,746 | £18,335,343 | £18,295,446 | -0.2% | |
| Equity | £20,812,746 | £18,335,343 | £18,295,446 | -0.2% | |
| Average employees | 47 | 48 | 49 | +2.1% | |
| Wages | £2,919,106 | £3,193,321 | £3,447,390 | +8% | |
| Directors' remuneration | £1,085,939 | £1,041,749 | £1,116,923 | +7.2% | |
| Directors' pension contributions | £89,307 | £75,458 | £132,909 | +76.1% | |
| Highest paid director | £292,275 | £318,192 | £359,047 | +12.8% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 48.8% | 47.9% | 48.8% | |
| Net margin | 13.9% | 10.4% | 10.8% | |
| Return on capital employed | 9.3% | 10.2% | 12.9% | |
| Gearing (liabilities / total assets) | 72.6% | 78.7% | 80.3% | |
| Current ratio | 3.48x | 3.41x | 2.93x | |
| Interest cover | 1.67x | 1.41x | 1.48x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation — the current trading name was adopted 2026-06-09
- LIBERTY FINANCE LIMITED 2026-06-09 → present
- LIBERTY LEASING LIMITED 2017-10-30 → 2026-06-09
- LIBERTY LEASING PLC 2001-10-10 → 2017-10-30
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Moore (South) LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Group structure
- LIBERTY FINANCE LIMITED · parent
- MyFundingPartner Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COOPER, Alan William | Secretary | 2015-02-01 | — | — |
| CLEGG, Allan Xenophon | Director | 2006-07-11 | Sep 1972 | British |
| COOPER, Alan William | Director | 2015-02-01 | Jan 1980 | British |
| ROBERTS, Laura Jane | Director | 2016-11-01 | Mar 1983 | British |
| SHEEDY, Paul Frances | Director | 2006-07-11 | Aug 1976 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| WILMOT-WILKINSON, Michael David | Secretary | 2001-10-10 | 2015-02-01 |
| RWL REGISTRARS LIMITED | Corporate Nominee Secretary | 2001-10-10 | 2001-10-10 |
| CAPTAIN, Anthony Albert | Director | 2002-01-04 | 2024-04-26 |
| HEDLEY, Thomas Francis Quentin | Director | 2001-10-10 | 2007-08-25 |
| RANDALL, Daniel James | Director | 2013-01-01 | 2024-04-26 |
| RANDALL, Gregory Lawrence | Director | 2002-01-04 | 2024-04-26 |
| WILMOT WILKINSON, Michael David | Director | 2006-08-07 | 2024-04-26 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Liberty Leasing Trustees Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-04-26 | Active |
| Mr Anthony Albert Captain | Individual | Shares 25–50% | 2016-04-06 | Ceased 2024-04-26 |
Filing timeline
Last 20 of 328 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-06-09 CERTNM Certificate change of name company PDF
- 2024-06-17 RESOLUTIONS Resolution
- 2024-06-17 RESOLUTIONS Resolution
- 2024-06-17 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-03 | AA | accounts | Accounts with accounts type full | |
| 2026-06-17 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-06-09 | CERTNM | change-of-name | Certificate change of name company | |
| 2025-11-05 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-06-23 | AA | accounts | Accounts with accounts type full | |
| 2025-01-17 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-01-17 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-11-26 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-09-12 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-07-01 | AA | accounts | Accounts with accounts type full | |
| 2024-06-17 | SH06 | capital | Capital cancellation shares | |
| 2024-06-17 | RESOLUTIONS | resolution | Resolution | |
| 2024-06-17 | RESOLUTIONS | resolution | Resolution | |
| 2024-06-17 | RESOLUTIONS | resolution | Resolution | |
| 2024-06-17 | SH03 | capital | Capital return purchase own shares | |
| 2024-05-13 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-05-13 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-09 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-04-30 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-30 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.