GUERNSEY HOME LOANS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-10-21 (in 5mo)
Last made up 2025-10-07
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£199K
+60.5% vs 2023
Employees
0
Average over period
Profit before tax
£100K
-18.7% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | £123,000 | £100,000 | |
| Profit before tax | £123,000 | £100,000 | |
| Net profit | £94,000 | £75,000 | |
| Cash | — | — | |
| Total assets less current liabilities | £126,000 | £200,000 | |
| Net assets | £124,000 | £199,000 | |
| Equity | £124,000 | £199,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
—
Not reported
-
Net assets
+60.5%
£124,000 £199,000
-
Employees
—
Not reported
-
Operating profit
-18.7%
£123,000 £100,000
-
Profit before tax
-18.7%
£123,000 £100,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Return on capital employed | 97.6% | 50.0% | |
| Gearing (liabilities / total assets) | 98.0% | 96.5% | |
| Current ratio | 0.01x | 0.01x | |
| Interest cover | 0.45x | 0.31x |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having reviewed these assessments, the Directors have concluded that the Company has sufficient resources to continue in operational existence for a period in excess of 12 months from the date of this report and as a result, it is appropriate to prepare these financial statements on a going concern basis.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 19 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ELPHICK, Jason Stanley | Secretary | 2016-08-09 | — | — |
| GOODSHIP, Mark David | Director | 2025-12-11 | Jun 1975 | British |
| HALL, Jonathan Edward | Director | 2024-05-09 | Jan 1969 | British |
| POWELL, Richard | Director | 2024-05-09 | Mar 1970 | British |
Show 19 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BENNER, John Edward | Secretary | 2003-12-30 | 2004-08-19 |
| BRIDGMAN, Paul Gareth | Secretary | 2002-08-09 | 2003-12-30 |
| BUCKNELL, Zoe | Secretary | 2011-09-26 | 2016-03-31 |
| PLIMMER, Stephen Aaron | Secretary | 2005-06-09 | 2011-09-26 |
| PURVIS, Martin Terence Alan | Secretary | 2016-04-28 | 2016-08-09 |
| SCRUTON, Robert | Secretary | 2004-07-15 | 2005-06-09 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 2002-08-09 | 2002-08-09 |
| GOLDING, Andrew John | Director | 2012-03-05 | 2024-05-09 |
| LAZENBY, Michael John | Director | 2002-08-09 | 2011-02-23 |
| LUCKEN, Glen | Director | 2011-09-26 | 2012-03-05 |
| NELSON, Anne Marie Sabina | Director | 2005-10-25 | 2009-07-28 |
| PALMER, Alan Henry | Director | 2002-08-09 | 2005-10-06 |
| POLLARD, Fiona Ann | Director | 2007-04-24 | 2007-07-24 |
| PROCTER, Robert Duncan | Director | 2002-08-09 | 2009-11-30 |
| SCRUTON, Robert | Director | 2004-07-15 | 2011-06-30 |
| SULLIVAN-HYDE, Victoria Jane | Director | 2024-05-09 | 2025-09-30 |
| TALINTYRE, April Carolyn | Director | 2012-06-26 | 2024-05-09 |
| WILLIAMS, Peter Richard, Dr | Director | 2009-07-29 | 2012-06-26 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 2002-08-09 | 2002-08-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Onesavings Bank Plc | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 99 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-23 | CH01 | officers | Change person director company with change date | |
| 2026-02-06 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-12-27 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-25 | AA | accounts | Accounts with accounts type full | |
| 2024-12-31 | AD03 | address | Move registers to sail company with new address | |
| 2024-12-20 | AD02 | address | Change sail address company with new address | |
| 2024-10-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-12 | AA | accounts | Accounts with accounts type full | |
| 2024-05-16 | TM01 | officers | Termination director company with name termination date | |
| 2024-05-16 | TM01 | officers | Termination director company with name termination date | |
| 2024-05-16 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-16 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-16 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-15 | AA | accounts | Accounts with accounts type full | |
| 2022-10-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-28 | CH01 | officers | Change person director company with change date | |
| 2022-07-01 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.