DIGNITY FINANCE PLC

• ⚠

  Confirmation statement overdue

  Due 2026-04-02.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  —

  Not reported

• Cash

  +12,558.3%

  £96,000 → £12,152,000

• Net assets

  +8.2%

  £610,000 → £660,000

• Employees

  —

  Not reported

• Profit before tax

  -5.7%

  £53,000 → £50,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. DIGNITY FINANCE PLC 2003-02-05 → present
2. WHITEOPTION PUBLIC LIMITED COMPANY 2002-07-17 → 2003-02-05

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Ernst & Young LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Company operates as part of the Dignity Group Holdings Limited group ('Dignity Group' or 'Group') and is one of a number of entities within that group which are part of a Securitisation Group established in connection with the Dignity Group's only loan borrowings. The ability of the Dignity Group to meet its obligations under the A Notes and B Notes is entirely dependent on the ability of other members of the Securitisation Group to meet their obligations under loan agreements between those entities and the Company. The day-to-day liquidity requirements of the Company are sourced either from within the Company or, where necessary, from the continued support of certain other entities within the Dignity Group, and from its two ultimate majority shareholders, Castelnau Group Limited and SPWOne V Limited.”

Significant events

• “During the year the Company explored the potential to repay the Secured Loan Notes in full but concluded that proceeding with the strategic options required to facilitate this were not in the best interests of the Dignity Group, its affiliates, or its key stakeholders. The Company did reduce the value of Secured Notes by making two prepayments to Class A Noteholders, one in June 2024 for £15.6 million and a further payment in July 2024 for £67.0 million (£82.6 million in total).”
• “On 1 August 2024, S&P Global Ratings affirmed its credit ratings on the Company's Class A Notes at 'B+(sf) and Class B Notes at 'CC (sf)'. On 10 December 2024, Fitch Ratings upgraded Dignity Finance PLC's Class A Notes to 'BBB' from 'BB+' and the Class B Notes to 'CCC' from 'C', the company has also been removed from the Ratings Watch Negative.”
• “An equity cure was made of £12.9 million in the year ended 27 December 2024 (2023: £16.0 million).”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

10

last 12 months

Capital events

0

last 24 months

Officers appointed

2

last 12 months

Officers resigned

2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.