C.A.B. CORNWALL
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-04-18
Overdue
Watchouts
Cash
£625K
-4.8% vs 2024
Net assets
£985K
+1.1% vs 2024
Employees
55
-15.4% vs 2024
Profit before tax
—
Period ending 2025-03-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Confirmation statement overdue
Due 2026-04-18.
Net assets
2-year trend · vs Health Care median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £1,734,611 | £1,751,419 | |
| Operating profit | — | — | |
| Profit before tax | — | — | |
| Net profit | -£128,843 | £11,034 | |
| Cash | £656,410 | £624,842 | |
| Total assets less current liabilities | — | — | |
| Net assets | £974,464 | £985,498 | |
| Equity | £974,464 | £985,498 | |
| Average employees | 65 | 55 | |
| Wages | £1,251,467 | £1,229,321 | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+1%
£1,734,611 £1,751,419
-
Cash
-4.8%
£656,410 £624,842
-
Net assets
+1.1%
£974,464 £985,498
-
Employees
-15.4%
65 55
-
Wages
-1.8%
£1,251,467 £1,229,321
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Net margin | -7.4% | 0.6% | |
| Current ratio | 3.82x | 5.97x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- C.A.B. CORNWALL 2008-07-21 → present
- KERRIER DISTRICT CITIZENS ADVICE BUREAU 2002-04-04 → 2008-07-21
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- PKF Francis Clark
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After reviewing the organisation's budgets and business plan and taking account of the economic climate, reserves position and strategic priorities, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the next financial year. [...] For this reason, the Trustees continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “This has been another busy and impactful year for Citizens Advice Cornwall. We're delighted to have increased our financial impact for our clients, achieving an additional £438,000 of income gain for them, effectively managing £439,000 more of problem debt and rescheduling c.£38,000 of repayments. In total, this amounts to just shy of £9M of income gained for the people of Cornwall.”
- “2025/26 has been about laying the foundations to bring our ambitions to life. We have a new Senior Management Team led by our now established Chief Executive, Jon Berg. We've recruited two new trustees bringing high-value skills in business development, fundraising, marketing and communications, alongside business strategy and senior leadership.”
- “Achieving income gains worth £7,469,560 (an increase of £438k), rescheduling £37,999 worth of repayments and writing off £1,416,540 of debt (an increase of £439k) all of which contributed to improving the lives of our clients.”
- “At 31 March 2025 the charity had been informed of a bequest due to the charity. However, at the year end date, probability of receipt was uncertain... Post year end, confirmation has been received that legacy income in the region of £205k will be received in relation to this bequest.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 49 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ABRAHAM, Jane Amanda | Director | 2022-11-01 | Jul 1963 | British |
| ACRAMAN, Clive, Dr | Director | 2026-01-14 | Dec 1962 | British |
| COLE, Pamela Elizabeth | Director | 2022-11-01 | Nov 1962 | British |
| HOBBS, Susan Janet | Director | 2021-12-06 | Mar 1949 | British |
| KEENE, Frances Anne | Director | 2019-09-27 | Oct 1971 | British |
| LAKE-JONES, Joanna | Director | 2025-04-02 | Oct 1981 | British |
| ROY, Graeme | Director | 2025-06-17 | Nov 1979 | British |
| STOLLIDAY, Stephen Paul | Director | 2023-05-09 | Jan 1960 | British |
| VEATER-CAREY, Gavin | Director | 2024-12-03 | Dec 1977 | British |
Show 49 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COLQUHOUN, Neil | Secretary | 2015-05-15 | 2018-11-30 |
| MANSFIELD, Michael Charles | Secretary | 2011-01-11 | 2013-11-26 |
| PIPKIN, Gillian Frances | Secretary | 2019-07-24 | 2023-08-04 |
| SIDGWICK, Benjamin John Benson | Secretary | 2008-09-30 | 2011-11-30 |
| TIERNEY, Graham Roy | Secretary | 2014-05-12 | 2015-05-15 |
| TIERNEY, Graham Roy | Secretary | 2002-04-04 | 2008-09-30 |
| ARNOLD, Natasha Ruth | Director | 2020-04-27 | 2022-10-18 |
| BAKER, John Stanley | Director | 2012-08-08 | 2024-09-26 |
| BALLINGER, Suzanne Mary | Director | 2002-04-04 | 2003-11-25 |
| BELLENES, Peter Charles, Reverend | Director | 2012-09-18 | 2014-04-30 |
