AVANTIA INSURANCE LIMITED
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Cash
—
Latest balance sheet
Net assets
£25M
-5.6% lowest in 3 filed years
Employees
132
+8.2% highest in 3 filed years
Profit before tax
£14M
-11.7% vs 2024
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | — | — | — | |
| Net earned premiums | — | — | — | — | |
| Claims incurred | — | — | — | — | |
| Investment return | — | £35,000 | £198,000 | +465.7% | |
| Profit before tax | £12,725,000 | £15,785,000 | £13,931,000 | -11.7% | |
| Net profit | £11,115,000 | £13,893,000 | £10,651,000 | -23.3% | |
| Insurance contract liabilities | — | £45,811,000 | £45,764,000 | -0.1% | |
| Total assets | £72,791,000 | £79,624,000 | £79,585,000 | 0% | |
| Total liabilities | — | £53,010,000 | £54,460,000 | +2.7% | |
| Equity | £30,211,000 | £26,614,000 | £25,125,000 | -5.6% | |
| Average employees | 96 | 122 | 132 | +8.2% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 33.4% | 33.5% | — | |
| Net margin | 29.2% | 29.6% | — | |
| Return on capital employed | 40.5% | 56.5% | — | |
| Gearing (liabilities / total assets) | 58.5% | 66.6% | 68.4% | |
| Current ratio | 1.70x | 1.48x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- AVANTIA INSURANCE LIMITED 2010-07-06 → present
- NHI SERVICES LIMITED 2003-04-08 → 2010-07-06
- NEW HOME INSURANCE SERVICES LIMITED 2002-10-28 → 2003-04-08
- BESURE LIMITED 2002-10-21 → 2002-10-28
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Thus, they continue to adopt the going concern basis in preparing the annual financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 21 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ASHTON, Stephen David, Mr. | Director | 2022-09-21 | Jun 1963 | British |
| CLANCY, Timothy | Director | 2022-08-01 | Feb 1968 | British |
| EASTHAM, Mark Robert, Mr. | Director | 2015-04-15 | Dec 1972 | British |
| HUDDART, Daniel Philip, Mr. | Director | 2018-05-10 | Oct 1982 | British |
| JACKSON, Edward | Director | 2025-07-22 | Jan 1981 | British |
Show 21 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRITTON, Roderick | Secretary | 2014-03-07 | 2016-03-31 |
| HUZINGA, Neil James | Secretary | 2003-06-05 | 2014-03-07 |
| WALKER, Julie | Secretary | 2002-10-28 | 2003-06-05 |
| SAME-DAY COMPANY SERVICES LIMITED | Corporate Nominee Secretary | 2002-10-21 | 2002-10-28 |
| ASHTON, Stephen David | Director | 2014-12-31 | 2015-04-15 |
| BRITTON, Roderick | Director | 2014-03-07 | 2016-03-31 |
| FORRESTER, Stuart | Director | 2023-06-20 | 2024-10-01 |
| HUZINGA, Neil James | Director | 2003-01-17 | 2016-09-15 |
| JOYSON, David | Director | 2022-04-27 | 2025-05-29 |
| LAY, Alexander Stephan | Director | 2018-05-10 | 2018-10-23 |
| MAHMOOD, Shahid, Mr. | Director | 2016-05-25 | 2022-07-29 |
| PARKER-WALKLATE, Alex | Director | 2022-04-27 | 2022-12-09 |
| PASCHALIDES, Jason | Director | 2018-10-23 | 2019-03-20 |
| ROBERTSON, Bruce James | Director | 2004-11-01 | 2005-06-30 |
| SAPHERSON, Robin | Director | 2008-02-01 | 2013-06-26 |
| WALKER, David Jonathan Haddon | Director | 2002-10-28 | 2014-03-07 |
| WALTER, Phillip James | Director | 2013-01-24 | 2014-12-31 |
| WEMBRIDGE, Nigel | Director | 2011-11-01 | 2014-03-07 |
| WILSON, Richard James, Mr. | Director | 2018-05-10 | 2025-05-29 |
| WOODHOUSE, Jessica | Director | 2023-06-20 | 2025-05-29 |
| WILDMAN & BATTELL LIMITED | Corporate Nominee Director | 2002-10-21 | 2002-10-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Kingston Topco Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-08-10 | Active |
| Avantia Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2023-08-10 |
Filing timeline
Last 20 of 141 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-08-14 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-02 | AA | accounts | Accounts with accounts type full | |
| 2026-04-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-21 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-21 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-21 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-19 | AA | accounts | Accounts with accounts type full | |
| 2025-04-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-10 | AA | accounts | Accounts with accounts type full | |
| 2024-04-19 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-08-16 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-08-16 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-08-14 | RESOLUTIONS | resolution | Resolution | |
| 2023-08-09 | SH01 | capital | Capital allotment shares | |
| 2023-06-28 | AA | accounts | Accounts with accounts type full | |
| 2023-06-20 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-20 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-02-03 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.