LEISURE HOME INSURANCE PLC
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Cash
£18K
+0.5% vs 2024
Net assets
£469K
-10.5% lowest in 3 filed years
Employees
13
-7.1% lowest in 3 filed years
Profit before tax
£6.2K
-4.9% vs 2024
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-09-16
| Metric | Trend | 2023-09-16 | 2024-09-16 | 2025-09-16 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £514,624 | £549,032 | £580,879 | +5.8% | |
| Operating profit | £3,604 | -£12,077 | -£6,796 | +43.7% | |
| Profit before tax | £4,126 | £6,560 | £6,238 | -4.9% | |
| Net profit | £3,343 | £5,313 | £5,053 | -4.9% | |
| Cash | £15,157 | £18,343 | £18,433 | +0.5% | |
| Total assets less current liabilities | £538,584 | £523,897 | — | — | |
| Net assets | £538,584 | £523,897 | £468,950 | -10.5% | |
| Equity | £538,584 | £523,897 | £468,950 | -10.5% | |
| Average employees | 14 | 14 | 13 | -7.1% | |
| Wages | £174,083 | £190,553 | £202,481 | +6.3% | |
| Directors' remuneration | £44,831 | £38,031 | £27,175 | -28.5% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-16 | 2024-09-16 | 2025-09-16 |
|---|---|---|---|---|
| Operating margin | 0.7% | -2.2% | -1.2% | |
| Net margin | 0.6% | 1.0% | 0.9% | |
| Return on capital employed | 0.7% | -2.3% | — | |
| Gearing (liabilities / total assets) | 16.8% | 16.5% | — | |
| Current ratio | 5.95x | 6.05x | 3.68x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- LEISURE HOME INSURANCE PLC 2006-03-29 → present
- NACO INSURANCE SERVICES PLC 2004-03-17 → 2006-03-29
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Azets Audit Services
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “Further advances in our use of technology will allow us to expand our client base further and capitalise on the demand for specialised insurance solutions within the static caravan, lodge, and park home market. With a commitment to professionalism and excellence, Leisure Home Insurance is well-positioned for sustained growth and continued success.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MUNRO, Stephen Peter | Secretary | 2004-03-17 | — | British |
| ELLACOTT, Daniel James | Director | 2016-06-14 | Sep 1979 | British |
| MUNRO, Stephen Peter | Director | 2004-03-17 | Mar 1958 | British |
| O'DELL, Terence William John | Director | 2004-03-17 | Oct 1947 | British |
| PEAPER, Brian Charles | Director | 2004-03-17 | Jun 1947 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| VENTURE NOMINEES (1) LIMITED | Corporate Secretary | 2004-03-17 | 2004-03-17 |
| VENTURE NOMINEES (1) LIMITED | Corporate Director | 2004-03-17 | 2004-03-17 |
| VENTURE NOMINEES (2) LIMITED | Corporate Director | 2004-03-17 | 2004-03-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Terence William John O'Dell | Individual | Shares 25–50%, Voting 25–50% | 2017-03-16 | Active |
Filing timeline
Last 20 of 67 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-20 | AA | accounts | Accounts with accounts type full | |
| 2026-02-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-02-20 | CH01 | officers | Change person director company with change date | |
| 2025-06-17 | AA | accounts | Accounts with accounts type full | |
| 2025-02-24 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-03-23 | AA | accounts | Accounts with accounts type full | |
| 2024-02-21 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-03-03 | AA | accounts | Accounts with accounts type full | |
| 2023-02-22 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-03-22 | AA | accounts | Accounts with accounts type full | |
| 2022-02-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-02-18 | CH01 | officers | Change person director company with change date | |
| 2021-08-11 | AA | accounts | Accounts with accounts type full | |
| 2021-03-10 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2020-04-06 | AA | accounts | Accounts with accounts type full | |
| 2020-02-24 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2019-03-19 | AA | accounts | Accounts with accounts type full | |
| 2019-02-26 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2018-09-12 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2018-09-12 | PSC09 | persons-with-significant-control | Withdrawal of a person with significant control statement |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.