ZEMPLER BANK LIMITED

• ◆

  4 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +0.7%

  £67,687,000 → £68,181,000

• Cash

  -4.4%

  £386,025,000 → £369,088,000

• Net assets

  +15.2%

  £28,466,000 → £32,779,000

• Employees

  +33.6%

  253 → 338

• Profit before tax

  +58.5%

  £3,291,000 → £5,217,000

• Wages

  +19.6%

  £20,614,000 → £24,649,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. ZEMPLER BANK LIMITED 2024-06-24 → present
2. ADVANCED PAYMENT SOLUTIONS LIMITED 2005-06-24 → 2024-06-24
3. CAPRICE VENTURES LIMITED 2004-02-16 → 2005-06-24
4. OVAL (1922) LIMITED 2003-10-29 → 2004-02-16

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

MHA Audit Services LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In preparing these financial statements the Directors are required to satisfy themselves that the Bank can continue operating as a going concern for a period of at least 12 months from the date of signing these financial statements, so that the going concern basis of accounting remains appropriate... Based on the considerations above the going concern basis of accounting remains appropriate and has been adopted in the preparation of the financial statements.”

Group structure

1. ZEMPLER BANK LIMITED · parent
   1. Zempler Limited 100% · Cotton Centre, London · Non trading entity

Significant events

• “Advanced Payment Solutions Limited (trading as Cashplus Bank) changed its name to Zempler Bank Limited on 24 June 2024 and began trading under the name Zempler Bank on 9 July 2024.”
• “Zempler continues to prepare for the introduction of Basel 3.1 regulation with its revised UK implementation date of 01 January 2027.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

12

last 12 months

Capital events

1

last 24 months

Officers appointed

3

last 12 months

Officers resigned

4

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.