JUST RETIREMENT LIMITED

• ◆

  12 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +18.6%

  £1,416,000,000 → £1,679,000,000

• Cash

  -10.3%

  £682,000,000 → £612,000,000

• Net assets

  -0.8%

  £752,000,000 → £746,000,000

• Employees

  —

  Not reported

• Operating profit

  -40%

  £492,000,000 → £295,000,000

• Profit before tax

  -80.4%

  £102,000,000 → £20,000,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. JUST RETIREMENT LIMITED 2004-07-23 → present
2. ABACUS ANNUITIES LIMITED 2004-01-16 → 2004-07-23

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

PricewaterhouseCoopers LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Group structure

1. JUST RETIREMENT LIMITED · parent
   1. Just Retirement Finance plc 100% · England & Wales · Holding company
   2. Just Re 1 Limited 100% · England & Wales · Investment activity
   3. Just Re 2 Limited 100% · England & Wales · Investment activity

Significant events

• “On 19 September 2025, Just Group plc, the Company's ultimate parent, announced shareholder approval of a recommended cash offer by BWS. Completion of the transaction is expected in the first half of 2026, subject to regulatory approval and other customary conditions.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

20

last 12 months

Capital events

1

last 24 months

Officers appointed

7

last 12 months

Officers resigned

12

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.