| BELLHOUSE, John Michael Hamilton | Director | 2012-10-31 | 2016-02-03 |
| BRAND, Carol Frances | Director | 2002-11-26 | 2007-04-25 |
| CHARLESWORTH, Paul | Director | 2015-07-13 | 2021-02-08 |
| CLARK, Deborah Jean | Director | 2008-09-30 | 2009-04-06 |
| CLARK, Nigel, Mr. | Director | 2008-09-30 | 2012-11-13 |
| COOK, Patricia Hilda | Director | 2008-09-30 | 2012-09-17 |
| COOPER, Michael John | Director | 2014-04-14 | 2020-06-30 |
| DEAN, Meryll Rowena, Professor | Director | 2020-01-27 | 2022-02-05 |
| DENNIS, Victoria | Director | 2020-07-20 | 2020-09-02 |
| ELLIOTT, Clayton John | Director | 2009-12-03 | 2010-05-19 |
| FARAGHER, Antony Philip | Director | 2010-11-23 | 2011-11-30 |
| FINLAY, Sean Thomas | Director | 2021-02-08 | 2023-01-11 |
| FLYNN, Kevin | Director | 2009-12-03 | 2012-07-16 |
| HARVEY, Clifton Trevor | Director | 2002-04-04 | 2007-04-25 |
| HASTINGS, Matthew Sebastian | Director | 2013-07-08 | 2015-04-13 |
| HITCHCOX, Linda Margaret, Dr | Director | 2013-07-08 | 2014-05-09 |
| JONES, Timothy Andrew, Dr | Director | 2009-02-11 | 2010-05-19 |
| KENNEDY, Christopher Kenneth | Director | 2012-08-08 | 2014-02-10 |
| KENNY, Joanna Nora | Director | 2008-09-30 | 2009-02-11 |
| LAWLOR, Philip James | Director | 2008-09-30 | 2012-09-18 |
| MANSFIELD, Michael Charles | Director | 2011-07-26 | 2013-11-26 |
| MARRIOTT, John Winston | Director | 2010-11-23 | 2011-09-28 |
| MCCORMICK, Ian Dominic | Director | 2018-10-26 | 2019-05-16 |
| MEACOCK, Henry James | Director | 2021-02-08 | 2024-02-13 |
| MEAKIN, Stephen John | Director | 2014-11-25 | 2016-03-01 |
| OSMOND, John Stuart | Director | 2008-09-30 | 2009-05-19 |
| PAGET, Jonathan James | Director | 2021-12-06 | 2024-09-26 |
| PIPKIN, Gillian Frances | Director | 2017-10-23 | 2018-11-30 |
| POPE, Karen Elizabeth (Kathy) | Director | 2009-12-03 | 2012-07-31 |
| SIDGWICK, Benjamin John Benson | Director | 2008-06-18 | 2011-11-30 |
| SWALLOW, Rowena | Director | 2018-10-26 | 2019-01-07 |
| SWIFT, Susan Mary Elizabeth | Director | 2004-09-16 | 2018-04-23 |
| THOMPSON, Janet Ann | Director | 2020-04-27 | 2020-12-04 |
| TUFFNELL, Melody Joanna | Director | 2008-09-30 | 2009-06-24 |
| WEBB, Arthur Richard | Director | 2002-11-26 | 2008-06-18 |
| WHITE, Brian Ernest | Director | 2009-11-02 | 2011-04-26 |
| WILLIAMS, Jane Mary | Director | 2021-02-08 | 2022-02-03 |
| WILLIAMS, Jane Mary | Director | 2018-10-26 | 2019-12-05 |
| WILLMORE, Michael | Director | 2008-06-18 | 2011-11-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr John Stanley Baker | Individual | Significant influence | 2017-04-04 | Ceased 2019-04-29 |
| Mr Paul Charlesworth | Individual | Significant influence | 2017-04-04 | Ceased 2019-04-29 |
| Mr Michael John Cooper | Individual | Significant influence | 2017-04-04 | Ceased 2019-04-29 |
| Mrs Susan Mary Elizabeth Swift | Individual | Significant influence | 2017-04-04 | Ceased 2018-04-23 |
| Mr Neil Colquhoun | Individual | Significant influence | 2017-04-01 | Ceased 2018-11-30 |
Filing timeline
Last 20 of 192 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-12-30 RESOLUTIONS Resolution
- 2023-12-30 MA Memorandum articles
- 2023-12-20 CC04 Statement of companys objects
- 2023-10-02 RESOLUTIONS Resolution
- 2023-10-02 MA Memorandum articles
- 2023-09-26 CC04 Statement of companys objects
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-17 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-14 | AA | accounts | Accounts with accounts type full | |
| 2025-07-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-07 | CH01 | officers | Change person director company with change date | |
| 2024-12-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-18 | AA | accounts | Accounts with accounts type full | |
| 2024-10-04 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-04 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-28 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-30 | RESOLUTIONS | resolution | Resolution | |
| 2023-12-30 | MA | incorporation | Memorandum articles | |
| 2023-12-20 | CC04 | change-of-constitution | Statement of companys objects | |
| 2023-10-02 | RESOLUTIONS | resolution | Resolution | |
| 2023-10-02 | MA | incorporation | Memorandum articles | |
| 2023-09-26 | CC04 | change-of-constitution | Statement of companys objects | |
| 2023-08-18 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-08-14 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.