SANCTUARY INSURANCE BROKERS LIMITED
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Cash
£113K
-60% vs 2024
Net assets
£522K
-22.7% vs 2024
Employees
12
+9.1% vs 2024
Profit before tax
-£196K
-202.4% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|
| Turnover | £1,239,956 | £1,066,343 | -14% | |
| Operating profit | £187,855 | -£202,699 | -207.9% | |
| Profit before tax | £191,008 | -£195,561 | -202.4% | |
| Net profit | £191,064 | -£153,280 | -180.2% | |
| Cash | £282,677 | £112,987 | -60% | |
| Total assets less current liabilities | — | — | — | |
| Net assets | £675,691 | £522,411 | -22.7% | |
| Equity | £675,691 | £522,411 | -22.7% | |
| Average employees | 11 | 12 | +9.1% | |
| Wages | £639,652 | £719,444 | +12.5% | |
| Directors' remuneration | £130,382 | £168,850 | +29.5% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating margin | 15.2% | -19.0% | |
| Net margin | 15.4% | -14.4% | |
| Current ratio | 1.74x | 1.60x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- SANCTUARY INSURANCE BROKERS LIMITED 2015-08-28 → present
- OXYGEN INSURANCE BROKERS LIMITED 2004-02-20 → 2015-08-28
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Lawrence Grant LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “We have continued our focus on rebuilding and transforming Sanctuary in 2025. We have continued to expand our network of clients, but also seen the impact of merger and acquisitions on our client base.”
- “After considering all options following BREXIT, we have partnered with a fully accredited broker in Dublin. This allows us access to the European Market and the ability to provide a full service to all clients.”
- “The results indicate that the company made a loss of £153,280 compared to a profit of £191,064 in 2024.”
- “The company continued, within the given time scales, to meet the Financial Conduct Authority targets and deadlines.”
- “The company has systems in place, whereby all Insurance Carriers are approved by the company prior to any risk being placed with them, and approved security is regularly revisited, likew se due diligence is conducted on all new clients.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 28 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WELLS, Paul Stephen | Secretary | 2023-09-20 | — | — |
| ANDREWS, Nicholas William | Director | 2022-08-16 | Mar 1961 | British |
| CURTIS, Beverley Jayne | Director | 2025-01-28 | Jun 1970 | British |
| HEARN, Robert Lewis | Director | 2022-08-16 | Aug 1967 | British |
| WELLS, Paul Stephen | Director | 2022-08-16 | Aug 1970 | British |
Show 28 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BENJAMIN, John | Secretary | 2004-02-20 | 2004-03-31 |
| KNOBLAUCH, Franz Josef | Secretary | 2004-03-29 | 2010-10-01 |
| WOOLLGAR, Keith | Secretary | 2012-07-17 | 2023-09-20 |
| DQ FINANCIAL CONSULTING LIMITED | Corporate Secretary | 2010-10-01 | 2012-07-17 |
| TEMPLE SECRETARIES LIMITED | Corporate Nominee Secretary | 2004-02-20 | 2004-02-20 |
| ALFORD, Robert John | Director | 2004-09-16 | 2009-12-31 |
| BALLARD, Simon Keith | Director | 2012-07-18 | 2022-08-25 |
| BARTON, Nigel Anthony | Director | 2004-02-20 | 2017-02-06 |
| BENJAMIN, John | Director | 2004-02-20 | 2007-07-20 |
| BINKS, Tom Anthony | Director | 2007-09-20 | 2012-07-17 |
| EDWARDS, Clive | Director | 2022-08-16 | 2025-01-08 |
| EDWARDS, Clive | Director | 2015-08-26 | 2019-12-09 |
| ELLIOTT, Graham Andrew | Director | 2008-11-25 | 2012-07-17 |
| ERNOULT, Thomas Stephen | Director | 2008-04-24 | 2008-12-31 |
| FISHER, Sian | Director | 2004-09-16 | 2011-07-19 |
| FRANCE, Alexander Ian Robert | Director | 2008-10-02 | 2011-07-22 |
| FULLER, James William | Director | 2011-01-01 | 2011-08-08 |
| KIER, Michael Hector | Director | 2004-09-16 | 2009-12-31 |
| KNOBLAUCH, Franz Josef | Director | 2004-03-29 | 2010-10-01 |
| MOSELEY, Susan | Director | 2011-01-01 | 2011-08-19 |
| PETTIFOR, Ian | Director | 2009-12-17 | 2012-04-30 |
| SANDLER, Ronald Arnon | Director | 2004-09-16 | 2008-02-17 |
| SILCOCK, John | Director | 2008-10-02 | 2011-05-12 |
| SPENCER, Michael Alan, Lord Spencer Of Alresford | Director | 2005-03-17 | 2007-09-20 |
| TREBBLE, Richard John | Director | 2007-12-21 | 2008-11-25 |
| WALLIN, Andrew David | Director | 2011-01-01 | 2011-12-14 |
| WOOLLGAR, Keith Raymond | Director | 2018-01-15 | 2024-04-22 |
| COMPANY DIRECTORS LIMITED | Corporate Nominee Director | 2004-02-20 | 2004-02-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Kastor Holdings Limited | Corporate entity | Shares 75–100% | 2021-12-30 | Active |
| Mr Simon Keith Ballard | Individual | Shares 75–100% | 2016-04-06 | Ceased 2021-12-30 |
| Mrs Pippa Ballard | Individual | Shares 25–50% | 2016-04-06 | Ceased 2021-01-01 |
Filing timeline
Last 20 of 147 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-07-02 MA Memorandum articles
- 2025-06-27 RESOLUTIONS Resolution
- 2025-06-25 CC04 Statement of companys objects
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-21 | AA | accounts | Accounts with accounts type full | |
| 2025-09-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-02 | MA | incorporation | Memorandum articles | |
| 2025-06-27 | RESOLUTIONS | resolution | Resolution | |
| 2025-06-25 | CC04 | change-of-constitution | Statement of companys objects | |
| 2025-04-10 | AA | accounts | Accounts with accounts type full | |
| 2025-01-29 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-08 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-21 | AA | accounts | Accounts with accounts type full | |
| 2024-04-24 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-20 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-09-20 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-06-12 | CH01 | officers | Change person director company with change date | |
| 2023-06-08 | CH01 | officers | Change person director company with change date | |
| 2023-06-08 | CH01 | officers | Change person director company with change date | |
| 2023-06-07 | CH01 | officers | Change person director company with change date | |
| 2023-06-07 | CH01 | officers | Change person director company with change date | |
| 2023-05-30 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.