BENESSE ADVICE LIMITED
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Next accounts due
2026-10-31 (in 5mo)
Last filed for 2025-01-31
Confirmation statement due
2026-11-01 (in 6mo)
Last made up 2025-10-18
Watchouts
Cash
£5K
-17.2% vs 2024
Net assets
£1M
+13.9% vs 2024
Employees
—
Average over period
Profit before tax
£237K
+272.5% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-01-31
| Metric | Trend | 2024-01-31 | 2025-01-31 |
|---|---|---|---|
| Turnover | £130,309 | £235,899 | |
| Operating profit | £53,299 | £225,666 | |
| Profit before tax | £63,688 | £237,220 | |
| Net profit | £68,997 | £152,085 | |
| Cash | £5,721 | £4,737 | |
| Total assets less current liabilities | £1,111,502 | £1,250,648 | |
| Net assets | £1,094,533 | £1,246,618 | |
| Equity | £1,094,533 | £1,246,618 | |
| Average employees | — | — | |
| Wages | — | — | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-01-31 vs 2024-01-31
-
Turnover
+81%
£130,309 £235,899
-
Cash
-17.2%
£5,721 £4,737
-
Net assets
+13.9%
£1,094,533 £1,246,618
-
Employees
—
Not reported
-
Operating profit
+323.4%
£53,299 £225,666
-
Profit before tax
+272.5%
£63,688 £237,220
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-01-31 | 2025-01-31 |
|---|---|---|---|
| Operating margin | 40.9% | 95.7% | |
| Net margin | 52.9% | 64.5% | |
| Return on capital employed | 4.8% | 18.0% | |
| Current ratio | 26.37x | 99.91x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- BENESSE ADVICE LIMITED 2021-01-26 → present
- ALL ABOUT MONEY LTD 2021-01-20 → 2021-01-26
- BENESSE ADVICE LIMITED 2021-01-19 → 2021-01-20
- ALL ABOUT MONEY LIMITED 2012-08-16 → 2021-01-19
- THINK MONEY LIMITED 2003-10-08 → 2012-08-16
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements are prepared on a going concern basis. The Company has reported an operating profit of £225,666 (2024: £53,299) for the year end, 31 January 2025 and has reported a net assets position of £1,246,618 as at 31 January 2025 (2024: £1,094,533). ... As a result, the directors believe it remains appropriate to prepare the financial statements on a going concern basis.”
Significant events
- “On 29 August 2024, as part of a group restructure, 100% of the shares of the immediate parent company, Financial Wellness Group Limited, were acquired by Financial Wellness Holdings Limited from another group company TMG Holdings 2 Limited.”
- “On 13 December 2024, as a further part of that restructure, 100% of the shares of the intermediate parent company Financial Wellness Holdings Limited were acquired by Marshland Investments Limited, from the other group company TMG Holdings 2 Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| KAY, Simon David | Secretary | 2026-03-18 | — | — |
| KAY, Simon David | Director | 2003-10-09 | Apr 1968 | British |
| MCNEILL, Lee | Director | 2021-05-13 | Feb 1972 | British |
| STYLIANOU, Stephen Andrew | Director | 2003-10-09 | May 1969 | British |
| WARR, Jonathan Gavin | Director | 2013-11-20 | Apr 1964 | British |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| KAY, Simon David | Secretary | 2003-10-09 | 2015-03-05 |
| SWANN, Ryan David | Secretary | 2015-03-05 | 2026-03-18 |
| HAMMONDS SECRETARIES LIMITED | Corporate Secretary | 2003-10-08 | 2003-10-09 |
| SOMERSET, Ian James | Director | 2021-05-13 | 2024-12-31 |
| WARE, Deborah | Director | 2014-12-15 | 2022-04-01 |
| HAMMONDS DIRECTORS LIMITED | Corporate Director | 2003-10-08 | 2003-10-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Financial Wellness Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-08-29 | Active |
| Tmg Holdings 2 Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-02-28 | Ceased 2024-08-29 |
| Think Money Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2019-02-28 |
| Alchemy Partners Llp | Corporate entity | Significant influence | 2016-04-06 | Ceased 2018-08-07 |
Filing timeline
Last 20 of 113 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-19 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-03-19 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-03-17 | AA | accounts | Accounts with accounts type full | |
| 2025-10-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-22 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-04-16 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-04-15 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-04-15 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-02-04 | AA | accounts | Accounts with accounts type full | |
| 2025-01-03 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-30 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-08-30 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-05-10 | AA | accounts | Accounts with accounts type full | |
| 2023-10-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-09 | AA | accounts | Accounts with accounts type full | |
| 2022-10-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-05-11 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2022-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2022-02-08 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.