MORTGAGE AGENCY SERVICES NUMBER FIVE LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +758.3%

  £24,000 → £206,000

• Cash

  -100%

  £94,000 → £0

• Net assets

  —

  Not reported

• Employees

  —

  Not reported

• Operating profit

  +99.3%

  -£24,177,000 → -£166,000

• Profit before tax

  +99.3%

  -£24,179,000 → -£164,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.

1. MORTGAGE AGENCY SERVICES NUMBER FIVE LIMITED 2002-06-26 → present
2. CHAMBERGRANGE LIMITED 2002-04-19 → 2002-06-26

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

PricewaterhouseCoopers LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Directors approved a share issue in March 2024 of 24,200,000 £1 ordinary shares, which was fully subscribed to by the Bank and settled via the Group's existing intercompany loan arrangements. As a result, the Company has net assets as at 31 December 2024 and does not anticipate future expenses above its currently held reserves. Accordingly, the Directors have concluded that the Company will be able to continue to operate as a going concern for the going concern period.”

Significant events

• “In November 2023, the Company received two final decisions from the Financial Ombudsman Service that partly upheld complaints related to historical increases in the Standard Variable Rate applied to customers of the Company during 2011 and 2012. In December 2023, the Bank's Board, exercising its control over the Company, approved proposals from the Group's management to apply the findings to customers with similar characteristics regardless of whether they had complained, concluding proactive steps should be taken to redress eligible customers.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.